Travel insurance — Germany
5 insurers with verified coverage data
Allianz
Last verified 2026-05-12
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Debeka
Last verified 2026-05-12
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ERGO Reiseversicherung
Last verified 2026-05-12
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HUK-COBURG
Last verified 2026-05-12
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Zurich
Last verified 2026-05-12
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Coverage
| Feature / category | Allianz | Debeka | ERGO Reiseversicherung | HUK-COBURG | Zurich |
|---|---|---|---|---|---|
| Online purchase | Yes | Yes | Yes | Yes | Yes |
| 24/7 helpline | Yes | Yes | Yes | Yes | Yes |
| Medical expenses | Covered | Covered | Covered | Covered | Covered |
| Medical transport | Covered | Covered | Covered | Covered | Covered |
| COVID-19 treatment | Covered | Conditional | Covered | Covered | Covered |
| Personal liability | Excluded | Excluded | Optional | Excluded | Excluded |
| Emergency dental | Covered | Covered | Covered | Covered | Covered |
| Search & rescue | €10,000 | €5,000 | €10,000 | €10,000 | Not offered |
| Legal assistance | Covered | Excluded | Excluded | Excluded | Not offered |
| Emergency medical treatment | Covered | Covered | Covered | Covered | Covered |
| Hospitalization | Covered | Covered | Covered | Covered | Covered |
| Outpatient treatment | Covered | Covered | Covered | Covered | Covered |
| Medical evacuation | Covered | Covered | Covered | Covered | Covered |
| Repatriation of remains | Covered | Covered | Covered | Covered | €10,000 |
| Pre existing conditions | Excluded | Conditional | Conditional | Conditional | Conditional |
| Winter sports cover | Covered | Conditional | Covered | Covered | Conditional |
| Adventure sports cover | Conditional | Conditional | Conditional | Covered | Conditional |
| Pregnancy complications | Conditional | Conditional | Covered | Covered | Conditional |