AWP P&C S.A. - Dutch Branch, trading as Allianz Partners (formerly Allianz Global Assistance Europe / AGA International SA, Dutch Branch)
Allianz Travel
Allianz Travel is a travel insurance for the Sweden market with online purchase and 24/7 assistance.
Direct payment
The insurer organizes and pays directly for hospitalization costs incurred abroad
Geographic scope
Worldwide, limited to destinations offered by KLM (excluding destinations excluded by the insurance contract)
Available to private individuals resident in Sweden booking one or more flight tickets on the KLM website for travel to any KLM destination
Unique selling points
- Insurance quotes are tailor-made to the traveler's specific KLM flight booking and trip plans.
- The Comprehensive plan bundles trip cancellation, emergency medical expenses, baggage, and travel delay cover into a single policy purchasable directly at KLM ticket booking.
- Emergency medical and dental expenses abroad are covered up to €300,000 per person.
- A 24-hour emergency medical assistance service organizes and directly pays hospitals for hospitalization abroad.
- Coverage can still be added via My Trip up to 24 hours after completing a KLM ticket booking.
Coverage limits
Medical Expenses
€300,000
Reimbursement of emergency medical treatment costs for which the insured is responsible while abroad, up to €300,000 per person
Emergency Medical Treatment
€300,000
Covers emergency medical treatment abroad up to €300,000 per person, part of the overall Emergency Medical/Dental coverage limit
Hospitalization
€300,000
The insurer organizes and pays for hospitalization abroad, within the €300,000 per person Emergency Medical/Dental limit
Outpatient Treatment
€300,000
Outpatient emergency medical treatment abroad is covered within the €300,000 per person Emergency Medical/Dental limit
Emergency Dental Care
€300
Emergency dental treatment abroad is covered up to a maximum sublimit of €300 per person
Medical Transport
Covered
Emergency transportation following a medical emergency abroad is covered, including accommodation during transport to bedside (up to 7 nights, max €50/night) and return of dependents at cost
Medical Evacuation
Covered
Emergency evacuation and medical repatriation are covered when transportation is needed following a medical emergency during the trip
Repatriation of Remains
Covered
Repatriation of remains or funeral expenses is listed as a covered benefit; the exact monetary limit is not stated in the reviewed section of the document
Search & rescue
SEK 115,000
TUI Extra Sports Reseförsäkring (Allianz Partners, AWP P&C S.A. – Dutch Branch) includes search and rescue costs up to SEK 115,000 as part of the 'Sportomslag' (sports cover) benefit for travellers who booked their trip with TUI.
COVID-19 treatment
SEK 3,438,000
Allianz Partners travel insurance for Swedish residents (distributed via Singapore Airlines) explicitly covers Covid-19: up to SEK 3,438,000 for Overseas Medical Expenses & Emergency Evacuation, plus a separate benefit of up to SEK 57,300 for trip cancellation due to contraction of Covid-19.
Pre Existing Conditions
Conditional
Allianz Partners (AWP P&C S.A. – Dutch Branch) Swedish travel insurance excludes existing illnesses that were last treated within 180 days prior to taking out the insurance or, respectively, prior to booking travel (for cancellation cover) or commencing travel (for interruption cover).
Winter Sports Cover
Conditional
Winter sports activities are covered only under the optional 'TUI Extra Sports' rider (Sportomslag) added to the base Allianz Partners TUI Extra Reseförsäkring; this rider provides sports equipment rental cost reimbursement and search-and-rescue costs up to SEK 115,000, but is not included in the standard (non-Sports) policy.
Adventure Sports Cover
Conditional
Adventure/risk sports are only covered under the optional 'Sportomslag' (Sports cover) add-on within the TUI Extra Sports Reseförsäkring (Allianz Partners), which adds sports-equipment rental reimbursement and search-and-rescue costs up to SEK 115,000; the base Extra policy does not include this cover.
Pregnancy Complications
Conditional
Costs related to pregnancy are excluded, except those arising from complications or premature delivery occurring more than eight weeks before the expected due date, which remain covered under the Allianz travel policy (AWP P&C S.A. – Dutch Branch / Allianz Partners, TUI-branded product).
Personal liability
SEK 10,000
Personal liability is covered under a combined benefit named 'Personligt ansvar, överfall eller rättsskydd' (Personal liability, assault or legal protection) with a shared limit of SEK 10,000, in the Allianz Global Assistance/Allianz Partners (AWP P&C S.A. – Dutch Branch) travel insurance sold via TUI Sweden.
Legal assistance
SEK 10,000
Legal protection is covered under the same combined benefit as personal liability and assault cover, 'Personligt ansvar, överfall eller rättsskydd', with a shared limit of SEK 10,000, in the Allianz Global Assistance/Allianz Partners (AWP P&C S.A. – Dutch Branch) travel insurance sold via TUI Sweden.
24/7 Assistance
Covered
A 24-hour emergency medical service must be contacted when hospitalized, requiring repatriation, or where medical fees are likely to exceed €300
Key conditions
Assistance call deadline
You must always contact the 24-hour emergency medical service when hospitalized, requiring repatriation, or where medical fees are likely to exceed €300
Unauthorized treatment
Not specified in the reviewed documents
Purchase while abroad
Not specified in the reviewed documents
Chronic conditions
Not specified in the reviewed documents
Pregnancy
Not specified in the reviewed documents
Pre-existing condition exclusions
Not specified in the reviewed documents
Coverage duration limit
Not specified in the reviewed documents
Policy specifics
Trip Cancellation
Coverage for non-refundable trip costs if you must cancel before departure for a covered reason
SourceTrip Interruption
Coverage if trip is interrupted or must be ended early due to covered incident; reimburses prorated unused costs and additional transportation/accommodation expenses
SourceTravel Delay
Coverage for expenses during travel delays; maximum reimbursement for 24-hour period of delay with receipts
SourceEmergency Medical/Dental Expenses
Coverage for emergency medical or dental treatment incurred during trip abroad for accident or unexpected illness
SourceEmergency Transportation
Coverage for emergency medical evacuation or repatriation if medical treatment not available at trip destination
SourceCoverage Area Restrictions
Policy excludes coverage in war zones and sanctioned countries; cancellation covered in country of residence, other guarantees in country(ies) of destination
SourceMaximum Trip Duration
Travel insurance coverage is limited to trips not exceeding 62 consecutive days per policy period
SourcePurchase Timing Requirement
Insurance must be purchased at time of KLM flight booking; full premium must be paid on or before departure date and before leaving primary residence
SourcePre-existing Medical Condition Exclusion
Standard exclusion for pre-existing medical conditions unless specific waiver requirements are met; affects both initial insured and other insured persons related to same condition
SourcePolicy Cancellation Period
Insured can cancel policy within first 14 days of purchase if policy does not meet their needs; cancellation not permitted if claim made or journey started
SourceResidency and Purchase Timing Requirement
This insurance is intended for private individuals resident in Sweden who book one or more flight tickets on the KLM website; the policy must be purchased when booking the ticket, or via My Trip within the applicable window after booking
SourceSources
- https://assets.ctfassets.net/kb4x8uh0bui6/6pI12efWbk8QVxKneFODvD/72917cb723e61d41f169698157015cae/2021_02_05_TUI_SE_T_C-DPN_Extra__sv_.pdf
- https://assets.ctfassets.net/ru8j5dxfq58p/6pPlFCe6V9snIiUxZKTkRZ/aca908d148523d261e3bb16243f79104/202504_TUI_IPID_SE_Extra_Sports_sv.pdf
- https://ws.singaporeair.com/en_UK/es/plan-travel/privileges/travel-insurance/sweden/faqSource no longer reachable
- https://www.klm.se/information/ticket-services/travel-insurance
- https://www.lawinsider.com/sv/contracts/iE8TdkrUZfw
- https://www.magroup-online.com/KLM/CH/EN/KLM_CH_en_IPID_Comprehensive.pdf
- https://www.magroup-online.com/KLM/ES/EN/KLM_ES_en_IPID_Comprehensive.pdf
- https://www.magroup-online.com/KLM/GB/EN/KLM_GB_en_POLWRD.pdf
- https://www.tui.se/pagefiles/22/tui-allianz-reseforsakring-villkor-2017-07-01.pdfSource no longer reachable