Insurer profile
Neodigital Versicherung AG
Neodigital Versicherung AG · Germany
Overview
Neodigital Versicherung AG is a German digital property and casualty (Schaden- und Unfall) insurer founded in December 2016 by Stephen Voss and Dirk Wittling, focused on fully digitized processes and, more recently, on providing an Insurance-as-a-Service technology platform to other insurers.
Source10
Products in this market
1
Offer pages
Company details
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 6894 1650000
- [email protected]
Products from Neodigital Versicherung AG
Property
Household Contents Insurance
Protects household contents against fire, lightning, water damage, storm, hail, and burglary.
Residential Building Insurance
Covers the building itself against damage from fire, water, storm and hail, with optional add-ons such as natural hazards and glass breakage.
Bicycle Insurance
Insures bicycles and e-bikes/pedelecs against theft, damage, and moisture or electronic damage to battery and motor, worldwide.
Personal Items Insurance
Covers over 120 personal items (from smartphones to garden equipment) against breakage, moisture damage, and optionally theft, worldwide.
Mobile Phone Insurance
Covers smartphones against display damage, liquid damage, operating errors and short circuits, with optional theft and warranty extension add-ons.
Liability
Private Liability Insurance
Covers claims arising from damage caused by the policyholder to third parties in everyday private life, including as a road user, tenant, or homeowner.
Dog Owner Liability Insurance
Protects dog owners against financial consequences of damage caused by their dog to third parties.
Horse Owner Liability Insurance
Covers liability claims for damage to persons or property caused by horses or other riding/draught animals.
Regulatory updates
Neodigital received its BaFin license as a property and casualty insurer in April 2018 after being founded in December 2016. In 2026 the company underwent a major strategic shift: BaFin revoked/it surrendered its insurance license on 23 June 2026, and Neodigital transferred its entire insurance portfolio (around 400,000 customers in property, liability and accident lines, retroactive to 1 January 2026) to Adam Riese, the digital brand of Württembergische Versicherung (W&W Group), which now acts as risk carrier. Neodigital itself will no longer act as a risk-bearing insurer and is refocusing entirely on its Insurance-as-a-Service (IaaS) technology platform, on which both Adam Riese's and Neodigital's former policies will now be administered. The separate motor insurance joint venture, Neodigital Autoversicherung AG, was not affected by this transaction as it had already been fully taken over by HUK-COBURG.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from Neodigital for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 28, 2026