easySure Forsikringsformidler A/S
easySure
easySure is a motor casco insurance for the Denmark market with online purchase and 24/7 assistance.
Direct payment
easySure covers necessary transport of the car after a claim and pays for authorized repairs directly, and may advance the deductible on the customer's behalf before reclaiming it if unpaid.
Geographic scope
Denmark and Green Card / Red Card countries
Liability cover applies in Denmark and countries under the Green Card scheme; kasko-insured vehicles under 3,500 kg are additionally covered by the Red Card rescue scheme abroad.
Unique selling points
- Fully modular car insurance letting you combine mandatory liability, kasko cover and a wide range of optional add-ons (glass, roadside assistance, driver injury, EV cables/battery) to match exactly what you need.
- Kasko is marketed as broad all-risk protection for your own car, covering accidents, theft, vandalism, fire and more.
- No hidden fees or complicated terms — easySure positions itself on price transparency.
- Fully digital, quick purchase flow: calculate your price and buy your car insurance entirely online.
Coverage limits
Own damage (comprehensive)
Covered
Only in Kasko
Kasko covers virtually any damage to the insured vehicle as an all-risk product, subject to specific general exclusions (e.g. mechanical/electronic parts failure not caused by fire/theft/vandalism, wear and tear, unlawful use of the car).
Total loss settlement
Covered
Only in Kasko
If repair costs exceed thresholds set by authorities, or a stolen car is not found within four weeks of reporting, easySure pays a cash settlement equal to the price of a comparable car of the same age and condition; new-value compensation applies to cars under one year old under specific conditions.
Partial damage repair
Covered
Only in Kasko
For partial damage, the car is repaired to its pre-accident condition; the insurer may direct the repairer and parts supplier, and a discretionary cash settlement may apply if spare parts cannot be sourced or delivered within six months.
Theft and robbery
Covered
Only in Kasko
Kasko covers theft and robbery of the vehicle, plus theft of one or both number plates without a deductible, provided the plates were properly fastened and the theft is reported to the police.
Glass damage
Covered
Only in Kasko, Udvidet glas
Glass damage (windows, headlight glass, mirror glass) is covered under kasko as part of 'any damage to the car'; the optional 'Udvidet glas' add-on removes the deductible for repairs and reduces it to 1,500 DKK for replacements.
Natural perils / weather damage
Covered
Only in Kasko
As an all-risk product, kasko covers sudden weather-related events such as storm damage and falling objects, and explicitly covers fire, lightning and explosion; however, catastrophic flood from the sea/lake/watercourse, earthquake, cyclones and volcanic eruptions are excluded under the general terms, as is gradual weather deterioration such as frost cracking or corrosion.
Vandalism
Covered
Only in Kasko, P-skade
Vandalism to the insured car is covered under kasko with the chosen deductible; if only your car is affected ('hærværk der KUN sker på din bil'), the optional P-skade add-on removes the deductible entirely.
Roadside assistance
Optional
Only in Redning i udlandet, Vejhjælp i Danmark
International rescue assistance abroad (Red Card scheme: towing, hotel, return transport, rental car, vehicle repatriation, spare parts) is automatically included for anyone with kasko cover; domestic Danish roadside assistance (start help, towing, wheel change, fuel delivery, lockout, glass covering) must be purchased as a separate optional add-on, subject to a 7-day waiting period if added after the policy starts.
Replacement/rental vehicle
Conditional
Only in Redning i udlandet
A rental car is provided as part of the international rescue assistance (Red Card) when kasko cover applies and the vehicle breaks down or is stolen abroad; no general replacement-vehicle benefit is provided for domestic claims.
Driver personal injury (Førerplads)
Optional
Only in Førerplads
Optional add-on compensating the driver for personal injury (lost income, pain and suffering, permanent injury, loss of earning capacity, treatment costs, funeral aid, loss of provider, dental injury) when no liable third party, liability insurer or occupational injury insurance can cover the loss.
Key conditions
Driver age and experience limit
Drivers under 26 incur an additional 5,000 DKK deductible on top of the chosen deductible when involved in a claim, unless the optional 'Plusdækning' add-on has been selected to waive this surcharge.
Repair network requirements
The insured may choose which nearby workshop the car is towed to after damage, but the insurer retains the right to direct the repairer and the supplier of spare parts; repairs must not begin without easySure's or its assessor's approval.
Territorial scope
The policy covers Denmark and countries under the Green Card scheme for liability; kasko-insured vehicles under 3,500 kg are additionally covered by the Red Card rescue scheme when travelling abroad.
Anti-theft requirements
Theft cover requires the car to have a factory-fitted immobiliser, or one securing at least three engine systems, activated at the time of theft with the key not left in the car; cars valued over 800,000 DKK (new or used) must also have an F&P-approved GPS tracking system installed and active within 14 days of policy inception.
Claim notification deadline
Claims must be reported as soon as possible; theft and vandalism must be reported to the police immediately, and for incidents abroad a written police confirmation must accompany the claim, failing which compensation may be affected.
Deductible rules
The policyholder chooses the deductible level; it applies only once even for combined liability-and-kasko claims, is not charged in specific cases (e.g. certain personal-injury claims, insolvent at-fault third parties, roadside-assistance-only claims covered by that add-on), and if easySure advances the deductible it may reclaim it, with a right to cancel kasko if unpaid within 14 days.
Where to buy
Policy specifics
Comprehensive damage (kasko)
Covers all damage to the insured vehicle including theft, vandalism, fire, natural disasters and accidents
SourceThird-party liability (ansvarsforsikring)
Mandatory legal coverage for damage caused to third parties, their property or vehicles
SourceDriver personal injury coverage (førerpladsdækning)
Optional coverage protecting the driver against personal injury from accidents, including lost income compensation
SourcePlus coverage package (plusdækning)
Optional add-on bundle covering wrong fuel fill-up, carwash damage, animal collision, and reduced deductible for young drivers
SourceElectric vehicle battery coverage
Optional coverage for electric vehicle batteries up to 40,000 DKK
SourceExtra equipment coverage
Coverage for non-standard vehicle equipment up to 50,000 DKK (not indexed)
SourceFree workshop selection
Policyholder may choose any repair workshop; insurer pays for approved repairs and seeks reimbursement if third party liable
SourceNo hidden fees
Explicitly stated no setup fees, cancellation fees, or payment processing fees; premium cost transparent upfront
SourceVehicle inspection right
Insurer retains right to inspect vehicle while policy is active; non-compliance may result in policy cancellation
SourceClaim notice timing
Claims must be reported to insurer as soon as possible; theft and vandalism must be reported to police immediately with police confirmation required
SourceDamage repair authorization
Policyholder must not undertake repairs or remove damaged items before insurer approval; exception for emergency towing/repair when vehicle unsafe
SourceClaims contact response window
After claim registration, insurer must contact policyholder within two working days via phone or email with next steps information
SourceAnnual wage index adjustment
Premium and certain coverage limits automatically adjust annually based on wage index set by Statistics Denmark (Danmarks Statistik)
SourceAutomatic policy renewal
Policy automatically renews annually unless explicitly cancelled by policyholder or insurer
SourceRectification period for policy defects
Policyholder may correct false or incomplete information within specified deadline; failure to correct within set period may void coverage
Source