Insurer profile
Association Générale de Prévoyance Militaire (AGPM Groupe)
Association Générale de Prévoyance Militaire (AGPM Groupe) · France
Overview
AGPM is a French mutual insurance group founded in 1951 to serve the military and Defense and Security community, offering insurance for people (health, personal protection), property (auto, home) and savings/retirement products; it opened to the general public in 1998.
Source16
Products in this market
Company details
- Parent group
- AGPM Groupe (SGAM)
- Regulator
- Autorité de Contrôle Prudentiel et de Résolution (ACPR)
- Phone
- +33 4 94 61 57 57
Products from Association Générale de Prévoyance Militaire (AGPM Groupe)
Motor3
Car Insurance
Motor insurance that adapts to the policyholder's driving profile to offer real savings.
Motorcycle Insurance (via Mutuelle des Motards)
Two-wheeler insurance provided through the specialist partner Mutuelle des Motards.
Electric Bike / e-Scooter Insurance
Insurance for electric bikes and personal motorized transport devices via the Mutuelle des Motards partner offer.
Property2
Life5
Objectif Prévoyance Militaire (Death-Disability Contract for Military)
Death-disability protection contract covering the specific operational risks of military personnel and their families.
Objectif Prévoyance Civil (Death-Disability Contract)
A death-disability contract covering the policyholder worldwide, 24/7, whatever their profession or sporting activities.
Loss of Income Protection for Civilian and Military Defense Personnel
A supplementary contract providing coverage against loss of income risks in and out of service for defense personnel.
Plan ÉPARMIL (Euro-denominated Life Insurance)
A secure euro-denominated life insurance savings plan with low management fees, available for withdrawal at any time.
Arpège (Multi-support Life Insurance)
A multi-support life insurance policy based on financial market performance, designed to boost savings returns and diversify investments.
Financial4
Retraite Mutualiste du Combattant (Combatant's Mutual Retirement)
A supplementary retirement solution offering a guaranteed, tax-exempt lifetime income for holders of the Combatant's Card, with state-enhanced revaluation.
Préfon-Retraite (Supplementary Pension Plan)
A points-based supplementary retirement plan (PER) originally for public sector agents, offering a lifetime annuity or capital payout and tax deduction on contributions.
Loan Insurance (Assurance de Prêt)
Borrower's insurance open to all professions and sporting activities, covering a mortgage loan against death, disability, or incapacity to work.
Military Mutual Guarantee Fund Loan Guarantee (Cautionnement)
A financial guarantee for a mortgage loan enabling a purchase, construction, renovation or refinancing without a mortgage lien, via Crédit Socram.
Regulatory updates
AGPM Assurances is supervised by the ACPR, an independent authority attached to the Banque de France. In June 2024, following a judicial investigation opened in November 2022, AGPM's CEO Patrice Paulet and deputy CEO Véronique Florin-Humann were placed under formal investigation and judicial supervision for alleged moral and sexual harassment, leading the group to overhaul its executive governance, appointing Christian Schmidt de La Brélie as new Director General. In 2025, AGPM (with Allianz France/Défense et Sécurité) won the Ministry of Armed Forces tender for optional supplementary personal protection (PSC Prévoyance Militaire) coverage, effective from January 2026; AGPM Assurances reported 2024 revenue of €244m (+7.4%) and AGPM Vie €304.1m (+5.4%) per the 2024 SFCR reports.
