Insurer profile
Helvetia Schweizerische Versicherungsgesellschaft AG, Directorate for Germany (part of the Helvetia Baloise Group)
Helvetia Schweizerische Versicherungsgesellschaft AG, Directorate for Germany (part of the Helvetia Baloise Group) · Germany
Overview
Helvetia is a Swiss insurance group that has been active in Germany since 1862, offering property, liability, accident, motor, transport and life insurance to private and commercial customers. Following the December 2025 merger of Helvetia Holding AG and Baloise Holding AG into Helvetia Baloise Holding AG, the German operations of both groups now operate jointly under the Helvetia brand, with the main administration based in Bad Homburg alongside further locations including Frankfurt, Hamburg, Bremen, Karlsruhe and Nuremberg.
Source36
Products in this market
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Offer pages
Company details
- Parent group
- Helvetia Baloise Holding AG (St. Gallen, Switzerland)
- Regulator
- Federal Financial Supervisory Authority (BaFin), Bonn
- Phone
- +49 69 1332-0
- [email protected]
Products from Helvetia Schweizerische Versicherungsgesellschaft AG, Directorate for Germany (part of the Helvetia Baloise Group)
Motor7
Motor Third-Party Liability Insurance
Mandatory liability cover for damage caused to third parties with a motor vehicle.
Comprehensive/Partial Motor Insurance (Casco)
Covers own-vehicle damage from accidents, theft, fire and other risks.
Auto Assistance Cover (Auto-Schutzbrief)
Roadside assistance and breakdown protection add-on for motor policyholders.
Electric Car Insurance
Motor insurance tailored to the specific risks of electric vehicles.
Moped Insurance
Liability and casco insurance for mopeds and scooters.
E-Scooter Insurance
Liability insurance required for electric scooters.
Company Vehicle Fleet Insurance
Motor insurance solution for companies transporting their own goods with own vehicles.
Property11
Household Contents Insurance with Natural Hazards Cover
Covers household contents against fire, theft, water damage and additionally against natural hazards such as flooding.
Household Contents Insurance without Natural Hazards Cover
Standard household contents insurance without additional natural hazards protection.
Building Insurance with Natural Hazards Cover
Protects residential buildings against fire, storm, water damage and natural hazards.
Industrial/Commercial Property and Engineering Insurance
Covers industrial and commercial property as well as technical/engineering risks.
Transport and Aviation Insurance
Covers goods in transit and aviation-related risks.
Cargo/Goods-in-Transit Insurance
Covers loss or damage of goods during transport, even on short routes.
Commercial Building Insurance
Insurance for commercial buildings against fire, storm and other perils.
Business Contents Insurance
Covers business inventory and contents against damage or loss.
Machinery Insurance
Covers machinery against breakdown and damage.
Photovoltaic Insurance
Covers photovoltaic (solar) systems against damage and loss of income.
SME Business Insurance (Helvetia Best Business)
Modular commercial insurance package tailored to small and medium-sized businesses.
Liability5
Private Liability Insurance
Covers claims for personal injury, property damage or financial loss caused to third parties in private life.
Business and Professional Liability Insurance
Liability cover for business operations and professional activities.
Carrier Liability Insurance
Liability cover for carriers transporting goods on behalf of third parties.
Freight Forwarder Liability Insurance
Liability insurance specifically for freight forwarders.
CargoTrucker Freight Forwarder Insurance
Specialised insurance package for freight forwarding businesses.
Life6
Endowment/Retirement Provision Insurance
Retirement savings and pension products offered by Helvetia Leben in Germany.
Unit-Linked Life Insurance
Life insurance linked to investment funds combining protection and capital growth potential.
Disability/Occupational Incapacity Insurance
Provides income replacement if the insured becomes unable to work in their profession.
Direct Insurance (Occupational Pension)
Employer-sponsored occupational pension product implemented as a direct insurance policy.
Support Fund (Occupational Pension)
Occupational pension vehicle organised through a support fund structure.
Pension Commitment
Direct pension commitment by an employer as part of company pension schemes.
Financial1
Credit and Surety Insurance
Protects businesses against payment default and provides surety bonds.
Pet3
Regulatory updates
In April 2025 Helvetia and Baloise announced plans to merge; the deal received approval from the Swiss Competition Commission and the European Commission (under the Foreign Subsidies Regulation) in mid-2025, and shareholders of both companies approved the transaction in May 2025. The merger of the parent holding companies (Helvetia Holding AG and Baloise Holding AG into Helvetia Baloise Holding AG) was legally completed on 5 December 2025, creating the second-largest insurance group in Switzerland. In Germany, the legal structures of the two groups initially remained unchanged, but they began appearing jointly under a combined brand, with headquarters in Bad Homburg. On 15 April 2026, at its Capital Markets Day, the group unveiled a single unified brand combining the 'Helvetia' wordmark with Baloise's visual identity, to be rolled out progressively across markets from 2026; harmonisation of product ranges for brokers started in May 2026 and for exclusive distribution from July 2026. All entities remain supervised by BaFin.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from Helvetia for the Germany market, with online purchase.
Last verified Aug 27, 2026