Euroins Casco (own-damage car insurance) (Autosafe Passenger Car)

Covers accidental damage to the insured vehicle caused by the policyholder's own fault. Coverage limit equals the insured/agreed value of the vehicle. Available exclusively in the Platinum tier of the AutoSafe product. A deductible of 1% of the insured capital applies, with a minimum of €400.

Total loss is covered under the CASCO own damage coverage included in the Platinum tier. If the vehicle is declared a total loss, compensation is based on the insured/agreed market value at the date of the loss. For theft, total theft (ολική κλοπή) is separately covered from the Gold tier upward.

Partial damage to the insured vehicle is covered under the CASCO own damage coverage in the Platinum tier. Partial theft (μερική κλοπή — theft of components essential for vehicle operation) is covered from the Gold tier upward. A deductible applies on own damage claims.

Total theft (ολική κλοπή) covers the market value of the vehicle on the day of theft. Partial theft (μερική κλοπή) covers vehicle components essential for its operation. Both are available from the Gold tier; the Platinum tier also includes full CASCO own damage. Compensation is based on the current market value of the vehicle.

Glass breakage (θραύση κρυστάλλων) is part of the broader CASCO own damage coverage available in the Platinum tier. Euroins Greece has a strategic partnership with Carglass® for vehicle glass repair and replacement, providing rapid service through an extensive nationwide network.

Coverage up to the vehicle's current value for flood, storm, windstorm, cyclone, snow, typhoon, hail, volcanic eruption, and subsidence/landslide/tidal wave caused only by earthquake or volcanic eruption. Hail damage is capped at 30% of the vehicle's current value. Deductible EUR 300, waived for repairs at partner workshops. Included from Bronze (optionally removable in Bronze); applies within Greece.

Coverage for damages caused by malicious acts of third parties (vandalism). Available as an optional add-on to the Platinum tier. Provides full compensation up to the current market value of the vehicle for damages resulting from vandalism and other malicious actions.

Basic accident care (Φροντίδα Ατυχήματος) is included in the Bronze base tier. Full roadside and travel assistance (Πλήρης Οδική & Ταξιδιωτική Βοήθεια) is available as an optional add-on across tiers. Coverage extends to Greece and specific European and Mediterranean countries per cooperating company agreements. The AutoSafe mobile app enables instant roadside assistance calls with GPS location.

A replacement vehicle is provided, up to €600, when the insured vehicle cannot be driven due to total or partial loss, or temporary loss during repair following fire, theft or own damage (CASCO). Available from the Silver tier onward.