| Online purchase | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes |
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| 24/7 helpline | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | No | No | Yes | Not available | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Not available | Yes |
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| Medical expenses | No limit stated | | | Only in Direct, Direct Plus, Direct Premium | | | | | | | | | | | No limit stated | | | | | | | | | | | | | | | | | | | | | | | | | | | | | No limit stated | | | | | | | | | | | | | | | | | | | |
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| Medical transport | No limit stated | | | Only in Direct, Direct Plus, Direct Premium | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| COVID-19 treatment | | | No limit stated | Only in Direct, Direct Plus, Direct Premium | | | | | | | | | | | | | | | | | Only in Tarif R2H | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| Personal liability | | | | Only in Direct Premium | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| Emergency dental | No limit stated | | | Only in Direct, Direct Plus, Direct Premium | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| Search & rescue | | | Only in Allianz Reise-Krankenschutz, Allianz Jahres-Reise-Krankenschutz | Only in Direct, Direct Plus, Direct Premium | | | | | | | €2,500 – €10,000 | | | | | | | | | | | | Only in ReiseMed Tarif RD / FamilyMed Tarif RDN | | | | Only in ERK-56 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | €5,000 – €10,000 | | | | | | |
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| Legal assistance | Only in Premium | | | Only in Direct, Direct Plus, Direct Premium | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Only in Travel-Paket | | | | | | | | | | | | | | |
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| Emergency medical treatment | No limit stated | | | Only in Direct, Direct Plus, Direct Premium | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | No limit stated | | | | | | | | | | | | | | | | | | | |
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| Hospitalization | No limit stated | | | Only in Direct, Direct Plus, Direct Premium | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | No limit stated | | | | | | | | | | | | | | | | | | | |
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| Outpatient treatment | No limit stated | | | Only in Direct, Direct Plus, Direct Premium | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | No limit stated | | | | | | | | | | | | | | | | | | | |
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| Medical evacuation | No limit stated | | | Only in Direct, Direct Plus, Direct Premium | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| Repatriation of remains | No limit stated | | | Only in Direct, Direct Plus, Direct Premium | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| Pre existing conditions | | | | | | | | | | | | | | | | | | | | | Only in Tarif R2H | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| Winter sports cover | | | No limit stated | Only in Sport & Aktiv-Versicherung (optional) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| Adventure sports cover | | | No limit stated | Only in Sport & Aktiv-Versicherung (optional) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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| Pregnancy complications | | | | Only in Direct, Direct Plus, Direct Premium | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
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