Insurer profile
Smile Insurance Agency & IT Solutions GmbH
Smile Insurance Agency & IT Solutions GmbH · Austria
Overview
Smile is the fully digital direct-insurance brand of Helvetia in Austria, operated through Smile Insurance Agency & IT Solutions GmbH, a Vienna-based insurance agency wholly owned by Helvetia Versicherungen AG; launched in Austria in October 2022, it lets customers buy and manage motor and household insurance entirely online with a monthly right of cancellation.
Source5
Products in this market
2
Offer pages
Company details
- Parent group
- Helvetia Versicherungen AG / Helvetia Group (Helvetia Holding AG)
- Regulator
- Austrian Financial Market Authority (FMA)
- Phone
- +43 50 222 1919
- [email protected]
Products from Smile Insurance Agency & IT Solutions GmbH
Motor2
smile.car – Motor Third-Party Liability Insurance
Compulsory motor liability insurance for cars, bookable entirely online with a monthly right of cancellation.
smile.car – Partial/Fully Comprehensive Cover (Kasko)
Optional partial or fully comprehensive cover add-on to smile.car for own-vehicle damage such as theft, fire, natural hazards, and self-inflicted accidents.
Regulatory updates
Smile's insurance products are underwritten under the insurance concession of Helvetia Versicherungen AG, granted by the FMA (Otto-Wagner-Platz 5, 1090 Vienna) under the Austrian Insurance Supervision Act 2016 (VAG 2016).
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Smile for the Austria market, with online purchase and 24/7 assistance.
Last verified Aug 26, 2026
Motor third-party liability
motor third-party liability insurance from Smile for the Austria market, with online purchase.
Last verified Aug 26, 2026