Insurer profile
Reale Seguros Generales, S.A.U.
Reale Seguros Generales, S.A.U. · Spain
Overview
Reale Seguros Generales is the Spanish subsidiary of the Italian Reale Group, wholly owned by Reale Mutua Assicurazioni. Operating in Spain since 1988, it is one of the country's most established insurers, offering a wide range of personal and business insurance products to over 1.5 million policyholders through a network of more than 350 agencies and 3,500 intermediaries.
Source39
Products in this market
2
Offer pages
Company details
- Parent group
- Reale Group (Reale Mutua Assicurazioni)
- Regulator
- Directorate General of Insurance and Pension Funds (DGSFP)
- Phone
- +34 914 547 400
- [email protected]
Products from Reale Seguros Generales, S.A.U.
Motor6
Reale Auto (Third Party)
Mandatory third-party civil liability car insurance with optional extended coverage, personalised through Reale's mediator network.
Reale Mi Coche
Online comprehensive car insurance with flexible coverage packs, available in third-party basic, extended, and all-risk (with or without excess) modalities.
Reale Autoresponsable (Socially Responsible Car Insurance)
A socially responsible car insurance product that rewards a low claims record and responsible driving.
Reale Auto Hybrids and Electrics
Car insurance specifically tailored to electric and plug-in hybrid vehicles, including battery breakdown assistance and charging cable theft coverage.
Reale Moto (Motorcycle Insurance)
Modular motorcycle insurance available in third-party, third-party with theft, and comprehensive with excess modalities, including optional coverage for hail and vandalism.
Reale Ruta (Transport and Agricultural Vehicle Insurance)
Insurance for transport professionals, industrial vehicle owners, and farmers covering main incidents during transit or agricultural work.
Property9
Reale Home Insurance
Comprehensive and flexible home insurance with three protection levels (standard, optimal, premium) and optional add-on packs, covering primary and secondary residences.
Reale Home for Expats
Home insurance designed for foreign nationals residing in Spain, offering all standard coverages in the customer's preferred language.
Reale Community Buildings Insurance
Insurance for residential communities and apartment buildings covering structural and common area risks.
Reale Commerce and Offices Insurance
Flexible multi-risk insurance for retail establishments and offices, customisable across a wide range of business sectors including food, retail, hospitality, and healthcare.
Reale Industrial Multi-Risk Insurance
Multi-risk insurance for large industrial companies covering factories, warehouses, and workshops, including machinery breakdown, business interruption, and civil liability.
Reale Bakeries Insurance
Complete and effective insurance solution tailored to the needs of bakeries and pastry shops.
Agroreale (Agricultural Insurance)
A comprehensive range of flexible and customisable insurance products adapted to any activity in the primary agricultural sector.
Reale Buildings Insurance for Expats
Buildings insurance specifically designed for expatriates, covering their property in Spain.
Reale Commerce Insurance for Expats
Commercial premises insurance specifically designed for expatriate business owners in Spain.
Health7
Reale Health (DKV Integral)
Comprehensive health insurance for individuals, distributed in partnership with DKV, covering full medical care including hospitalisation and specialist consultations.
Reale Health (DKV Modular)
Modular health insurance allowing the policyholder to select only the coverage modules they require, distributed in partnership with DKV.
Reale Health (DKV Dentisalud Elite)
Premium dental insurance distributed in partnership with DKV, covering a wide range of dental treatments.
Reale Health for SMEs (DKV PYMES)
Group health insurance for small and medium-sized enterprises to cover the health needs of employees and their families, distributed with DKV.
Reale Individual Accident Insurance
Individual accident insurance providing coverage for personal injury caused by accidental events.
Reale Collective Accident Insurance
Group accident insurance for companies covering their employees against personal injuries caused by accidents.
Reale Convention Accident Insurance
Accident insurance for companies required to provide coverage under collective bargaining agreements.
Liability4
Reale Private Life Civil Liability
Personal civil liability insurance covering damages caused to third parties in everyday private life activities.
Reale D&O Insurance (Directors and Officers)
Directors and officers liability insurance aimed at SMEs with turnover below €20 million, protecting the personal assets of company management.
Reale Environmental Liability Insurance
Environmental civil liability insurance covering pollution damages in accordance with current Spanish environmental legislation.
Reale Hunter and Fisherman Insurance
Insurance covering material and personal damages caused to third parties during the practice of hunting and/or fishing as a sport or hobby.
Life4
Reale Life Risk Insurance
Term life insurance providing comprehensive protection for the policyholder and their family against unexpected events such as death or disability.
Reale Life Savings Insurance
Savings-type life insurance products allowing policyholders to build capital profitably and without risk for future projects and retirement.
Reale Vida Instinto Familiar
A family life insurance product designed to protect the policyholder and their children proactively.
Reale Annual Renewable Term Life (Group)
Group annual renewable term life insurance providing complete protection for company employees.
Other6
Reale Funeral (Death) Insurance
Comprehensive funeral insurance providing a complete solution so the policyholder's family does not have to worry about any funeral arrangements.
Reale Golf Player Insurance
Exclusive insurance product with special coverages for golf players, tailored for federates with exclusive advantages.
Reale Golf Temporary Licences
Golf insurance aimed at non-resident players holding temporary licences issued by federations or golf clubs.
Reale Nautical Insurance
Boat and pleasure craft insurance allowing policyholders to enjoy their passion for the sea with full protection.
Reale Expatriates Insurance Package
A line of insurance products specially designed for foreign nationals residing in Spain, including car, home, and buildings coverage in the client's language.
Reale Golf Auto
A car insurance product tailored for golf players providing fast and efficient vehicle care and service.
Regulatory updates
Reale Seguros Generales, S.A.U. is registered and authorized by the DGSFP with registry key C0613. Reale Vida y Pensiones, S.A. de Seguros operates under key C-0784. Both entities operate under the supervision of the DGSFP, pursuant to Spanish insurance legislation and Solvency II. The company publishes annual Solvency and Financial Condition Reports (SFCR) as required by regulation, with the most recent available for financial year 2025. Reale Seguros Generales is listed among the 25 insurers with the highest volume of earned premiums in the DGSFP's 2023 claims service annual report.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Reale Seguros for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 18, 2026
Motor third-party liability
motor third-party liability insurance from Reale Auto for the Spain market, with 24/7 assistance.
Last verified Jul 17, 2026