Verified offer
HanseMerkur
Travel-specialist cover with strong assistance coordination and generous transport support.
Last verified Mar 21, 2026
Direct payment
Direct payment depends on immediate coordination with the emergency center.
Coverage limits
Key conditions
Assistance call deadline
Call assistance before inpatient care whenever feasible.
Purchase while abroad
Purchase must happen before the insured trip begins.
Chronic conditions
Chronic conditions are covered only for acute, medically necessary stabilization.
Winter and extreme sports
Winter sports require an explicit extension.