Insurer profile
BD24 Berlin Direkt Versicherung AG
BD24 Berlin Direkt Versicherung AG · Germany
Overview
BD24 Berlin Direkt Versicherung AG is a digital direct insurer based in Berlin-Kreuzberg. It is a subsidiary of HanseMerkur based in Berlin-Kreuzberg, and is a young international insurer that sees itself as a digital pioneer within the HanseMerkur Group, offering a variety of new and innovative products alongside traditional insurance lines. The company is registered with the Amtsgericht Charlottenburg (Berlin) under the number HRB 152599 B.
Source13
Products in this market
1
Offer pages
Company details
- Parent group
- HanseMerkur Versicherungsgruppe
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 30 896 770 110
- [email protected]
Products from BD24 Berlin Direkt Versicherung AG
Travel4
Travel Health Insurance
Covers outpatient and inpatient treatment, medication and medical repatriation abroad, available as single-trip or annual cover.
Trip Cancellation Insurance
Covers cancellation costs if the trip cannot be undertaken, and also protects if the trip has to be ended early.
Travel Protection Package
A bundled package combining trip cancellation, interruption, medical and luggage cover for one or multiple trips.
Weather / Rain Insurance (Wetterheld)
A parametric-style weather insurance product offered within the travel product range.
Pet4
Cat Health Insurance
Covers veterinary costs for illness and general vet visits for cats, with premiums that do not increase with the pet's age.
Cat Surgery (OP) Insurance
Covers surgery costs, pre-surgery diagnostics and aftercare for cats, with free choice of vet.
Dog Health Insurance
Covers treatments, operations and preventive care for dogs, with stable premiums regardless of age.
Dog Surgery (OP) Insurance
Covers the cost of medically necessary surgeries and related post-operative treatment for dogs, available in three tariff variants.
Regulatory updates
The company is supervised by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Graurheindorfer Str. 108, 53117 Bonn, and operates the composite insurance business in all supervisory-approved lines including non-substitutive health insurance, general accident insurance and travel-related assistance services. It has notified several EU regulators for cross-border freedom-to-provide-services business, for example with the Latvian supervisory authority for non-life insurance activities including financial loss, liability, assistance, health and accident insurance, and fire/natural elements cover. On the leadership side, Vera Scheuermann joined the management board effective October 2025, taking over responsibility for sales and marketing and succeeding Kai-Uwe Blum, who moved to focus on the management of Advigon Versicherung and HanseMerkur International.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from Berlin Direkt Versicherung for the Germany market, with online purchase.
Last verified Aug 28, 2026