ABCforsikring Casco (own-damage car insurance) (Casco Standard)
Underwritten by ABCforsikring A/S · Denmark
casco (own-damage car insurance) from ABCforsikring for the Denmark market, with online purchase.
Verified Sep 1, 2026 · Terms dated 2021Sources
Unique selling points
Unlimited mileage with no penalty on coverage or deductible.
Falling deductible that drops DKK 1,000 per claim-free year from DKK 5,000 down to DKK 3,000.
Insurance premium does not increase after a claim is filed.
Glass repairs are covered with no deductible, and glass replacement carries only a DKK 1,500 deductible.
Second owners of a demo car get new-value compensation extended to 12 months from purchase date (max 16 months from first registration).
Coverage limits
Own damage coverage (casco)
Covered
Covers damage to the policyholder's own vehicle from accidents, theft, vandalism, fire, and other incidents excluding those specifically exempted in the terms.
Total loss
No limit stated
No specific total-loss settlement amount or method is stated in the available sources; compensation follows the policy's general casco terms.
Partial damage coverage
Covered
Repairable damage to the vehicle caused by accident, fire, theft or vandalism is covered under casco, subject to exclusions in the terms.
Theft / robbery
Covered
Casco covers theft of the vehicle, subject to exclusions specifically stated in the terms.
Glass coverage
Optional
Glass repair is covered with no deductible; glass replacement carries a deductible of DKK 1,500. This is an optional add-on that can be selected to reduce the deductible on glass-damage claims.
Natural perils
No limit stated
No specific statement on coverage for weather-related/natural perils was found in the available sources.
Vandalism
Covered
Casco covers vandalism (hærværk) to the vehicle, subject to exclusions specifically stated in the terms.
Roadside assistance
Optional
Roadside assistance can be added with up to 3 annual interventions provided by SOS DAH (Dansk Autohjælp), with no deductible.
Replacement vehicle (DinEkstraBil)
Optional
A replacement vehicle ('DinEkstraBil') can be rented via SOS DAH Dansk Autohjælp; pricing and conditions for the rental are set out in the rental agreement.
Key conditions
Driver age and experience limit
Drivers aged 30 or older can purchase a fixed half deductible of DKK 2,500, which stays fixed for the whole period; lending the car to someone other than a spouse/partner who is under 24 can increase the deductible.
Repair network requirements
With casco cover, the policyholder can have their own insurer arrange repairs through ABC's partner network (e.g. Bilkabuler.dk for small repairs under the deductible, SOS DAH for towing) instead of depending on the other party's insurer.
Anti-theft requirements
Not specified in the available sources.
Claim notification deadline
Not specified in the available sources.
Deductible rules
Standard deductible is DKK 5,000, falling by DKK 1,000 for each claim-free insurance year down to a minimum of DKK 3,000; drivers aged 30+ can purchase a fixed half deductible of DKK 2,500. Glass repair carries no deductible, while glass replacement carries a DKK 1,500 deductible.
Direct payment
With casco cover, the policyholder can have ABC arrange repairs directly through its own repair/partner network instead of depending on the other party's insurer to settle the claim.
Territorial scope
Casco cover and roadside assistance generally apply almost everywhere, meaning the policyholder is both casco-insured and covered for roadside assistance abroad.
Documents
Policy specifics
Roadside assistance
Roadside assistance with up to 3 annual interventions from SOS DAH (Danish Autohjælp), with no deductible
SourceSource no longer reachableGlass coverage
Glass repair with no deductible, glass replacement with deductible of DKK 1,500
SourceSource no longer reachableFalling deductible
Standard deductible of DKK 5,000 reduces by DKK 1,000 annually for each claim-free year, down to minimum of DKK 3,000
SourceSource no longer reachableUnlimited mileage
No mileage limit; customers can drive as much as needed without consequences to coverage or deductible
SourceSource no longer reachableParking damage coverage
Coverage for damage to own vehicle while parked, including hit-and-run incidents
SourceSource no longer reachableRepair workshop network
Approved repair workshops and partner network (Bilkabuler.dk for small repairs under deductible, SOS DAH for towing)
SourceSource no longer reachableCasco coverage scope
Covers damage to own vehicle from accidents, theft, vandalism, fire, and other incidents excluding those specifically exempted in terms
SourceSource no longer reachableSources
ABCforsikring Casco (own-damage car insurance)