Insurer profile
BNP Paribas Fortis SA/NV
BNP Paribas Fortis is an international bank based in Belgium and a subsidiary of French banking group BNP Paribas; in insurance, it acts as a tied agent distributing life and non-life products underwritten by AG Insurance.
Source- Legal entity
- BNP Paribas Fortis SA/NV
- Headquarters
- Brussels, Belgium
- Parent group
- BNP Paribas SA
- Regulator
- National Bank of Belgium (prudential supervision) and Financial Services and Markets Authority (FSMA, conduct/insurance intermediation supervision)
- Phone
- +32 2 762 60 00
- Founded
- 1934
- Last verified
- Aug 26, 2026
Products from BNP Paribas Fortis SA/NV
motor
Car Third-Party Liability Insurance (RC Auto)
Compulsory Belgian-law motor liability insurance from AG, distributed by BNP Paribas Fortis, covering damage caused to third parties.
motor
Top Omnium Comprehensive Car Insurance
Belgian comprehensive car insurance from AG covering damage to the insured's own vehicle, including own-fault accidents.
motor
Top Occasium Used Car Insurance
AG's Top Occasium policy protects a used vehicle as if it were new, with a tailored omnium-style formula.
motor
Motorcycle Third-Party Liability Insurance (RC Moto)
Compulsory liability insurance covering damage caused to other road users when the policyholder is at fault in a motorcycle accident.
motor
Top Moto Comprehensive Motorcycle Insurance
Optional comprehensive (omnium) insurance from AG accompanying the RC Moto policy, covering damage to the insured's own motorcycle.
motor
Professional Liability Vehicle Insurance
Mandatory Belgian-law liability insurance from AG for business/company vehicles, distributed by BNP Paribas Fortis.
property
Top Vélo Bicycle Insurance
Insurance from AG covering theft and/or material damage to bicycles, e-bikes, hoverboards and monowheels worldwide.
property
Top Vélo Business Bicycle Insurance
Professional Top Vélo insurance covering employees and company bikes/e-bikes against accident, vandalism, theft and breakdown.
travel
Top Assistance Insurance
Assistance insurance from AG covering medical care, hospitalisation up to €50,000 per person, and search, rescue and repatriation costs worldwide.
travel
Annual Travel Insurance with Touring
Annual breakdown assistance and travel insurance from AG/Touring covering the policyholder and family during trips in Belgium and abroad.
health
Hospitalisation Plus Insurance
Hospital care insurance from AG that helps pay for hospital stays and related costs, including certain serious illnesses without hospitalisation.
health
Family and Hospitalisation Insurance
Complementary hospitalisation insurance from AG covering medical expenses not reimbursed by compulsory Belgian health insurance.
life
Life and Death Insurance
Branch 21 death insurance from AG, often linked to a loan, providing a payout to beneficiaries in the event of the policyholder's premature death.
life
Outstanding Balance Insurance
Branch 21 death insurance from AG that repays all or part of an outstanding loan balance if the insured dies during the loan term.
life
Outstanding Balance Insurance for Businesses
Branch 21 death insurance from AG for a professional loan, covering the outstanding balance if the insured entrepreneur dies during the agreed term.
financial
Easy Fund Plan
Individual life insurance policy (branch 23) linked to investment funds, combining life insurance returns with fund performance potential.
financial
Junior Future Plan
Individual life insurance policy from AG with a minimum 10-year term, offering a guaranteed interest rate plus potential extra return, aimed at long-term savings for children.
financial
Future Invest Bon (capital-guaranteed life insurance plan)
Capital-guaranteed individual life insurance plan with a term of 8 years and 1 month, extendable up to 10 years.
financial
Insurance-Based Investments
Life insurance linked to one or more investment funds aiming for potentially higher returns, with adjustable risk levels.
property
Top Habitation Home/Fire Insurance
Fire insurance product from AG covering homes for owners, tenants and landlords, distributed by BNP Paribas Fortis.
property
Home Insurance for Landlords
Fire/home insurance from AG designed for landlords renting out their property.
property
Fire Insurance for Owner-Occupiers
AG fire insurance covering an owner-occupied home against fire and related material damage.
liability
Legal Protection for the Home
Optional legal-expenses guarantee of the Top Home Fire Insurance policy from AG, managed by Providis and distributed by BNP Paribas Fortis.
liability
Providis Comprehensive Legal Expenses Cover
Belgian-law comprehensive legal expenses insurance from AG, managed by specialist entity Providis and distributed by BNP Paribas Fortis.
liability
Top Familiale Family Liability Insurance
Belgian-law private life civil liability insurance from AG covering damage caused by the policyholder or family members in daily life.
pet
Top Dog & Cat Pet Insurance
Pet insurance policy from AG covering veterinary expenses related to accidents or illnesses affecting dogs or cats, reserved for BNP Paribas Fortis clients.
liability
Professional Liability Insurance for Medical Professionals
Belgian-law professional liability insurance from AG for medical and allied health professionals, distributed by BNP Paribas Fortis.
liability
Liability Insurance for Businesses
Belgian-law liability insurance policy from AG covering business operations, property in care/custody/control, and after-delivery risks.
liability
Professional Legal Protection for Businesses
Legal expenses insurance from AG for businesses, covering legal costs arising from professional liability disputes.
financial
Account Insurance
Collective insurance under Belgian law taken out by BNP Paribas Fortis with AG, paying a benefit equal to the credit balance of an account in case of accidental death.
Regulatory updates
In December 2024 the European Central Bank imposed a €10.4 million administrative penalty on BNP Paribas Fortis SA/NV for misreporting risk-weighted assets and capital requirements over several years. As an insurance intermediary, BNP Paribas Fortis SA/NV is registered with the FSMA (registration number 25.879A) as a tied insurance agent for AG Insurance, and the FSMA has also warned consumers about fraudsters impersonating BNP Paribas Fortis online.
Reputation and reviews
Offer pages
Motor casco
BNP Paribas Fortis is a motor casco insurance for the Belgium market with online purchase and limited assistance availability.
Last verified Aug 27, 2026
Motor third-party liability
BNP Paribas Fortis is a motor third-party liability insurance for the Belgium market with online purchase and 24/7 assistance.
Last verified Aug 27, 2026
Travel insurance
BNP Paribas Fortis is a travel insurance for the Belgium market with online purchase and 24/7 assistance.
Last verified Aug 27, 2026