Insurer profile

PFA Pension, Forsikringsaktieselskab

PFA Pension is Denmark's largest commercial pension and insurance company, founded in 1917 (originally as Pensionsforsikringsanstalten). It is a customer-owned company managed under PFA Holding A/S, serving over 1.3 million customers with pension savings, life and health insurance, and investment products for individuals and businesses.

Source
Legal entity
PFA Pension, Forsikringsaktieselskab
Headquarters
Copenhagen, Denmark
Parent group
PFA Holding A/S
Regulator
Danish Financial Supervisory Authority (Finanstilsynet)
Phone
+45 70 12 50 00
Founded
1917
Last verified
May 13, 2026
Official website

Products from PFA Pension, Forsikringsaktieselskab

health

PFA Health Insurance

Private health insurance providing fast access to examinations and treatment at hospitals, clinics, and specialists, typically within 1–10 working days.

life

PFA Life Insurance

Life insurance that pays a lump sum to the policyholder's nearest relatives upon death, providing financial security for the family.

health

PFA Critical Illness Insurance

Insurance that pays a tax-free lump sum upon diagnosis of a serious illness such as major heart attack or certain cancers, which the customer may use freely.

health

PFA Loss of Earning Capacity Insurance

Disability insurance providing monthly payouts and continued pension contributions if the insured's earning capacity is reduced due to long-term illness or accident.

health

PFA Prevention (PFA Forebygger)

Preventive health benefit providing quick treatment (typically within 4 days) for minor ailments such as physiotherapy, chiropractic, and massage without a doctor's referral.

health

PFA EarlyCare

Advisory and return-to-work support service available when the insured is on sick leave or at risk of long-term sick leave, included with PFA Erhvervsevne.

life

PFA Instalment Pension (Rate Pension)

A pension savings product where contributions accumulate and are paid out as fixed monthly instalments over a defined period after retirement.

life

PFA Life Annuity (Livrente)

A lifelong pension annuity product paying a fixed income for the remainder of the insured's life, based on a pooled longevity risk model.

financial

PFA Old Age Savings (Aldersopsparing)

A flexible retirement savings account without tax deduction on contributions, with tax-free payouts; can be drawn down flexibly from retirement age.

life

PFA Plus (Market Rate Pension)

PFA's main market-rate pension savings product with selectable investment profiles (A–D and G) and a unique CustomerCapital profit-sharing model.

life

PFA Payment Security (Indbetalingssikring)

An add-on to the disability insurance that ensures PFA continues making pension contributions on behalf of the insured during periods of reduced earning capacity.

health

PFA Senior Health

A health insurance product aimed at customers aged 60–89, offering continued access to health services and fast treatment for seniors.

life

PFA Corporate Pension (Erhvervspension)

Occupational group pension schemes for companies and their employees, including disability, critical illness, life insurance, and health insurance covers.

Regulatory updates

Finanstilsynet conducted a functional inspection of PFA Pension in March 2025 regarding the ongoing valuation of alternative investments. In June 2024, a thematic inspection on sustainability compliance was published, following an inspection initiated in November 2023. In July 2023, Finanstilsynet issued a formal order (påbud) requiring PFA Pension to file new actuarial bases ensuring adequate premiums and prudent calculation elements for risk products underwritten as life insurance, including 'Tab af Erhvervsevne' and 'Indbetalingssikring'. In November 2022, PFA received an order to integrate sustainability risk disclosures into its remuneration policy.

Reputation and reviews

Facebook

Trustpilot

1.9

574 reviews

Google

2.5

A score of 2.5/5 for PFA Pension at Sundkrogsgade 4, 2100 København Ø was observed on a third-party directory (dk.2pos.info / 2pos.dk) aggregating Google Maps data. No direct confirmed Google Maps profile URL was found for the Denmark entity; the Apple Maps listing (I9E3016FA888474AA) confirms the address and shows 7 ratings at 71% positive. The direct Google Maps URL could not be confirmed.