Insurer profile
Vorarlberger Landes-Versicherung V.a.G. (VLV)
VLV (Vorarlberger Landes-Versicherung V.a.G.) is a regional composite insurer and mutual insurance association (Versicherungsverein auf Gegenseitigkeit) headquartered in Bregenz, offering the population of Vorarlberg a full range of property, motor, accident, life, legal protection and pension products.
Source- Legal entity
- Vorarlberger Landes-Versicherung V.a.G. (VLV)
- Headquarters
- Bregenz, Austria
- Regulator
- Austrian Financial Market Authority (FMA)
- Phone
- +43 5574 412-0
- vlv@vlv.at
- Founded
- 1920
- Last verified
- Aug 25, 2026
Products from Vorarlberger Landes-Versicherung V.a.G. (VLV)
motor
QUATTRO Liability Insurance
Motor third-party liability insurance with cover sums up to EUR 25 million and a bonus protection feature for accident-free drivers.
motor
QUATTRO Casco
Comprehensive motor casco cover (collision and elementary/comprehensive damage) with flexible full-value or partial-value insurance options.
motor
Occupant Accident Insurance
Accident cover for occupants of a motor vehicle in connection with driving, loading/unloading, or entering/exiting the vehicle.
property
LändleHeimvorteil (Home & Building Insurance)
Household and homeowners insurance package offering tailored protection for the home and its contents.
liability
Personal Liability Insurance
Private liability insurance protecting against third-party damage claims arising from everyday life.
liability
LändleRecht (Legal Protection Insurance)
Legal expenses insurance covering lawyer's fees so policyholders can choose their own attorney with VLV covering the costs.
liability
Legal Protection Insurance
General legal protection insurance covering legal costs in private and professional disputes.
life
LändleUnfall (Accident Insurance)
Modern personal accident insurance offering worldwide 24/7 cover for individuals, couples, families and seniors, including leisure accidents.
life
gener@tion (Youth Accident Insurance)
Youth accident insurance for young people covering accident-related costs, hospital allowance and cosmetic surgery after an accident.
life
LändlePension (Retirement Provision)
Personal life and pension provision product offering tailored retirement and life insurance protection.
life
LändleRisiko (Term Life / Risk Insurance)
Risk/term life insurance product providing financial security for dependants in case of death.
life
LändlePflege (Care/Long-term Care Insurance)
Long-term care insurance paying a monthly care pension independent of state care allowance, including for dementia.
life
LändleBeruf / Beruf & Mehr (Disability Insurance)
Occupational disability insurance paying a pension when the insured is at least 50% unable to work for six months or more.
life
LändleFirmenpension (Corporate Pension)
Occupational pension product for companies to provide retirement, widow's pension and disability pension benefits to employees.
property
Business Insurance
Commercial property and business insurance package for companies covering business assets and operational risks.
liability
Business Liability Insurance
Business/general liability insurance protecting companies against third-party damage claims arising from their operations.
liability
Environmental Remediation Cost Insurance (USKV)
A liability insurance add-on for businesses covering the costs of remediating environmental damage caused by the company.
property
LändleAgrar (Agricultural Insurance)
Regional insurance solution tailored to the needs of Vorarlberg's farmers and agricultural businesses.
health
Health Insurance (Partner Product)
Health insurance brokered through VLV's cooperation partner Merkur Versicherung AG, for lines VLV does not underwrite itself.
travel
Travel Insurance (Partner Product)
Travel insurance brokered through VLV's partner Europäische Reiseversicherung, covering travel risks not underwritten directly by VLV.
cyber
Cyber Insurance (Partner Product)
Cyber insurance brokered through VLV's cooperation partner Markel Insurance SE for businesses and private customers.
financial
Bank Products (via partner Hypo Vorarlberg)
VLV advises and supports customers on banking and financial services matters in cooperation with Hypo Vorarlberg Bank.
other
Transport Insurance (via partner Helvetia)
Transport insurance offered by VLV as an intermediary in cooperation with partner insurer Helvetia Versicherungsgesellschaft.
Regulatory updates
In 2023 the FMA imposed a fine of EUR 20,000 against Vorarlberger Landes-Versicherung V.a.G. for breaches of conduct rules under the Insurance Supervision Act 2016 (VAG 2016) and EU Delegated Regulation 2017/2359 in connection with advice on the distribution of insurance-based investment products; the penal order is final. No other major regulatory actions have been reported since.
Reputation and reviews
Offer pages
Motor casco
VLV is a motor casco insurance for the Austria market with no online purchase and 24/7 assistance.
Last verified Aug 26, 2026
Motor third-party liability
VLV is a motor third-party liability insurance for the Austria market with no online purchase and 24/7 assistance.
Last verified Aug 26, 2026