WWK Lebensversicherung a.G.
WWK
WWK is a travel insurance for the Germany market with no online purchase and limited assistance availability.
Direct payment
Not specified in available sources; customers are referred to WWK service advisors for a tailored, non-binding quote rather than an online purchase or direct-billing flow.
Geographic scope
Abroad (outside Germany)
Applies to travel abroad; sources do not specify a precise country/region list.
Unique selling points
- WWK is a mutual insurance association (VVaG) that works for its members rather than shareholders, emphasizing customer-oriented service.
- WWK highlights repeated top ratings and a "Höchste Substanzkraftquote" award for its products across several years.
- Founded in 1884, WWK positions its decades of experience and more than 1.3 million customers as a mark of reliability.
- Prospective customers can request a free, non-binding personalized quote from WWK service advisors for the travel medical product.
Coverage limits
Medical expenses
No limit stated
No specific coverage amount is disclosed on the checked WWK pages.
Emergency medical treatment
No limit stated
No specific coverage amount is disclosed on the checked WWK pages.
Hospitalization
No limit stated
No specific coverage amount is disclosed on the checked WWK pages.
Outpatient treatment
No limit stated
No specific coverage amount is disclosed on the checked WWK pages.
Emergency dental treatment
No limit stated
No specific coverage amount is disclosed on the checked WWK pages.
Medical transport
No limit stated
No specific coverage amount is disclosed on the checked WWK pages.
Medical evacuation
No limit stated
No specific coverage amount is disclosed on the checked WWK pages.
Repatriation of remains
No limit stated
No specific coverage amount is disclosed on the checked WWK pages.
Search and rescue
No limit stated
No specific coverage amount is disclosed for the travel medical product on the checked WWK pages.
Personal liability
No limit stated
Personal liability abroad is offered by WWK only as a separate product line, not as part of this travel medical product.
24/7 assistance
No limit stated
No 24/7 helpline is confirmed for this WWK travel medical product on the checked pages.
Key conditions
Assistance call deadline
Not specified in the available WWK sources.
Unauthorized treatment
Not specified in the available WWK sources.
Purchase while abroad
Not specified in the available WWK sources.
Chronic conditions
Not specified in the available WWK sources.
Pregnancy
Not specified in the available WWK sources.
Pre-existing condition exclusions
Not specified in the available WWK sources.
Coverage duration limit
Not specified in the available WWK sources.
Policy specifics
Private patient treatment
Travelers are typically treated as private patients abroad, with coverage needed beyond statutory insurance
SourceGeographic scope - home country excluded
Coverage applies to travel outside Germany, excluding the policyholder's country of permanent residence
SourceEmergency treatment focus
Coverage prioritizes emergency and acute medical conditions occurring during travel, not planned medical procedures
Source