Euroins
Euroins is a motor casco insurance for the BG market with online purchase and limited assistance availability.
Direct payment
Indemnity is paid in cash, by bank transfer, or by card. In the case of repair at a trusted service centre the insurer pays the service centre directly. Insurer must settle claims within 15 working days of receiving all required documents.
Geographic scope
Bulgaria and EU member states; also Serbia, North Macedonia, Switzerland, Turkey
Republic of Bulgaria and all EU member states, plus Serbia, North Macedonia, Switzerland and Turkey. In North Macedonia, theft/robbery of a parked vehicle overnight is covered only if the vehicle stays at a paid car park.
Coverage limits
Key conditions
Where to buy
Policy specifics
Fire and Natural Disasters
Coverage for damages from fire, hail, flood, earthquake, wind, snow/ice weight, and avalanche
Road Traffic Accident with Protocol
Coverage for damages from traffic accidents where an official protocol is issued
Animal Damage
Coverage for damages caused by animals to the vehicle exterior while stationary
Malicious Damage and Vandalism
Coverage for intentional damages by third parties such as breaking, scratching, vandalism
Glass and Tires Coverage
Optional additional coverage for broken glass and damaged tires
Replacement Vehicle
Optional service providing a replacement vehicle during repair period
Vehicle Inspection Requirement
Policy comes into effect only after vehicle inspection is completed and GPS installed if necessary
Territorial Scope
Coverage valid in Bulgaria and EU member states, plus North Macedonia, Serbia, Turkey, and Switzerland
Policy Duration
Standard policy duration is one calendar year from policy commencement date
Claim Notification Deadline
For fire, theft, or damage abroad: immediate notification required. For other claims: timeframe specified in general terms and conditions
Claim Settlement Deadline
Insurance indemnity must be paid within 15 working days after all required documents are submitted
Installment Payment Default Consequences
If installment is not paid or only partially paid by due date, coverage terminates on the 15th day after due date at 24:00