Insurer profile

AXA Belgium SA

AXA Belgium SA · Belgium

Founded 1957Brussels, BelgiumLast verified Sep 27, 2026

Overview

AXA Belgium is a Belgian insurance company and subsidiary of the French AXA Group, offering a wide range of personal and commercial insurance products including motor, home, health, life, travel, and pension solutions to individuals, entrepreneurs, SMEs, large corporations, and the public sector.

Source

Products in this market

Offer pages

Company details

Parent group: AXA S.A.
Regulator: National Bank of Belgium (NBB) – prudential supervision; Financial Services and Markets Authority (FSMA) – conduct supervision
Phone: +32 2 678 61 11
Email: [email protected]

Official website

Products from AXA Belgium SA

Motor

Car Insurance – Third-Party Liability (BA Auto)

Mandatory third-party liability motor insurance covering damage caused to third parties, with optional extensions such as mini-omnium or full omnium.

Car Insurance – Omnium (Comfort Auto)

Comprehensive motor insurance (full or mini omnium) covering damage to the insured vehicle from accidents, theft, fire, and natural events.

Motorcycle Insurance (BA Motor)

Third-party liability insurance for motorcycles, with optional omnium coverage.

E-Bike, E-Step & Bicycle Insurance

Insurance for (electric) bicycles and e-scooters covering theft, damage, and liability.

Van Insurance (Bestelwagen)

Third-party liability insurance for light commercial vehicles (vans), with optional comprehensive coverage.

Fleet Insurance (Comfort Auto Fleet)

Integrated fleet insurance for companies managing multiple vehicles, including BA and optional omnium coverage.

Global Truck Insurance

Integrated insurance formula for motorised or towed vehicles with a maximum authorised mass over 3.5 tonnes for goods transport.

Property

Home Insurance (Woonverzekering / Comfort Thuis)

Comprehensive home insurance covering fire, theft, water damage, and other risks for the building and its contents.

Block Policy (Blokpolis) – Co-owners

Fire and property insurance for apartment building co-owners covering the common parts and individual units.

Commercial Property Insurance – Fire & Special Risks (Brand Speciale Risico's)

Fire and special risks property insurance for large enterprises, covering buildings and contents against fire and related perils.

Equipment & Construction Site Insurance (Full Machinery & .Com / Alle Bouwplaatsrisico's)

Insurance for fixed, mobile and portable professional equipment against unforeseen damage and theft, plus all-risks construction site coverage.

SME/Entrepreneur Insurance Package (Talensia / AXA Business Pack)

Modular insurance package for self-employed professionals and SMEs combining fire, liability, vehicle, and other covers in a single policy.

Health

Workplace Accident Insurance (Arbeidsongevallen)

Mandatory workplace accident insurance covering employees in case of work-related injuries.

Private Accident Insurance (Ongevallen Privéleven)

Personal accident insurance covering physical injuries from accidents occurring in private life.

Hospitalisation Insurance (Gezondheidsverzekering / Hospitalisatie)

Health insurance providing reimbursement of hospitalisation costs and medical expenses beyond statutory health coverage.

Disability Income Insurance (Arbeidsongeschiktheid)

Income protection insurance providing a benefit in case of inability to work due to illness or accident.

Group Health Insurance – Outpatient Care (Ambulante Zorgen)

Group health insurance for large enterprises covering employees' outpatient medical expenses.

Liability

Family Liability Insurance (Familiale)

Personal liability insurance covering damage caused by the insured and their family members to third parties in daily life.

Professional Liability – Operations & Post-Delivery (BA Uitbating en BA na Levering)

Commercial liability insurance covering damage to third parties arising from daily business operations and post-delivery activities.

Professional Indemnity Insurance (BA Beroep / Burgerlijke Beroepsaansprakelijkheid)

Professional indemnity insurance covering intellectual errors and professional faults in the exercise of a profession.

(Para)Medical Professional Liability (BA (Para)medische)

Specialised professional liability insurance for medical and paramedical practitioners.

Ten-Year Construction Liability (Tienjarige BA)

Ten-year liability insurance for contractors and architects covering structural defects in construction works.

Legal Assistance Insurance (Rechtsbijstand / Legal Village)

Legal protection insurance covering the costs of legal proceedings and providing legal advice in disputes.

Travel

Travel Insurance (Reisverzekering)

Comprehensive travel insurance covering trip cancellation, medical emergencies, baggage loss, and repatriation.

Students Travel Insurance

Travel insurance for students under 30 studying abroad, covering medical expenses, baggage loss, and repatriation.

Life

Life Insurance / Death Coverage (Overlijdensverzekering)

Life insurance providing a capital sum to beneficiaries in the event of the insured's death.

Pension Savings (Pensioensparen)

Tax-advantaged pension savings plan building up retirement capital with potential tax deductions.

Long-Term Savings (Langetermijnsparen)

Long-term savings insurance with tax advantages, complementing pension savings.

Group Pension Insurance (Groepsverzekering)

Employer-sponsored group pension insurance plan building supplementary retirement capital for employees.

VAPW – Free Supplementary Pension for Employees (Vrij Aanvullend Pensioen voor Werknemers)

Individual supplementary pension savings plan for employees allowing contributions on top of any employer group plan.

Financial

Mortgage Protection Insurance (Schuldsaldoverzekering)

Mortgage outstanding balance insurance that repays the remaining loan amount in the event of death.

Cyber

Cyber Protection Insurance (Cyber Protection)

Cybersecurity insurance for businesses covering data breaches, cyber extortion, online sales losses, and personal data violations.

Other

Pet Insurance (Dierenverzekering)

Insurance for pets covering veterinary costs and civil liability of the animal owner.

Boat Insurance (Pleziervaart / Boot)

Insurance for pleasure craft covering civil liability, hull damage, and assistance.

Event Insurance (Evenementenverzekering)

Insurance for private events covering cancellation, liability, and related risks.

Regulatory updates

AXA Belgium (SA, insurer code B-39) is authorised and listed on the FSMA register, active since 28 January 1986. On 17 June 2025 the FSMA published an agreed settlement jointly involving AG Insurance, Allianz Benelux, AXA Belgium and P&V Verzekeringen, consisting of a payment of €200,000 and publication by name on the FSMA website. AXA Belgium had a prior agreed settlement with the FSMA in November 2022 and another in July 2018 (details not published in English). The NBB continues prudential supervision while the FSMA oversees conduct-of-business and product rules; Belgian insurers are also subject to the Solvency II framework and DORA ICT security requirements that took effect in 2025.