Insurer profile
Komerční pojišťovna, a.s. (trading as KB Pojišťovna)
Komerční pojišťovna, a.s. (trading as KB Pojišťovna) · Czech Republic
Overview
Komerční pojišťovna, a.s. (KB Pojišťovna) is a universal insurer operating on the Czech market, offering a broad portfolio from risk and investment life insurance to property, travel, payment card and loan-protection insurance.
Source32
Products in this market
1
Offer pages
Company details
- Parent group
- Société Générale (via SOGECAP, S.A.) / Komerční banka Group
- Regulator
- Czech National Bank (ČNB)
- Phone
- +420 800 106 610
- [email protected]
Products from Komerční pojišťovna, a.s. (trading as KB Pojišťovna)
Property2
MojePojištění majetku (home & property insurance)
Home, household and liability insurance that always insures the property at its current value with no fixed sum insured.
Majetek property insurance
Property, household and liability insurance product covering fire, flood, water damage, theft and vandalism.
Health3
MojePojištění plateb (payment protection accident insurance)
Accident insurance covering regular household payments in case of incapacity to work, disability, job loss or death.
Profi pojištění plateb (business payment protection insurance)
Accident insurance for entrepreneurs covering business account payments in case of incapacity to work or death.
Group accident insurance for KB Penzijní společnost
Group accident insurance offered to clients of KB Penzijní společnost.
Liability3
Liability insurance
Personal liability insurance covering damage caused by the policyholder, family members or pets, up to CZK 20 million.
Merlin Junior (children's card and liability insurance)
Card protection and liability insurance product designed for children.
Profi Merlin insurance
Card insurance for holders of Profi (business) payment cards, covering misuse, loss or theft, as part of KB Pojišťovna's Merlin card insurance range.
Travel5
Travel insurance
Travel insurance for trips abroad and within Czechia covering medical expenses up to CZK 250 million plus 24/7 assistance.
Online one-off travel insurance
Single-trip online travel insurance in three variants (Mini, Komplet, Excelent) arrangeable in two minutes, even on the day of departure.
Travel insurance to KB payment cards
Optional annual travel insurance for holders of KB personal payment cards covering unlimited private/business trips.
Extra služba Cestování Rodina (family annual travel insurance)
Annual family travel insurance for unlimited trips abroad for the cardholder and family members up to 21 years old.
Travel insurance to gold corporate cards
Travel insurance bundled with KB gold corporate payment cards.
Life8
ELÁN risk life insurance
Risk life insurance covering critical life events such as death, disability and illness, with discounts for combining products.
MojeJistota life insurance
Risk life, accident and sickness insurance combined into a single adjustable policy.
Moudré pojištění (Modrá pyramida life insurance)
Risk life insurance tied to loans from the Modrá pyramida building society.
MUTUMUTU online life insurance
Fully online risk life insurance covering incapacity to work, disability and death, with cashback up to 30% for a healthy lifestyle.
Vital Invest unit-linked life insurance
Unit-linked life insurance combining life protection with investment funds, including guaranteed-return fund options.
Vital Premium life insurance
Investment life insurance available in EUR/USD variants for higher-value clients.
Vital Platinum Private unit-linked life insurance
Investment life insurance exclusively for Private Banking clients requiring a minimum single premium of CZK 5,000,000.
Employee life insurance benefit
Life insurance offered by employers as a benefit to their employees.
Financial10
HYPO loan protection insurance
Life/loan protection insurance tied to mortgage loans for non-KB clients.
Risk life insurance tied to KB mortgage loan
Life and loan protection insurance covering repayment of a Komerční banka mortgage in case of death or disability.
Risk life insurance tied to Modrá pyramida loan
Loan-protection life insurance for clients of the Modrá pyramida building society.
Consumer loan payment protection insurance
Payment protection insurance covering repayment of consumer loans from Komerční banka.
Business loan payment protection insurance
Insurance covering the ability to repay a business loan in case of accident, illness or death.
KB credit card insurance
Insurance that covers outstanding credit card debt in the event of death or full disability.
ESSOX credit card insurance
Payment protection insurance for holders of ESSOX credit cards.
ESSOX consumer loan insurance
Loan protection insurance for ESSOX consumer loan clients.
ESSOX car loan insurance
Loan protection insurance for ESSOX car financing clients.
Corporate card misuse insurance
Insurance covering financial loss from misuse of a corporate payment card.
Regulatory updates
Komerční pojišťovna is licensed and supervised by the Czech National Bank (ČNB) as a universal insurer under Act No. 277/2009 Coll. on Insurance. It is 51% owned by SOGECAP (Société Générale) and 49% by Komerční banka.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from KB Pojišťovna for the Czech Republic market, with online purchase and 24/7 assistance.
Last verified Aug 30, 2026