WWK Travel insurance (Auslandsreise Krankenversicherung)
Underwritten by WWK Versicherungen · Germany
travel insurance from WWK for the Germany market.
Last verified Aug 28, 2026
Key facts
- WWK
Unique selling points
WWK is a mutual insurance association (VVaG) that works for its members rather than shareholders, emphasizing customer-oriented service.
WWK highlights repeated top ratings and a "Höchste Substanzkraftquote" award for its products across several years.
Founded in 1884, WWK positions its decades of experience and more than 1.3 million customers as a mark of reliability.
Prospective customers can request a free, non-binding personalized quote from WWK service advisors for the travel medical product.
Coverage limits
Search and rescue
No limit stated
No specific coverage amount is stated by the insurer for this travel medical product.
Personal liability
No limit stated
Personal liability abroad is offered by WWK only as a separate product line, not as part of this travel medical product.
Key conditions
Assistance call deadline
Not specified by the insurer.
Unauthorized treatment
Not specified by the insurer.
Purchase while abroad
Not specified by the insurer.
Chronic conditions
Not specified by the insurer.
Pregnancy
Not specified by the insurer.
Pre-existing condition exclusions
Not specified by the insurer.
Coverage duration limit
Not specified by the insurer.
Direct payment
Not specified in available sources; customers are referred to WWK service advisors for a tailored, non-binding quote rather than an online purchase or direct-billing flow.
Territorial scope
Applies to travel abroad; sources do not specify a precise country/region list.
Documents
WWK Travel Medical Insurance (Auslandsreise-Krankenversicherung) - Broker/Partner Product Page (opens in a new tab)
Product page · PDF
WWK Travel Medical Insurance (Auslandsreise-Krankenversicherung) - Customer Product Page (opens in a new tab)
Product page · PDF
WWK Product Information Sheets Overview (IPID/AVB listing) (opens in a new tab)
Other document · PDF
Policy specifics
Medical repatriation costs
Coverage for medically necessary transport back to Germany
SourceSection: Auslandsreise-Krankenversicherung > Auch im Urlaub immer gut versorgt
Kosten für Krankenrücktransporte werden ebenfalls nicht ersetzt.
Hospital treatment
Coverage for hospitalization costs abroad
SourceSection: Auslandsreise-Krankenversicherung > Auch im Urlaub immer gut versorgt
Meist entstehen aber zusätzlich hohe Kosten, da Sie im Ausland in der Regel als Privatpatient behandelt werden und dafür der gesetzliche Krankenversicherungsschutz nicht ausreicht.
Private patient treatment
Travelers are typically treated as private patients abroad, with coverage needed beyond statutory insurance
SourceSection: Auslandsreise-Krankenversicherung > Auch im Urlaub immer gut versorgt
Meist entstehen aber zusätzlich hohe Kosten, da Sie im Ausland in der Regel als Privatpatient behandelt werden und dafür der gesetzliche Krankenversicherungsschutz nicht ausreicht.
Geographic scope - home country excluded
Coverage applies to travel outside Germany, excluding the policyholder's country of permanent residence
Source