Vitalitas Travel insurance (Cestovni Pojisteni)

Covers medical treatment, hospitalization, medicines and medical materials abroad; the Pohodář tier provides a 10,000,000 CZK limit while the premium Světoběžník tier provides 25,000,000 CZK.

Emergency medical treatment abroad is covered within the overall medical expenses limit of the chosen package.

In addition to treatment costs, a daily hospitalization allowance of 100 CZK/day is paid, up to a maximum of 10,000 CZK.

Outpatient medical care abroad is included within the overall medical expenses cover; no separate sub-limit is stated in the reviewed sources.

Reimbursement of necessary dental treatment costs is limited by a sub-limit stated in the terms and conditions; the exact amount was not found in the reviewed documents.

The 24/7 assistance service arranges transport of the insured to a hospital or medical facility as needed.

The assistance service organizes and funds hospitalization and, where medically necessary, evacuation of the insured person; no specific monetary limit is stated separately from the medical expenses cap.

The assistance service organizes repatriation to the home country in the event of death or serious health complications; no separate monetary limit was found.

No specific search-and-rescue (e.g. mountain rescue) cover or limit was found in the reviewed Vitalitas travel_medical sources.

No explicit provision on COVID-19 medical treatment cover or limits was found in the reviewed sources.

No specific rule on pre-existing conditions was found for the travel_medical product in the reviewed sources.

Winter sports insurance is an optional add-on covering treatment costs up to 5,000,000 CZK, plus reimbursement for stolen sports equipment and unused ski pass compensation; a 20% co-payment applies to winter sports and cancellation claims.

Sport insurance for riskier sports and competition participation abroad (Sportovec package / Sport Plus rider) can be added as an optional rider; no separate monetary limit was found.

Complications arising after the 28th week of pregnancy are excluded from cover; complications up to that point are covered under medical expenses.

Covers liability for damage caused to health or property of third parties; the Pohodář package provides a limit of 5,000,000 CZK.

The 24/7 assistance service provides legal assistance and guidance in the event of lost documents or other legal difficulties abroad.