Insurer profile
Mutua MMT SEGUROS, Sociedad Mutua de Seguros a Prima Fija
Mutua MMT Seguros is a Spanish non-profit mutual insurance company founded in 1932 as Mutua Madrileña del Taxi. It is specialized in motor, home, health, funeral, pet, bicycle, personal mobility, accident, and business insurance, distributing products through its own network of offices, telephone, and internet channels. Policyholders hold the dual status of owner-member and insured client.
Source- Legal entity
- Mutua MMT SEGUROS, Sociedad Mutua de Seguros a Prima Fija
- Headquarters
- Madrid, Spain
- Regulator
- Directorate General of Insurance and Pension Funds (DGSFP) — Ministry of Economy, Trade and Business
- Phone
- +34 915 948 800
- sac@mmtseguros.es
- Founded
- 1932
- Last verified
- Jul 17, 2026
Products from Mutua MMT SEGUROS, Sociedad Mutua de Seguros a Prima Fija
motor
Third Party Car Insurance
Basic third-party liability car insurance covering civil liability for damage to third parties, legal defence, and driving licence points recovery.
motor
Comprehensive Car Insurance (All Risk)
Full comprehensive car insurance covering own damages, theft, fire, windscreen, roadside assistance, and total loss indemnification; available with or without excess.
motor
Motorcycle Insurance
Motorcycle insurance available in third-party, combined-with-excess, and all-risk-with-excess modalities, including helmet damage coverage.
property
Home Insurance
Customisable home insurance for owners, tenants, and landlords covering property damage, theft, liability, and home assistance.
health
Health Insurance – Essencial (HNA)
Basic health insurance giving access to a wide medical network without waiting lists, covering consultations and diagnostic tests.
health
Health Insurance – Premium (HNA)
Comprehensive health insurance including hospitalisation, surgery, specialist care, telemedicine, travel assistance, and accidental death cover.
health
Health Insurance – Vital (ASISA)
Health insurance in partnership with ASISA providing access to over 50,000 healthcare professionals and 18 private hospitals nationwide.
health
Dental Insurance (ASISA)
Dental insurance through the ASISA network covering preventive and restorative dental care across Spain.
life
Funeral / Family Protection Insurance (Decesos)
Funeral expense insurance covering all funeral and burial services for the insured and family members, available up to age 70.
pet
Pet Insurance
Pet insurance covering mandatory civil liability for dogs, veterinary expenses up to €1,000 in case of accident, legal defence, and theft/loss coverage.
other
Bicycle and E-Scooter Insurance
Insurance for conventional and electric bicycles and e-scooters covering damage, theft, civil liability, legal defence, and personal accidents.
liability
Personal Mobility Insurance
Multimodal liability and accident insurance protecting pedestrians, passengers of any land transport, and bicycle or e-scooter riders against civil liability and personal accident risks.
health
Personal Accident Insurance
Personal accident insurance covering death and permanent total disability due to accident, plus travel, home, and psychological assistance and legal protection.
property
Business Insurance (Shops and Offices)
Comprehensive insurance for shops and offices covering property damage, theft, civil liability, legal defence, IT assistance, and handyman service.
Regulatory updates
MMT Seguros remains active and duly authorized by the DGSFP with registration key M-084. In its 2025 General Assembly of Members (held May 2026), the company reported its best-ever financial results: a 72%+ improvement in its technical account to €2.9M and a pre-tax result of €2.7M — double that of 2024. Solvency ratios were well above regulatory minimums at 205.8% of the Solvency Capital Requirement (SCR) and 823.3% of the Minimum Capital Requirement (MCR). In 2024, it completed a merger absorbing the Mutualidad de Previsión Social de Viajantes y Representantes. The company is subject to annual external audits and Solvency II regulation under the LOSSEAR framework.
Reputation and reviews
Offer pages
Motor casco
MMT Seguros is a motor casco insurance for the Spain market with online purchase and 24/7 assistance.
Last verified Jul 18, 2026
Motor third-party liability
MMT Seguros is a motor third-party liability insurance for the Spain market with online purchase and 24/7 assistance.
Last verified Jul 17, 2026