Insurer profile
Hannoversche Lebensversicherung AG
<cite index="2-1,2-3">The Hannoversche Lebensversicherung AG, also known as Hannoversche (formerly Hannoversche Leben), is a German insurance company that is particularly active in the area of protection against life risks, and is a wholly owned subsidiary of the VHV Group.</cite> <cite index="10-12">It is the oldest direct insurer in the country.</cite>
Source- Legal entity
- Hannoversche Lebensversicherung AG
- Headquarters
- Hanover, Germany
- Parent group
- VHV Group (VHV Vereinigte Hannoversche Versicherung a.G.)
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 511 9565-0
- kontakt@hannoversche-leben.de
- Founded
- 1875
- Last verified
- Aug 27, 2026
Products from Hannoversche Lebensversicherung AG
life
Term Life Insurance (Risikolebensversicherung)
<cite index="114-12">Financial security for loved ones in the event of death, particularly suited for families with a main earner.</cite>
life
Joint/Partner Term Life Insurance
<cite index="114-13">Two partners insure each other and share a joint policy.</cite>
life
Funeral Expenses Insurance (Sterbegeldversicherung)
<cite index="114-14,114-15">A funeral/burial insurance that pays out a lump sum to relatives when the insured dies, so relatives can worry-free finance the funeral.</cite>
life
Endowment Life Insurance (Kapitallebensversicherung)
<cite index="117-5">Combines financial protection in the event of death with a savings process, in which contributions paid in over the years are paid back as a lump sum at a fixed point if the insured survives.</cite>
life
General Life Insurance Overview
<cite index="117-3">Provides financial protection for survivors and comprehensive insurance coverage across various forms of life insurance.</cite>
life
Occupational Disability Insurance (Berufsunfähigkeitsversicherung)
<cite index="18-15">Pays out from a degree of occupational disability of 50% - at 100% - in all three tariff variants.</cite>
life
Occupational Disability Insurance for Students & Apprentices
<cite index="17-1">A disability protection tariff variant of Hannoversche's BU insurance tailored for students and apprentices.</cite>
life
Occupational Disability Insurance for the Self-Employed
<cite index="8-18">A tariff for self-employed people, rated "very good" by Finanztest.</cite>
life
Occupational Disability Insurance for Schoolchildren
A disability protection variant designed for schoolchildren.
life
Occupational Disability Insurance for Children
A disability protection variant designed for children.
financial
Loan Protection with Occupational Disability Insurance
Protects loan repayments in case of occupational disability, combined with a BU insurance policy.
life
Basic Ability Insurance (Grundfähigkeitsversicherung)
<cite index="110-1">A protection product covering the loss of basic physical or mental abilities, with a dedicated online calculator.</cite>
life
Total Disability Insurance (Erwerbsunfähigkeitsversicherung)
<cite index="123-7">Can be chosen as a standalone contract or in combination with occupational disability insurance.</cite>
life
Unit-Linked Pension Insurance (Fondsgebundene Rentenversicherung)
<cite index="123-9">A pension product that also secures the opportunities of the stock market, particularly attractive for younger policyholders.</cite>
life
Private Pension Insurance (Private Rentenversicherung)
<cite index="123-9">A classic pension product that allows savers to accumulate funds at interest.</cite>
life
Basic Pension (Rürup-Rente)
<cite index="73-1">A state-subsidized basic pension that offers tax advantages when building retirement provisions, especially suited to the self-employed.</cite>
life
Company Pension Scheme (Betriebliche Altersvorsorge)
<cite index="72-5,72-6">Enables employees to build a supplementary pension via their employer, with an overview of different implementation paths for employees, employers and shareholders/managing directors.</cite>
life
Early-Start Pension (Frühstart-Rente)
<cite index="71-1,71-2">A newer state-subsidized retirement product offered as part of reforms to state-supported pension provision, with higher return potential and lower costs.</cite>
motor
Motor Insurance (KFZ-Versicherung)
<cite index="110-1">Motor vehicle insurance with a dedicated premium calculator on the Hannoversche website.</cite>
liability
Private Liability Insurance (Privathaftpflichtversicherung)
<cite index="110-1">Personal liability insurance with a dedicated premium calculator.</cite>
property
Home Contents Insurance (Hausratversicherung)
<cite index="110-1">Home contents insurance with a dedicated premium calculator.</cite>
health
Accident Insurance (Unfallversicherung)
<cite index="114-11">Protects the policyholder and loved ones against the financial consequences of an accident.</cite>
other
Accident Insurance (Unfallversicherung)
Provides financial protection against the consequences of accidents, including invalidity payments.
Regulatory updates
<cite index="54-1">The company's competent supervisory authority is the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Graurheindorfer Str. 108, D-53117 Bonn (Register-No. 1312).</cite> <cite index="45-11,45-12,45-13">Hannoversche Lebensversicherung AG is a member of the Versicherungsombudsmann e.V. and disputes can be settled via this ombudsman, whose decisions are binding for the insurer up to a value in dispute of EUR 10,000.</cite> <cite index="107-2,107-3">In its most recent company rating dated 22 May 2025, ratings agency Assekurata gave Hannoversche Lebensversicherung AG the top grade of A++.</cite>
Reputation and reviews
Offer pages
Motor third-party liability
Hannoversche is a motor third-party liability insurance for the Germany market with online purchase and 24/7 assistance.
Last verified Aug 28, 2026