Insurer profile
Hannoversche Lebensversicherung AG
Hannoversche Lebensversicherung AG · Germany
Overview
The Hannoversche Lebensversicherung AG, also known as Hannoversche (formerly Hannoversche Leben), is a German insurance company that is particularly active in the area of protection against life risks, and is a wholly owned subsidiary of the VHV Group. It is the oldest direct insurer in Germany.
Source22
Products in this market
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Offer pages
Company details
- Parent group
- VHV Group (VHV Vereinigte Hannoversche Versicherung a.G.)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 511 9565-0
- [email protected]
Products from Hannoversche Lebensversicherung AG
Property1
Home Contents Insurance (Hausratversicherung)
The most beautiful place in the world deserves the best protection: affordable home contents insurance for all your belongings.
Liability1
Private Liability Insurance (Privathaftpflichtversicherung)
So that small mishaps don't turn into a major financial disaster: the most important protection for you and your family.
Life17
Term Life Insurance (Risikolebensversicherung)
Financial security for loved ones in the event of death, particularly suited for families with a main earner.
Joint/Partner Term Life Insurance
Two partners insure each other and share a joint policy.
Funeral Expenses Insurance (Sterbegeldversicherung)
A funeral/burial insurance that pays out a lump sum to relatives when the insured dies, so relatives can worry-free finance the funeral.
Endowment Life Insurance (Kapitallebensversicherung)
Combines financial protection in the event of death with a savings process, in which contributions paid in over the years are paid back as a lump sum at a fixed point if the insured survives.
General Life Insurance Overview
Provides financial protection for survivors and comprehensive insurance coverage across various forms of life insurance.
Occupational Disability Insurance (Berufsunfähigkeitsversicherung)
Pays 100% of the agreed benefit from a degree of occupational disability of 50%, in all three tariff variants.
Occupational Disability Insurance for Students & Apprentices
A disability protection tariff variant of Hannoversche's BU insurance tailored for students and apprentices.
Occupational Disability Insurance for the Self-Employed
A tariff for self-employed people, rated "very good" by Finanztest.
Occupational Disability Insurance for Schoolchildren
A disability protection variant designed for schoolchildren.
Occupational Disability Insurance for Children
A disability protection variant designed for children.
Basic Ability Insurance (Grundfähigkeitsversicherung)
A protection product covering the loss of basic physical or mental abilities, with a dedicated online calculator.
Total Disability Insurance (Erwerbsunfähigkeitsversicherung)
Can be chosen as a standalone contract or in combination with occupational disability insurance.
Unit-Linked Pension Insurance (Fondsgebundene Rentenversicherung)
A pension product that also secures the opportunities of the stock market, particularly attractive for younger policyholders.
Private Pension Insurance (Private Rentenversicherung)
A classic pension product that allows savers to accumulate funds at interest.
Basic Pension (Rürup-Rente)
A state-subsidized basic pension that offers tax advantages when building retirement provisions, especially suited to the self-employed.
Company Pension Scheme (Betriebliche Altersvorsorge)
Enables employees to build a supplementary pension via their employer, with an overview of different implementation paths for employees, employers and shareholders/managing directors.
Early-Start Pension (Frühstart-Rente)
A newer state-subsidized retirement product offered as part of reforms to state-supported pension provision, with higher return potential and lower costs.
Financial1
Loan Protection with Occupational Disability Insurance
Protects loan repayments in case of occupational disability, combined with a BU insurance policy.
Regulatory updates
The company's competent supervisory authority is BaFin, Graurheindorfer Str. 108, D-53117 Bonn (Register No. 1312). Hannoversche Lebensversicherung AG is a member of Versicherungsombudsmann e.V., whose decisions are binding on the insurer up to a value in dispute of EUR 10,000. In its company rating of 22 May 2025, Assekurata gave Hannoversche Lebensversicherung AG the top grade A++.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from Hannoversche for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026