Insurer profile
ACM Belgium SA (non-life) and ACM Belgium Life SA (life), trading as ACM Insurance
ACM Belgium SA (non-life) and ACM Belgium Life SA (life), trading as ACM Insurance · Belgium
Overview
ACM Insurance is the commercial brand used in Belgium by ACM Belgium SA (non-life insurer, formerly Partners Assurances) and ACM Belgium Life SA (life insurer, formerly NELB), both subsidiaries of the French group Assurances du Crédit Mutuel (GACM). It offers motor, home, family, accident, savings, life and loan-protection insurance, distributed mainly through its sister bank Beobank and its own agency network.
Source18
Products in this market
1
Offer pages
Company details
- Parent group
- Groupe des Assurances du Crédit Mutuel (GACM) / Crédit Mutuel Alliance Fédérale
- Regulator
- Financial Services and Markets Authority (FSMA) and National Bank of Belgium (NBB)
- Phone
- +32 81 70 20 20
- [email protected]
Products from ACM Belgium SA (non-life) and ACM Belgium Life SA (life), trading as ACM Insurance
Motor4
Car Insurance (Assurance Auto)
Third-party liability car insurance that can be extended with legal protection, driver protection, assistance and Omnium (comprehensive) options.
Motorcycle Insurance (Moto Serenity)
Third-party liability motorcycle insurance with optional Omnium cover, theft, glass breakage and enhanced roadside assistance.
Moped/Scooter Insurance (Scoot' & Bike Serenity)
Liability insurance for mopeds, speed pedelecs and quads under 50cc, with optional Mini Omnium cover.
Bicycle Insurance
Insurance covering theft, damage and assistance for city bikes, electric bikes and racing bikes.
Life5
Family Protection Plan (Plan Protection Famille)
Temporary death insurance with constant capital (branch 21) designed to protect a family's income if the policyholder dies.
Credit Protection Plan (Plan Protection Crédit)
Credit card balance protection insurance covering death, disability, unemployment and/or critical illness.
Instalment Loan Protection (Credit Security Plan)
Branch 21 outstanding-balance insurance that reimburses the remaining balance of an instalment loan in case of death.
Mortgage Loan Protection (Hypo Security Plan)
Branch 21 outstanding-balance insurance linked to a mortgage loan, covering long-term repayment obligations in case of death.
Agenia Junior (children's savings life insurance)
Branch 21 life insurance contract with guaranteed interest rate designed as a long-term savings plan for children.
Financial6
Invest 21 (guaranteed-rate savings insurance)
Branch 21 savings insurance with guaranteed return for building up capital over the medium to long term.
Beobank Patrimonial (unit-linked life insurance)
Branch 23 unit-linked life insurance combining life insurance benefits with investment in a range of funds according to the client's risk profile.
Pension Savings Plan (Agenia Fiscal - Plan Épargne Pension)
Branch 21 tax-advantaged pension savings plan guaranteeing capital up to €100,000 under the Belgian deposit guarantee scheme.
Long-Term Savings Plan (Agenia Fiscal - Plan Épargne Long Terme)
Branch 21 tax-advantaged long-term savings plan with a minimum 10-year term, offering a tax reduction on premiums paid.
Agenia Business PLCI (self-employed supplementary pension)
Branch 21 guaranteed-return pension savings product for self-employed individuals, with premiums deductible as professional expenses.
Agenia Business EIP (individual pension commitment for company directors)
Life insurance product allowing a company to build up a supplementary pension capital for its director while reducing corporate tax.
Regulatory updates
In December 2023, the ACM group rebranded its Belgian entities: Partners Assurances SA became ACM Belgium SA and NELB SA became ACM Belgium Life SA, both now marketed under the single commercial brand ACM Insurance. The group also modernised its physical agency network, opening a new flagship store at the Gare Maritime in Brussels.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from ACM Insurance for the Belgium market, with 24/7 assistance.
Last verified Aug 26, 2026