Feature / category	AIG Europe S.A. (formerly AIG Europe Limited, organizační složka pro Českou republiku)	Allianz pojišťovna, a.s.	AWP P&C Česká republika – Branch of a Foreign Legal Entity (AWP P&C SA), trading as Allianz Assistance / Allianz Travel / Allianz Partners	AXA ASSISTANCE CZ, s.r.o.	Colonnade Insurance S.A., organizační složka (branch of Colonnade Insurance S.A.)	Czech Business Insurance Company, a.s., Vienna Insurance Group	ČSOB Pojišťovna, a.s., member of the ČSOB holding	Direct pojišťovna, a.s.	ERGO Cestovní Pojišťovna, a. s. (formerly ERV Evropská pojišťovna, a. s.)	Generali Česká pojišťovna a.s.	Hasičská vzájemná pojišťovna, a.s.	Komerční pojišťovna, a.s. (trading as KB Pojišťovna)	Kooperativa pojišťovna, a.s., Vienna Insurance Group	Pojišťovna VZP, a.s.	Slavia pojišťovna a.s.	SV pojišťovna, a.s.	Union poisťovňa, a.s., branch for the Czech Republic	UNIQA pojišťovna, a.s.	Vitalitas pojišťovna, a.s.	Wüstenrot pojišťovna a.s.
Online purchase	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes	Yes
Medical expenses			No limit stated					No limit stated			No limit stated				Only in 3.5 mil. CZK, 5 mil. CZK, 7 mil. CZK					Only in Cestovatel 1, Cestovatel 2, Cestovatel 3, Roční paušál pro opakované vycestování
Medical transport			No limit stated					No limit stated												Only in Cestovatel 1, Cestovatel 2, Cestovatel 3, Roční paušál pro opakované vycestování
COVID-19 treatment			No limit stated					No limit stated						Only in NADSTANDARD
Personal liability			No limit stated	Only in Excelent, Komfort				No limit stated		Only in STANDARD, EXCLUSIVE	No limit stated	Only in Komplet, Excelent				Only in E-TripALL, W-TripALL, USA&CAN-Trip, E-TripMAX, W-TripMAX, E-TravelMAX, W-TravelMAX		CZK 5,000,000 – CZK 15,000,000	Only in Pohodář	Only in Cestovatel 2, Cestovatel 3, Roční paušál pro opakované vycestování
Emergency dental		No limit stated	No limit stated					No limit stated											No limit stated	Only in Cestovatel 1, Cestovatel 2, Cestovatel 3, Roční paušál pro opakované vycestování
Search & rescue			No limit stated					No limit stated										30% of insured sum		Only in Možnost připojištění, Roční paušál pro opakované vycestování
Legal assistance	Only in Gold	No limit stated	No limit stated	Only in Excelent, Komfort			Only in Dominant, Premiant	No limit stated	Only in Comfort, Premium	Only in EXCLUSIVE			Only in PLUS			Only in E-TripALL, W-TripALL, USA&CAN-Trip, E-TripMAX, W-TripMAX, E-TravelMAX, W-TravelMAX
Emergency medical treatment			No limit stated					No limit stated												Only in Cestovatel 1, Cestovatel 2, Cestovatel 3, Roční paušál pro opakované vycestování
Hospitalization			No limit stated					No limit stated			Only in ELITE
Outpatient treatment			No limit stated					No limit stated											No limit stated
Medical evacuation			No limit stated					No limit stated												Only in Cestovatel 1, Cestovatel 2, Cestovatel 3, Roční paušál pro opakované vycestování
Repatriation of remains			No limit stated					No limit stated												Only in Cestovatel 1, Cestovatel 2, Cestovatel 3, Roční paušál pro opakované vycestování
Pre existing conditions				Only in Excelent, Komfort
Winter sports cover	Only in Silver, Gold		No limit stated						Only in Standard, Comfort, Premium									Only in L5+, K5+, K15+, K25+
Adventure sports cover	Only in Silver, Gold		No limit stated						Only in Standard, Comfort, Premium						Only in rizikové sporty				No limit statedOnly in Sportovec	Only in Cestovatel 1, Cestovatel 2, Cestovatel 3, Roční paušál pro opakované vycestování
Pregnancy complications			No limit stated											Only in NADSTANDARD