Travel insurance — Germany

5 insurers with verified coverage data

Allianz Travel is a travel insurance for the DE market with online purchase and 24/7 assistance.

Debeka is a travel insurance for the DE market with online purchase and 24/7 assistance.

ERGO Reiseversicherung is a travel insurance for the DE market with online purchase and 24/7 assistance.

HUK-COBURG is a travel insurance for the DE market with online purchase and 24/7 assistance.

Zurich is a travel insurance for the DE market with online purchase and 24/7 assistance.

Coverage

Feature / category	Allianz	Debeka	ERGO Reiseversicherung	HUK-COBURG	Zurich
Online purchase	Yes	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Yes	Yes	Yes	Yes
Medical expenses	Covered	Covered	Covered	Covered	Covered
Medical transport	Covered	Covered	Covered	Covered	Covered
COVID-19 treatment	Covered	Conditional	Covered	Covered	Covered
Personal liability	Excluded	Excluded	Optional	Excluded	Excluded
Emergency dental	Covered	Covered	Covered	Covered	Covered
Search & rescue	€10,000	€5,000	€10,000	€10,000	Not offered
Legal assistance	Covered	Excluded	Excluded	Excluded	Not offered
Emergency medical treatment	Covered	Covered	Covered	Covered	Covered
Hospitalization	Covered	Covered	Covered	Covered	Covered
Outpatient treatment	Covered	Covered	Covered	Covered	Covered
Medical evacuation	Covered	Covered	Covered	Covered	Covered
Repatriation of remains	Covered	Covered	Covered	Covered	€10,000
Pre existing conditions	Excluded	Conditional	Conditional	Conditional	Conditional
Winter sports cover	Covered	Conditional	Covered	Covered	Conditional
Adventure sports cover	Conditional	Conditional	Conditional	Covered	Conditional
Pregnancy complications	Conditional	Conditional	Covered	Covered	Conditional