Travel insurance — Germany

6 insurers with verified coverage data

Allianz Travel is a travel insurance for the DE market with online purchase and 24/7 assistance.

Travel-specialist cover with strong assistance coordination and generous transport support.

Debeka is a travel insurance for the DE market with online purchase and 24/7 assistance.

ERGO Reiseversicherung is a travel insurance for the DE market with online purchase and 24/7 assistance.

HUK-COBURG is a travel insurance for the DE market with online purchase and 24/7 assistance.

Zurich is a travel insurance for the DE market with online purchase and 24/7 assistance.

Coverage

Feature / category	Allianz	HanseMerkur	Debeka	ERGO Reiseversicherung	HUK-COBURG	Zurich
Online purchase	Yes	Not available	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Not available	Yes	Yes	Yes	Yes
Medical expenses	Covered	€45,000	Covered	Covered	Covered	Covered
Medical transport	Covered	€18,000	Covered	Covered	Covered	Covered
COVID-19 treatment	Covered	€10,000	Covered	Covered	Covered	Covered
Baggage loss	Not available	€1,250	Not available	Not available	Not available	Not available
Personal liability	Excluded	€9,000	Excluded	Optional	Excluded	Excluded
Emergency dental	Covered	Not available	Covered	Covered	Covered	Covered
Search & rescue	€10,000	Not available	€5,000	€10,000	€10,000	Not offered
Legal assistance	Covered	Not available	Excluded	Excluded	Excluded	Not offered
Emergency medical treatment	Covered	Not available	Covered	Covered	Covered	Covered
Hospitalization	Covered	Not available	Covered	Covered	Covered	Covered
Outpatient treatment	Covered	Not available	Covered	Covered	Covered	Covered
Medical evacuation	Covered	Not available	Covered	Covered	Covered	Covered
Repatriation of remains	Covered	Not available	Covered	Covered	Covered	€10,000
Pre existing conditions	Excluded	Not available	Conditional	Conditional	Conditional	Conditional
Winter sports cover	Covered	Not available	Covered	Covered	Covered	Conditional
Adventure sports cover	Conditional	Not available	Covered	Conditional	Covered	Conditional
Pregnancy complications	Conditional	Not available	Conditional	Covered	Covered	Conditional