Insurer profile
SDK - Süddeutsche Krankenversicherung a. G.
SDK - Süddeutsche Krankenversicherung a. G. · Germany
Overview
SDK - Süddeutsche Krankenversicherung a. G. is a German mutual insurance association (Versicherungsverein auf Gegenseitigkeit) headquartered in Fellbach near Stuttgart, specializing in private health insurance and supplementary health products. Following the 2025 merger of the SDK and Stuttgarter insurance groups, SDK continues to operate as the health-insurance specialist within the combined group, while the life and property insurance business formerly carried by Süddeutsche Lebensversicherung a.G. and Süddeutsche Allgemeine Versicherung a.G. is now carried by Stuttgarter Lebensversicherung a.G. and Stuttgarter Versicherung AG respectively.
Source18
Products in this market
1
Offer pages
Company details
- Parent group
- SDK Versicherungsgruppe
- Regulator
- Federal Financial Supervisory Authority (BaFin)
- Phone
- +49 711 7372-7777
- [email protected]
Products from SDK - Süddeutsche Krankenversicherung a. G.
Health9
Private Health Insurance (PKV)
Comprehensive private health insurance with 15 flexibly combinable modules covering outpatient, inpatient and dental care.
Dental Supplementary Insurance
Supplementary dental insurance reimbursing up to 100% of the costs of dentures and orthodontics.
Hospital Supplementary Insurance
Supplementary hospital insurance covering chief physician treatment and free choice of hospital in a one- or two-bed room.
Outpatient Supplementary Insurance
Supplementary outpatient insurance covering naturopathy, glasses, prevention and travel health cover.
Long-Term Care Supplementary Insurance
Supplementary long-term care insurance to protect against the funding gap left by statutory care benefits.
Daily Sickness Allowance Insurance
Daily sickness allowance providing financial support when regular income stops due to illness.
Practice Supplementary Insurance
Supplementary insurance for statutorily insured people allowing private-patient-style treatment via a cost-reimbursement model.
Company Health Insurance (bKV)
Employer-sponsored supplementary health insurance for employees, including dental, outpatient, inpatient and daily sickness allowance tariffs.
Accident Insurance
Personal accident insurance offered alongside SDK's health and life products.
Life4
Disability Income Insurance
Income protection insurance replacing lost earnings in case of occupational disability, now offered via Stuttgarter Lebensversicherung a.G. following its 2025 merger with Süddeutsche Lebensversicherung a.G.
Term Life Insurance
Term life insurance providing financial protection for dependents in the event of the policyholder's death.
SDK Universal Life
Modular life insurance product combining private pension, long-term care protection, death benefit and disability protection components.
Funeral Expenses Insurance
Funeral cost insurance offered by SDK in cooperation with the Ideal Versicherung insurer.
Regulatory updates
In 2025, BaFin approved the planned merger between SDK and the Stuttgarter Versicherungsgruppe. BaFin authorized the merger of Süddeutsche Lebensversicherung a.G. into Stuttgarter Lebensversicherung a.G. and the transfer of Süddeutsche Allgemeine Versicherung a.G.'s business to Stuttgarter Versicherung AG, retroactive to January 1, 2025, creating a combined group with over 1.8 million contracts and roughly 1.6 thousand employees; SDK itself (the health insurer) continues to operate as the health insurance specialist within the new group structure.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from SDK for the Germany market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026