Anytime Online (digital brand of INTERAMERICAN HELLENIC INSURANCE COMPANY S.A.)
Anytime
Anytime is a travel insurance for the Greece market with online purchase and 24/7 assistance.
Direct payment
Not explicitly stated in available sources; claims are submitted via the Anytime travel insurance claim notification form (Έντυπο Αναγγελίας Απαίτησης Αποζημίωσης).
Geographic scope
Worldwide (including Greece), up to 3 destinations per trip
Coverage applies from departure until return to permanent residence. For domestic trips, minimum distance of 50 km from permanent residence; for international trips, minimum 100 km.
Unique selling points
- Three-tier program choice (Basic, Value, Premium) allows travelers to match coverage depth to their exact trip needs and budget.
- COVID-19 hotel quarantine expenses are covered as a standard benefit in every program tier, with no additional premium required.
- Baggage delay coverage is included free of charge in all programs, covering hotel and communication costs in case of total baggage loss.
- 24/7 assistance is available worldwide via the dedicated Interamerican Health Line 1010, providing round-the-clock emergency medical support from any location.
- Children under 1 year of age are insured at no extra cost when traveling with parents, and the policy can be issued fully online in minutes.
Coverage limits
Medical expenses (hospitalization)
Covered
Covers hospitalization expenses due to accident or sudden illness first occurring during the trip. Limits vary by tier: Basic has the base limit, Value has higher health coverage limits, and Premium has the highest limits. Exact per-tier amounts not published in available sources.
Emergency medical treatment
Covered
Coverage for every emergency medical incident during the trip, including access to assistance services. Exact monetary limits not disclosed in available sources.
Hospitalization
Covered
Hospitalization costs from accident or sudden illness first manifested during the trip are covered. Higher limits in Value and Premium tiers compared to Basic. Exact per-tier figures not available in sources.
Outpatient treatment
Covered
Medical expenses coverage includes treatment costs and medication dispatch expenses. Outpatient scope is implied within the broader medical expenses coverage but no separate limit is stated in available sources.
Emergency dental treatment
Not offered
Emergency dental treatment is not mentioned in any available Anytime travel insurance source. Coverage status cannot be confirmed.
Medical transport
Covered
Medical transport of the insured due to accident or sudden illness is covered. Also includes medication dispatch expenses. Exact limit not stated in available sources.
Medical evacuation
Covered
Medical evacuation is covered as part of the medical and travel assistance services. Exact limit not stated in available sources.
Repatriation of remains
Covered
Repatriation is referenced as part of the medical and travel assistance package. Exact limit not stated in available sources.
Search and rescue
Not offered
Search and rescue as a distinct coverage is not mentioned in any available Anytime travel insurance source.
COVID-19 coverage
Covered
COVID-19 coverage is included in all travel insurance programs. Covers hotel quarantine expenses when the insured is diagnosed with COVID-19 during travel and medical guidance requires isolation.
Pre-existing conditions
Excluded
Coverage applies to sudden illness first occurring during the trip. Pre-existing conditions are not explicitly covered; the policy covers expenses from accidents or sudden illnesses first manifested during travel.
Winter sports cover
Not offered
Winter sports cover is not mentioned in any available Anytime travel insurance source.
Adventure sports cover
Not offered
Adventure sports cover is not mentioned in any available Anytime travel insurance source.
Pregnancy complications
Not offered
Pregnancy complications are not mentioned as a specific coverage in any available Anytime travel insurance source.
Legal assistance
Not offered
Legal assistance as a distinct coverage is not mentioned in available Anytime travel insurance sources.
24/7 assistance (helpline 1010)
Covered
24/7 support via the Interamerican Health Line 1010, available from anywhere in the world. Included in all program tiers.
Key conditions
Assistance call deadline
The insured must contact the 24/7 assistance line (1010) for emergency medical incidents during the trip. Prior authorisation via the helpline is required before seeking treatment, as per standard travel assistance conditions.
Unauthorized treatment
Not explicitly stated in available sources. Unauthorized treatment conditions are implied by the requirement to contact the assistance line (1010) before seeking treatment.
Purchase while abroad
The policy must be purchased and the start date selected before the trip begins. Coverage starts from departure and lasts until return to permanent residence. Purchase after travel departure is not supported.
Chronic conditions
Coverage applies to sudden illness first occurring during the trip. Chronic diseases and pre-existing conditions are not covered, as the policy specifically covers illnesses that first manifested during the trip.
Pregnancy
Pregnancy complications are not mentioned as a specific coverage in available Anytime travel insurance sources.
Pre-existing condition exclusions
The policy covers hospitalization expenses due to accidents or sudden illness first occurring during the trip. Conditions that existed prior to the trip are not covered.
Coverage duration limit
Coverage is available for trips from 1 to 60 days, covering up to 3 different destinations. The policy start date must be set before travel departure and coverage begins with a start date within 180 days of purchase.
Where to buy
Policy specifics
Trip cancellation
Coverage for trip cancellation costs up to €10,000 when selected
Baggage delay
Free coverage for luggage delay included in all travel insurance programs
COVID-19 coverage
Coverage for COVID-19 included in all travel insurance programs
Accidental death benefit
Compensation for accidental death up to €30,000; group maximum €300,000
Permanent disability benefit
Compensation for permanent total or partial disability from accident up to €6,000
Age eligibility
Coverage for persons aged over one month up to 75 years
Trip duration
Coverage available for trips from 1 to 60 days
Country of departure requirement
Programs designed for travelers with Greece as country of departure
Family coverage option
Can purchase individual coverage or family coverage for multiple members
Program tiers
Three program levels available: Basic, Value, and Premium with progressively higher medical coverage limits and additional benefits
Sources
- https://blog.anytime.gr/anakalypse-nea-meri-me-tin-taxidiotiki-asfalisi-tis-anytime-anytime-blog/
- https://blog.anytime.gr/taxidepse-xegnoiasta-me-taxidiotiki-asfalisi-apo-tin-anytime-anytime-blog/
- https://blog.anytime.gr/taxidiotiki-asfalisi-ti-kalyptei-kai-giati-einai-toso-simantiki-anytime-blog/
- https://www.anytime.gr/travel/calculation
- https://www.anytime.gr/travel/programs-covers
- https://www.interamerican.gr/idiotes/proionta-ypiresies/taksidiwtikh/asfaleia-taksidiou