Insurer profile
Baloise Belgium NV
Baloise Insurance is the commercial name of Baloise Belgium NV, an insurer formed from the merger of Mercator, Avéro and Nateus in 2013. It is part of the Swiss Helvetia Baloise Group and is one of the top non-life insurers in Belgium, as well as market leader in marine and transport insurance.
Source- Legal entity
- Baloise Belgium NV
- Headquarters
- Antwerp (Berchem), Belgium
- Parent group
- Helvetia Baloise Group
- Regulator
- Financial Services and Markets Authority (FSMA) and National Bank of Belgium (NBB)
- Phone
- +32 3 247 21 11
- info@baloise.be
- Last verified
- May 9, 2026
Products from Baloise Belgium NV
motor
Car Insurance – Third Party Liability (BA)
Mandatory third-party liability insurance for motor vehicles covering damage to third parties, included in the Mobility Safe 1 policy.
motor
Car Insurance – Comprehensive (Omnium)
Full comprehensive (Grote Omnium) and partial comprehensive (Kleine Omnium) cover for own vehicle damage including collision, theft, fire, natural disaster and vandalism.
motor
Motorcycle Insurance
Third-party liability and optional comprehensive coverage for motorcycles, including roadside assistance.
property
Home Fire Insurance (Owner)
Fire and home insurance for property owners covering fire, water damage, oil damage, glass breakage, natural disasters, theft, and liability.
property
Home Fire Insurance (Tenant)
Fire and home insurance for tenants covering contents and liability towards the landlord.
liability
Family Liability Insurance
Personal liability insurance covering damage caused by you or members of your household to third parties at home or while travelling.
health
Personal Accident Insurance
Personal accident insurance protecting you and your family in the event of an accident, with coverage for permanent disability and death.
health
Hospitalisation Insurance
Hospitalisation insurance reimbursing medical costs for hospital stays due to illness, accident or childbirth, available for employees and individuals.
cyber
Cyber Insurance – Cyber Safe Family
Cyber insurance for families protecting against online risks including cyberbullying, identity theft, online fraud and shopping risks.
life
Life Insurance – Branch 21 (Guaranteed Return)
Branch 21 life insurance with guaranteed minimum return and possible profit sharing, for savings and pension purposes.
financial
Life Insurance – Branch 23 (Investment Funds)
Branch 23 unit-linked insurance products linked to investment funds including bond, equity and mixed funds.
liability
Legal Assistance Insurance
Legal expenses insurance covering the cost of lawyers, experts and court fees in the event of a dispute, in partnership with Euromex.
life
Group Insurance (Employee Supplementary Pension)
Group life insurance for employers to offer employees a supplementary pension plan with optional disability and death coverage.
property
Commercial Fire Insurance (Handel Plus / SME)
Commercial fire and property insurance for businesses covering material damage to buildings and contents, available in Handel Plus and Speciale Risico's KMO formulas.
liability
Business Liability Insurance
Liability insurance for businesses covering damage caused to third parties in the course of business operations.
health
Work Accident Insurance
Mandatory work accident insurance for employees covering accidents at work and during commuting, worldwide.
other
Marine and Transport Insurance (Cargo)
Cargo transport insurance for importers and exporters covering goods transported worldwide by any means; also includes CMR logistics and own-account transport cover.
other
Marine Hull Insurance (Casco)
Marine hull (casco) insurance for the transport sector, covering physical damage to vessels.
financial
Savings and Investment Life Insurance (Portfolio Approach)
Combined savings and investment insurance using a portfolio approach with a mix of Branch 21 (guaranteed return) and Branch 23 (unit-linked) products.
Regulatory updates
Baloise Belgium NV is authorised under insurance code no. 0096 and FSMA no. 24.941A and remains actively regulated. In 2025, the parent group Helvetia and Baloise announced a merger to form Helvetia Baloise Holding, Switzerland's second-largest insurance group. S&P reaffirmed the Baloise Group's rating of A+ with a stable outlook in June 2025. The FSMA continues to supervise Baloise Belgium under Belgian and EU insurance regulations, including Solvency II and the DORA regulation which came into force in early 2025.
Reputation and reviews
Verified offer pages
Motor casco
Baloise is a motor casco insurance for the BE market with no online purchase and 24/7 assistance.
Last verified May 9, 2026
Motor third-party liability
Baloise is a motor third-party liability insurance for the BE market with no online purchase and 24/7 assistance.
Last verified May 9, 2026