Insurer profile

Insurance Joint-Stock Company DallBogg: Life and Health AD

DallBogg: Life and Health AD is the largest Bulgarian non-life insurer, founded in 2008 as a voluntary health insurer and later expanded to general (non-life) insurance. It is part of the Commercial League holding group and operates across multiple EU markets. As of April 2026, the Financial Supervision Commission has imposed a ban on issuing new policies both domestically and cross-border.

Source
Legal entity
Insurance Joint-Stock Company DallBogg: Life and Health AD
Headquarters
Sofia, Bulgaria
Parent group
Търговска Лига (Commercial League) – Global Pharmacy Center AD, Tchaikapharma High Quality Medicines AD, Bulgarian Cardiology Institute AD
Regulator
Financial Supervision Commission (FSC)
Phone
+359 700 16 406
Email
info@dallbogg.com
Last verified
May 1, 2026
Official website

Products from Insurance Joint-Stock Company DallBogg: Life and Health AD

motor

Motor Third Party Liability Insurance (MTPL)

Mandatory insurance covering damages caused by your vehicle to other road users or third-party property.

motor

Casco (Auto Hull) Insurance

Voluntary motor hull insurance offering 4 coverage packages protecting vehicles against damage, theft, fire, and natural disasters.

motor

Accident at Seats in Motor Vehicle

Insurance covering accidental injury or death of vehicle occupants while travelling in a motor vehicle.

property

Home Property Insurance

Insurance covering movable and immovable home property against fire, natural disasters, and other risks.

property

Fire and Natural Disasters Insurance

Insurance covering property damage caused by fire, natural disasters, and related perils for individuals and businesses.

property

Home Security Insurance

Comprehensive home security insurance package protecting against a wide range of risks to residential property.

liability

General Civil Liability Insurance

Covers civil liability for property and non-property damages caused to third parties by the insured.

liability

Professional Liability Insurance

Covers liability arising from errors or omissions in the professional activities of the insured.

health

Accident Insurance

Individual accident insurance covering bodily injury, disability, or death caused by an accident.

health

Accident and Illness Insurance

Combined insurance covering both accidental injuries and illness-related costs.

health

Accident of Tourists Insurance

Accident insurance designed for tourists covering bodily injury or death during travel.

health

Accident of Athletes Insurance

Accident insurance tailored for athletes and sportspersons against injuries sustained during sporting activities.

health

Accident of Students Insurance

Accident insurance for students covering injuries or death resulting from accidents during school activities.

health

Accident at Work Insurance

Insurance covering occupational accidents and work-related injuries for employees.

health

Medical Insurance for Foreigners

Health insurance providing medical coverage for foreign nationals residing or staying in Bulgaria.

travel

Travel Assistance (Assistance in Traveling Abroad)

Insurance providing medical and travel assistance when travelling abroad, including emergency medical care and repatriation.

travel

Multi-Trip Travel Insurance

Annual multi-trip travel insurance covering multiple journeys abroad within a single policy period.

other

Cargo Insurance (Freight During Transportation)

Insurance covering goods, cargo, and freight against loss or damage during transportation by land vehicles.

liability

Carrier Civil Liability (CMR) Insurance

Insurance covering the legal liability of road carriers for damage to goods during international transport under the CMR convention.

liability

Forwarder Liability Insurance

Insurance covering the professional liability of freight forwarders for errors or omissions in the arrangement of cargo transport.

property

Agricultural Insurance – Crops

Insurance protecting agricultural crops against natural perils such as hail, storm, flood, and fire.

property

Agricultural Insurance – Perennial Plants

Insurance covering perennial fruit and other long-term agricultural plantations against natural disaster risks.

pet

Agricultural Insurance – Livestock, Birds, Fish and Beehives

Insurance covering farm animals, birds, fish stocks, and beehives against death or loss from covered perils.

financial

Guarantees Insurance

Insurance guarantee products (surety bonds) covering financial obligations, primarily used in public procurement procedures.

Regulatory updates

On 10 June 2025, Bulgaria's FSC imposed a temporary ban on DallBogg's cross-border insurance activities across the EEA, effective from 1 July 2025 for 3 months. On 1 October 2025, the FSC issued a new ban due to persistent and newly identified issues, continuing to prohibit cross-border products and services. On 2 April 2026, the FSC issued an indefinite ban on DallBogg concluding new insurance contracts domestically in Bulgaria as well, citing violations of market conduct rules and the Insurance Code. Existing contracts remain valid and DallBogg must continue paying claims. As of May 2026, the ban is indefinite pending resolution of identified violations.

Reputation and reviews

Facebook

1,056 likes

Trustpilot

1.8

474 reviews

The primary active Trustpilot profile is for dallbogg.it (the company's Italian-market domain), which consolidates reviews from multiple markets. A separate profile for www.dallbogg.com exists with only 3 reviews and a score of 2.8/5. No Bulgaria-specific Trustpilot profile was found. The dallbogg.it profile score was 1.8 as observed on it.trustpilot.com; the tradersunion.com aggregator cited 1.9 from a prior snapshot. Both profiles relate to the same corporate entity regulated in Bulgaria.

Google

4.2

11 reviews

Score of 4.2 from 11 reviews observed via oink.bg aggregator for the DallBogg Sliven branch office (not the Sofia headquarters). No confirmed direct Google Maps profile URL for the Sofia headquarters was found. The Sofia headquarters profile URL could not be verified.