Travel insurance — Greece

[1] Medical expenses: €150,000 ↩

Covers emergency medical and hospital expenses (including diagnosis of epidemic or pandemic disease such as COVID-19) incurred during travel, up to €150,000 per insured per year.

[2] Medical transport: Covered ↩

Costs of emergency medical transport and medically justified evacuation are covered. Transport must be authorized and arranged by Allianz in advance; unauthorized transport is reimbursed only up to the amount that Allianz would have paid.

[3] COVID-19 treatment: Covered ↩

Medical and hospital expenses resulting from diagnosis of COVID-19 or other epidemic/pandemic diseases are included within the overall medical expenses coverage.

[4] Personal liability: See details ↩

Personal liability coverage is not confirmed as included in the My Travel Annual product based on available IPID and product page sources.

[5] Emergency dental: Covered ↩

Emergency dental expenses are covered as part of the medical expenses benefit. The IPID extract does not state a specific dental sublimit for the My Travel Annual product; hearing aids, dentures, glasses, and contact lenses are excluded.

[6] Search & rescue: Excluded ↩

Search and rescue operations are explicitly listed as a typical exclusion in Allianz travel insurance products. Not covered under My Travel Annual.

[7] Legal assistance: Covered ↩

Legal advice and assistance services are mentioned as part of the Allianz assistance network benefits during travel.

[8] Emergency medical treatment: €150,000 ↩

Emergency medical treatment abroad covered up to €150,000 per insured. Allianz can guarantee or advance payment directly to providers in cases of hospitalization over 24 hours.

[9] Hospitalization: Covered ↩

Hospitalization costs are covered as part of the overall medical expenses limit (€150,000 per insured). Direct payment to hospital providers is available for stays over 24 hours.

[10] Outpatient treatment: Covered ↩

Outpatient emergency medical treatment is covered as part of the overall medical expenses sub-limit. Specific outpatient sublimit amount not stated in available IPID extract; covered under overall medical expenses limit.

[11] Medical evacuation: Covered ↩

Medical evacuation to the nearest appropriate medical facility or repatriation to Greece is covered when medically necessary and arranged by Allianz. Specific monetary limit not stated separately in available IPID extract.

[12] Repatriation of remains: Covered ↩

Repatriation of the insured's mortal remains to Greece is covered as part of the assistance services. Specific monetary limit not separately stated in available IPID extract.

[13] Pre existing conditions: Excluded ↩

Coverage limitations apply for pre-existing medical conditions. Specific exclusions and eligibility criteria are detailed in the Terms and Conditions; generally considered excluded unless otherwise stated in policy.

[14] Winter sports cover: Excluded ↩

Winter sports coverage is not confirmed as included in the My Travel Annual product based on available sources. Coverage for riskier sports and leisure activities may be excluded. Refer to Terms and Conditions for specific details.

[15] Adventure sports cover: Excluded ↩

Participation in certain extreme sports or activities is not covered under the standard My Travel Annual policy. The policy is not suitable for those participating in certain extreme sports activities.

[16] Pregnancy complications: Conditional ↩

Normal pregnancy and childbirth are typically excluded. Coverage for unexpected complications of pregnancy may be available subject to specific conditions in the Terms and Conditions. Refer to policy for specific criteria.

[17] Medical expenses: Covered ↩

Coverage for medical and hospitalization costs in case of sudden illness or accident during the trip. Allianz Global Assistance may pay directly to providers in case of hospitalization. Exact limits vary by plan tier and are detailed in the Terms and Conditions.

[18] Medical transport: Covered ↩

Coverage for medical transport costs organized by Allianz Global Assistance in case of emergency. Exact limits are specified in the Terms and Conditions.

[19] COVID-19 treatment: Conditional ↩

COVID-19 related coverage may be available depending on the plan chosen. The official website directs customers to check a dedicated COVID-19 information page for current coverage details.

[20] Personal liability: Conditional ↩

Personal liability coverage may be available depending on the plan chosen. Specific limits and conditions are detailed in the Terms and Conditions.

[21] Emergency dental: Covered ↩

Emergency dental treatment is covered as part of the medical expenses benefit. Exact sublimits are specified in the Terms and Conditions.

[22] Search & rescue: Covered ↩

Search and rescue operations are coordinated by Allianz Global Assistance 24/7. Specific coverage limits are defined in the Terms and Conditions.

[23] Legal assistance: Conditional ↩

Legal assistance may be available depending on the plan chosen. Specific limits and conditions are detailed in the Terms and Conditions.

[24] Emergency medical treatment: Covered ↩

Coverage for emergency medical treatment during the trip in case of sudden illness or accident. Exact limits are defined in the policy Terms and Conditions per plan tier.

[25] Hospitalization: Covered ↩

Coverage for hospitalization costs. Allianz Global Assistance may pay the amount directly to hospital providers on behalf of the insured. Exact limits are per plan tier and detailed in the Terms and Conditions.

[26] Outpatient treatment: Covered ↩

Outpatient medical treatment expenses are covered as part of the medical expenses benefit. Exact limits are specified in the Terms and Conditions per plan tier.

[27] Medical evacuation: Covered ↩

Medical evacuation to an appropriate medical facility is covered. Exact limits and conditions are specified in the Terms and Conditions.

[28] Repatriation of remains: Covered ↩

Coverage for the repatriation of mortal remains in the event of death during the trip. Exact limits are specified in the Terms and Conditions.

[29] Pre existing conditions: Excluded ↩

Pre-existing medical conditions are generally not covered under the standard leisure travel insurance policy. Customers with pre-existing conditions should refer to the Terms and Conditions for specific exclusions.

[30] Winter sports cover: Not available ↩

Winter sports coverage may be available as an optional add-on. High-risk activities including extreme sports may be excluded under the standard policy. Customers should refer to the Terms and Conditions for specific details.

[31] Adventure sports cover: Excluded ↩

High-risk and extreme sports activities are generally excluded from coverage under the standard leisure travel insurance policy. Specific exclusions are detailed in the Terms and Conditions.

[32] Pregnancy complications: Conditional ↩

Coverage for pregnancy complications may be available subject to conditions stated in the Terms and Conditions. Routine pregnancy and childbirth are typically excluded.

[33] Medical expenses: €20,000 – €50,000 ↩

Covers hospitalization expenses due to accident or sudden illness first occurring during the trip. Limits vary by tier: Basic up to €20,000, Value up to €40,000, Premium up to €50,000.

έως €20.000 έως €40.000 έως €50.000

[34] Medical transport: €1,000 – €3,000 ↩

Covers medical transport of the insured due to accident or sudden illness requiring relocation. Limits: Basic up to €1,000, Value up to €2,000, Premium up to €3,000.

έως €1.000 έως €2.000 έως €3.000

[35] COVID-19 treatment: Covered ↩

COVID-19 coverage is included in all travel insurance programs. Covers hotel quarantine expenses when the insured is diagnosed with COVID-19 during travel and medical guidance requires isolation.

Καλύπτονται τα έξοδα ξενοδοχείου, σε περίπτωση που ο Ασφαλισμένος, κατά τη διάρκεια του ταξιδιού του, διαγνωστεί με Covid 19 και οι ιατρικές οδηγίες επιβάλλουν την απομόνωσή του.

[36] Personal liability: €10,000 ↩

Covers expenses incurred by the insured to defend against or settle third-party claims for bodily injury or property damage caused by their negligence during the trip. Available only in the Premium tier, up to €10,000.

- / - / έως €10.000

[37] Emergency dental: Not established from the reviewed documents ↩

Emergency dental treatment is not mentioned in any available Anytime travel insurance source. Coverage status cannot be confirmed.

[38] Search & rescue: Not established from the reviewed documents ↩

Search and rescue as a distinct coverage is not mentioned in any available Anytime travel insurance source.

[39] Legal assistance: Not established from the reviewed documents ↩

Legal assistance as a distinct coverage is not mentioned in available Anytime travel insurance sources.

[40] Emergency medical treatment: Covered ↩

Coverage for every emergency medical incident during the trip, including access to assistance services. Exact monetary limits not disclosed in available sources.

Καλύψεις για κάθε επείγον ιατρικό περιστατικό και πρόσβαση σε υπηρεσίες βοήθειας

[41] Hospitalization: €20,000 – €50,000 ↩

Hospitalization costs from accident or sudden illness first manifested during the trip are covered. Limits: Basic up to €20,000, Value up to €40,000, Premium up to €50,000.

έως €20.000 έως €40.000 έως €50.000

[42] Outpatient treatment: €1,000 – €3,000 ↩

Covers outpatient treatment expenses due to accident or sudden illness first occurring during the trip. Limits: Basic up to €1,000, Value up to €2,000, Premium up to €3,000.

έως €1.000 έως €2.000 έως €3.000

[43] Medical evacuation: Unlimited ↩

Repatriation of the insured near their place of permanent residence to continue treatment, if hospitalization or recovery after initial treatment is expected to last more than 10 days. Unlimited in all tiers.

Απεριόριστο

[44] Repatriation of remains: €3,000 – €10,000 ↩

Covers transport of the insured's remains to the place of burial in their country of permanent residence. Limits: Basic up to €3,000, Value up to €5,000, Premium up to €10,000.

έως €3.000 έως €5.000 έως €10.000

[45] Pre existing conditions: Excluded ↩

Coverage applies to sudden illness first occurring during the trip. Pre-existing conditions are not explicitly covered; the policy covers expenses from accidents or sudden illnesses first manifested during travel.

Καλύπτονται τα έξοδα που έκανε ο Ασφαλισμένος για νοσοκομειακή περίθαλψη εξαιτίας ατυχήματος ή ξαφνικής ασθένειας που για πρώτη φορά εμφανίστηκε κατά τη διάρκεια του ταξιδιού του.

[46] Winter sports cover: Not established from the reviewed documents ↩

Winter sports cover is not mentioned in any available Anytime travel insurance source.

[47] Adventure sports cover: Not established from the reviewed documents ↩

Adventure sports cover is not mentioned in any available Anytime travel insurance source.

[48] Pregnancy complications: Not established from the reviewed documents ↩

Pregnancy complications are not mentioned as a specific coverage in any available Anytime travel insurance source.

[49] Baggage loss: €500 – €600 ↩

Covers expenses for lost or stolen baggage on an air trip, due to total destruction or theft. Not included in Basic; up to €500 in Value; up to €600 in Premium.

- / έως €500 / έως €600

[50] Medical expenses: Covered ↩

Covers costs for emergency medical or dental treatment incurred during travel. Specific monetary limits are not published on the official product page.

Καλείσαι να καταβάλεις κόστη για επείγουσα ιατρική ή οδοντιατρική περίθαλψη ενόσω βρίσκεσαι στο ταξίδι σου.

[51] Medical transport: Covered ↩

Covers the required transport of a family member or friend to the insured's place of hospitalization following an emergency medical incident during travel. Specific limits not published on the official page.

Καλύπτεται η απαιτούμενη μεταφορά μέλους της οικογένειάς σου ή φιλικού σου προσώπου στον τόπο νοσηλείας σου, κατόπιν επείγοντος ιατρικού περιστατικού κατά τη διάρκεια του ταξιδιού σου.

[52] COVID-19 treatment: Conditional ↩

The travel cancellation sub-programme mentions pandemic coverage under conditions. Whether COVID-19 treatment falls under the travel medical programme is not confirmed on the official page.

Ανάλογα με το πρόγραμμα που θα επιλέξεις, μπορεί να περιλαμβάνει ενδεικτικά:

[53] Personal liability: Not established from the reviewed documents ↩

Not stated on the official product page; the page says coverage content depends on the chosen programme ('Ανάλογα με το πρόγραμμα... μπορεί να περιλαμβάνει ενδεικτικά'), so absence from this marketing page does not confirm exclusion.

Ανάλογα με το πρόγραμμα που θα επιλέξεις, μπορεί να περιλαμβάνει ενδεικτικά:

[54] Emergency dental: Covered ↩

Emergency dental treatment is explicitly listed together with emergency medical treatment as a covered benefit during travel. Specific limits not published on the official page.

Επείγουσα Ιατρική/Οδοντιατρική Περίθαλψη

[55] Search & rescue: Covered ↩

Search and rescue is explicitly listed as a covered benefit under the emergency transport section of the Atlantic Travel Insurance product line.

Επίσης, καλύπτεται και η έρευνα και διάσωση.

[56] Legal assistance: Not established from the reviewed documents ↩

Not stated on the official product page; the page says coverage content depends on the chosen programme ('Ανάλογα με το πρόγραμμα... μπορεί να περιλαμβάνει ενδεικτικά'), so absence from this marketing page does not confirm exclusion.

Ανάλογα με το πρόγραμμα που θα επιλέξεις, μπορεί να περιλαμβάνει ενδεικτικά:

[57] Emergency medical treatment: Covered ↩

Emergency medical treatment during travel is explicitly listed as a covered peril. Specific limits not published on the official page.

Επείγουσα Ιατρική/Οδοντιατρική Περίθαλψη

[58] Hospitalization: Covered ↩

Implied within emergency medical treatment coverage. Specific sub-limit for hospitalization not published on the official product page.

Καλείσαι να καταβάλεις κόστη για επείγουσα ιατρική ή οδοντιατρική περίθαλψη ενόσω βρίσκεσαι στο ταξίδι σου.

[59] Outpatient treatment: Covered ↩

Implied within emergency medical/dental treatment coverage as stated on the official page. Specific limits not published.

Καλείσαι να καταβάλεις κόστη για επείγουσα ιατρική ή οδοντιατρική περίθαλψη ενόσω βρίσκεσαι στο ταξίδι σου.

[60] Medical evacuation: Covered ↩

Emergency transport coverage implies medical evacuation. Specific evacuation limits not published on the official product page.

Καλύπτεται η απαιτούμενη μεταφορά μέλους της οικογένειάς σου ή φιλικού σου προσώπου στον τόπο νοσηλείας σου, κατόπιν επείγοντος ιατρικού περιστατικού κατά τη διάρκεια του ταξιδιού σου. Επίσης, καλύπτεται και η έρευνα και διάσωση.

[61] Repatriation of remains: Covered ↩

The Atlantiki travel programs cover emergency transport including repatriation of remains in the event of the insured's death during travel. No specific monetary limit is published on the official product page; coverage is included as part of the emergency medical transport benefit.

Ανάλογα με το πρόγραμμα που θα επιλέξεις, μπορεί να περιλαμβάνει ενδεικτικά:

[62] Pre existing conditions: See details ↩

Pre-existing conditions are not covered under the Atlantiki travel insurance product. In line with standard Greek market practice, these are excluded unless specifically declared and extended in the policy. No Atlantiki-specific clause confirming any exception was found in publicly available sources.

Ανάλογα με το πρόγραμμα που θα επιλέξεις, μπορεί να περιλαμβάνει ενδεικτικά:

[63] Winter sports cover: Not established from the reviewed documents ↩

Not stated on the official product page; the page says coverage content depends on the chosen programme ('Ανάλογα με το πρόγραμμα... μπορεί να περιλαμβάνει ενδεικτικά'), so absence from this marketing page does not confirm exclusion.

Ανάλογα με το πρόγραμμα που θα επιλέξεις, μπορεί να περιλαμβάνει ενδεικτικά:

[64] Adventure sports cover: Not established from the reviewed documents ↩

Not stated on the official product page; the page says coverage content depends on the chosen programme ('Ανάλογα με το πρόγραμμα... μπορεί να περιλαμβάνει ενδεικτικά'), so absence from this marketing page does not confirm exclusion.

Ανάλογα με το πρόγραμμα που θα επιλέξεις, μπορεί να περιλαμβάνει ενδεικτικά:

[65] Pregnancy complications: Not established from the reviewed documents ↩

Not stated on the official product page; the page says coverage content depends on the chosen programme ('Ανάλογα με το πρόγραμμα... μπορεί να περιλαμβάνει ενδεικτικά'), so absence from this marketing page does not confirm exclusion.

Ανάλογα με το πρόγραμμα που θα επιλέξεις, μπορεί να περιλαμβάνει ενδεικτικά:

[66] Baggage loss damage: Conditional ↩

Covers loss, damage or theft of baggage during the trip; availability and limits depend on the selected programme. No monetary limit published on the official page.

Απώλεια, φθορά ή καθυστέρηση αποσκευών: Για να μην χαλάσει η εμπειρία σου επειδή οι αποσκευές χάθηκαν, υπέστησαν ζημιά ή κλάπηκαν κατά τη διάρκεια του ταξιδιού σου.

[67] Baggage delay: Conditional ↩

Covers delay in the arrival of baggage from an airline, cruise company or other travel carrier during the trip; availability and limits depend on the selected programme. No monetary limit published on the official page.

Η άφιξη των αποσκευών σου καθυστερεί από αεροπορική εταιρεία, εταιρεία κρουαζιέρας ή άλλο ταξιδιωτικό μεταφορέα κατά τη διάρκεια του ταξιδιού σου.

[68] Trip cancellation: Optional ↩

Offered as a separate add-on programme named 'Πρόγραμμα Ακύρωσης Ταξιδιού' (Travel Cancellation Programme) on the official page; the page does not describe its coverage terms or limits.

Πρόγραμμα Ακύρωσης Ταξιδιού

[69] Medical expenses: Conditional ↩

The program is provided free of charge to all insured persons with hospital care (νοσοκομειακή περίθαλψη) programs. A specific aggregate limit for general medical expenses is not published separately; hospitalization abroad is covered up to €6,000 per incident.

[70] Medical transport: Covered ↩

Sanitary (medical) transport is covered when the insured is located more than 50km from their usual place of residence. No separate monetary ceiling is published for this benefit.

[71] COVID-19 treatment: See details ↩

COVID-19 specific coverage is not listed among the published benefits of ERGO Life Assistance.

οι προσφερόμενες καλύψεις είναι: Αποστολή γιατρού στο εξωτερικό με απαλλαγή 25€

[72] Personal liability: Covered ↩

Personal liability for material damage caused to third parties is listed as a benefit under ERGO Life Assistance travel assistance. No specific monetary limit is published.

[73] Emergency dental: See details ↩

Emergency dental coverage is not listed among the published benefits of ERGO Life Assistance.

οι προσφερόμενες καλύψεις είναι: Αποστολή γιατρού στο εξωτερικό με απαλλαγή 25€

[74] Search & rescue: See details ↩

Search and rescue is not listed among the published benefits of ERGO Life Assistance.

οι προσφερόμενες καλύψεις είναι: Αποστολή γιατρού στο εξωτερικό με απαλλαγή 25€

[75] Legal assistance: Covered ↩

An advance against judicial and legal costs is provided as part of the ERGO Life Assistance travel assistance benefits. No specific monetary ceiling is published.

[76] Emergency medical treatment: Covered ↩

Doctor dispatch to a foreign location is covered, subject to a €25 deductible per call-out. Activation requires prior contact with the ERGO Health Open Line.

[77] Hospitalization: €6,000 ↩

Hospital care abroad is covered up to €6,000 per incident. Coverage is active for emergencies occurring more than 50km from the insured's permanent residence.

[78] Outpatient treatment: Covered ↩

Outpatient care is facilitated via doctor dispatch to the traveller's location abroad (with €25 deductible), and through the coordination of medical services by the ERGO Health Open Line. No separate published monetary ceiling for outpatient-only costs.

[79] Medical evacuation: Covered ↩

Medical repatriation and/or transfer of the patient from abroad is covered, including transport of a designated companion to the place of hospitalisation. No separate monetary ceiling is published for this benefit.

[80] Repatriation of remains: €1,840 – €3,670 ↩

Transfer of the insured's remains is covered up to €1,840 for European countries and up to €3,670 for non-European countries. Also covers the return of other insured travellers.

[81] Pre existing conditions: See details ↩

Coverage for pre-existing conditions is not explicitly listed among the published benefits of ERGO Life Assistance; the program covers emergency and acute incidents only.

για έκτακτα και επείγοντα περιστατικά που θα συμβούν σε απόσταση μεγαλύτερη των 50χλμ από την μόνιμη κατοικία σας.

[82] Winter sports cover: See details ↩

Winter sports coverage is not listed among the published benefits of ERGO Life Assistance.

οι προσφερόμενες καλύψεις είναι: Αποστολή γιατρού στο εξωτερικό με απαλλαγή 25€

[83] Adventure sports cover: See details ↩

Adventure sports coverage is not listed among the published benefits of ERGO Life Assistance.

οι προσφερόμενες καλύψεις είναι: Αποστολή γιατρού στο εξωτερικό με απαλλαγή 25€

[84] Pregnancy complications: See details ↩

Pregnancy complications coverage is not listed among the published benefits of ERGO Life Assistance.

οι προσφερόμενες καλύψεις είναι: Αποστολή γιατρού στο εξωτερικό με απαλλαγή 25€

[85] Baggage delay: Covered ↩

Compensation for baggage delay is covered. No limit amount is published.

Αποζημίωση για καθυστέρηση αποσκευών

[86] Baggage loss theft: Covered ↩

Compensation for problems with checked-in baggage (loss, theft) is covered. No limit amount is published.

Αποζημίωση για προβλήματα με αποσκευές που παραδόθηκαν σε check-in (απώλεια, κλοπή)

[87] Baggage tracing: Covered ↩

Tracing of lost baggage is covered. No limit amount is published.

Ανεύρεση αποσκευών

[88] Trip interruption: €2,400 ↩

Compensation for trip interruption abroad on an organised trip: EUR 120 per day after the interruption date, up to a maximum of EUR 2,400 per insured person.

Αποζημίωση διακοπής ταξιδιού στο εξωτερικό σε οργανωμένο ταξίδι (120€ / ημέρα μετά την ημερομηνία διακοπής, με μέγιστο ποσό κάλυψης 2.400€ για κάθε ασφαλισμένο).

[89] Medical expenses: Excluded ↩

The product 'Άμεση Ιατρική Βοήθεια' does not cover general medical treatment or pharmaceutical expenses. Coverage is limited to coordination and transport services (medical evacuation, return to permanent residence, repatriation of remains, 24/7 assistance line, interpreter and translation services). Direct medical treatment costs are not within scope.

Αφού προηγηθεί επικοινωνία του Ασφαλισμένου με το Συντονιστικό Κέντρο του Συμβεβλημένου Παρόχου, καλύπτονται τα παρακάτω έξοδα:

[90] Medical transport: Covered ↩

Covers the cost of medical transport (evacuation) of the insured to an appropriate hospital when medically necessary due to accident or sudden illness during travel. Also covers return to permanent residence after hospitalization by non-standard medical transport, and return by standard transport after hospital discharge following a travel accident. Coverage of return of non-injured traveling family members to the insured's permanent residence when the insured is hospitalized due to a travel accident.

Για τη διακομιδή και υγειονομική μεταφορά του Ασφαλισμένου, εφόσον κριθεί ιατρικά αναγκαίο να διακομιστεί σε κατάλληλο νοσηλευτικό ίδρυμα, συνεπεία ατυχήματος ή αιφνίδιας ασθενείας

[91] COVID-19 treatment: Excluded ↩

COVID-19 treatment is not mentioned in this product's IPID (dated April 2019, prior to the pandemic). No COVID-19 specific coverage is evidenced in the available source documents for this product.

[92] Personal liability: Excluded ↩

Personal liability is not part of this product. The product scope is limited to direct medical assistance services (transport, repatriation, coordination, interpreter services). No liability coverage is mentioned in the IPID.

[93] Emergency dental: Excluded ↩

Emergency dental treatment is not mentioned as a covered benefit in this product. The IPID does not include dental expenses in the list of covered items.

[94] Search & rescue: Excluded ↩

Primary evacuations and rescue services are explicitly excluded from this product. The IPID states: 'Οι πρωτογενείς διακομιδές και υπηρεσίες διάσωσης' are not covered.

Οι πρωτογενείς διακομιδές και υπηρεσίες διάσωσης.

[95] Legal assistance: See details ↩

Legal assistance is not included in this product. The IPID does not reference any legal assistance coverage.

[96] Emergency medical treatment: Excluded ↩

Direct emergency medical treatment costs are not covered by this product. The product covers coordination of medical transport to an appropriate medical facility in case of accident or sudden illness, but does not pay the hospital or physician fees at destination.

Για τη διακομιδή και υγειονομική μεταφορά του Ασφαλισμένου, εφόσον κριθεί ιατρικά αναγκαίο να διακομιστεί σε κατάλληλο νοσηλευτικό ίδρυμα, συνεπεία ατυχήματος ή αιφνίδιας ασθενείας

[97] Hospitalization: Excluded ↩

Hospitalization costs themselves are not covered. Coverage is limited to coordination of transport services triggered by hospitalization (e.g., return of travel companions, visit by a relative if hospitalization exceeds 5 days, medical file translation). The policy does not reimburse hospital room, treatment or surgery costs.

Μετάβασης, διανυκτέρευσης και επιστροφής συγγενικού προσώπου για την φροντίδα του νοσηλευόμενου Ασφαλισμένου, συνεπεία συμβάντος κατά τη διάρκεια του ταξιδιού, εφόσον η νοσηλεία υπερβεί τις πέντε (5) ημέρες.

[98] Outpatient treatment: Excluded ↩

Outpatient treatment costs are not within the scope of this product. The product exclusively provides assistance and coordination services related to medical transport and repatriation.

[99] Medical evacuation: Covered ↩

Covers medical evacuation of the insured to an appropriate medical facility when deemed medically necessary due to accident or sudden illness during travel. The coordination center of the contracted provider must be contacted first. Primary evacuations and rescue services are explicitly excluded.

Οι πρωτογενείς διακομιδές και υπηρεσίες διάσωσης.

[100] Repatriation of remains: Covered ↩

Covers repatriation of the insured's remains in the event of death occurring during travel abroad. If direct organization of remains transport by the contracted provider is not possible for any reason, the provider is obliged to assume retrospective indemnification. Excluded: transport of remains to a third country, airport-to-burial-site transport costs, and burial expenses.

Για τον επαναπατρισμό σωρού του Ασφαλισμένου, συνεπεία θανάτου που θα συμβεί στην διάρκεια ταξιδιού στο εξωτερικό. Αν για οποιοδήποτε λόγο δεν είναι δυνατή η οργάνωση της μεταφοράς της σορού από τον συμβεβλημένο πάροχο τότε ο πάροχος υποχρεούται να αναλάβει την απολογιστική αποζημίωση.

[101] Pre existing conditions: Excluded ↩

Pre-existing bodily injury or illness and any complications that existed at the time of insurance inception are explicitly excluded. The policy states: 'Προγενέστερη σωματική βλάβη ή ασθένεια και οι τυχόν επιπλοκές που υπήρχαν κατά την σύναψη της ασφάλισης.'

Προγενέστερη σωματική βλάβη ή ασθένεια και οι τυχόν επιπλοκές που υπήρχαν κατά την σύναψη της ασφάλισης.

[102] Winter sports cover: See details ↩

Winter sports are not mentioned as a covered activity in this product. The IPID does not reference any winter sports extension or add-on.

[103] Adventure sports cover: Excluded ↩

Adventure sports are not mentioned as covered. Racing events are explicitly excluded. Participation in military exercises, illegal criminal activities, and speed races are listed as exclusions.

Συμμετοχή του Ασφαλισμένου σε στρατιωτικά γυμνάσια, παράνομες εγκληματικές δραστηριότητες, αγώνες ταχύτητας κλπ.

[104] Pregnancy complications: Excluded ↩

Pregnancy and childbirth are explicitly excluded from coverage. The IPID states 'Κύηση και τοκετό' as a non-covered item.

Κύηση και τοκετό.

[105] Medical expenses: Covered ↩

In the event of sudden illness or accident, Europ Assistance covers medical and pharmaceutical expenses or hospitalization costs for emergency treatment or surgery that cannot be delayed. Specific coverage limits depend on the selected program and are not published on the product page.

Σε περίπτωση ξαφνικής ασθένειας ή ατυχήματος , θα πρέπει να επιβαρυνθείτε με ιατροφαρμακευτικά έξοδα ή έξοδα νοσηλείας για επείγουσα θεραπευτική αγωγή ή εγχείρηση.

[106] Medical transport: Covered ↩

Europ Assistance provides medical assistance and health transportation services, coordinating all necessary means for the best possible service during the trip. Specific limits are not published.

η Europ Assistance θα παρέχει ιατρική βοήθεια και υγειονομική μεταφορά, θέτοντας όλα τα απαραίτητα μέσα για την καλύτερη δυνατή εξυπηρέτηση του ασφαλισμένου.

[107] Personal liability: Covered ↩

Personal liability for damage unintentionally caused to third parties during the trip, up to the maximum limit stated in the policy (limit not published).

Με την παροχή Αστική Ευθύνη της EUROP ASSISTANCE είσαστε προστατευμένοι από οικονομικές επιπτώσεις μέχρι το ανώτατο όριο που προβλέπεται στο συμβόλαιο σε περίπτωση εμπλοκής σας σε ζημιές ή φθορές που προκλήθηκαν σε τρίτους ακούσια και για τις οποίες θα έρθετε αντιμέτωποι με την νομοθεσία της εκάστοτε χώρας που ταξιδεύετε.

[108] Legal assistance: Covered ↩

Legal protection: in a legal dispute arising from involvement in an accident, death or damage to a third party's property, Europ Assistance covers the costs of defending the insured's rights, up to the limit in the policy (limit not published).

Σε περίπτωση νομικής αντιπαράθεσης σας λόγω εμπλοκής σε ατύχημα, θάνατο ή καταστροφή περιουσίας τρίτου προσώπου, η EUROP ASSISTANCE θα αναλάβει τα έξοδα υπεράσπισης των δικαιωμάτων σας.

[109] Emergency medical treatment: Covered ↩

Coverage for emergency treatment or surgery that cannot be delayed, triggered by sudden illness or accident during the trip. Specific limits are not published and depend on the selected program.

θα πρέπει να επιβαρυνθείτε με ιατροφαρμακευτικά έξοδα ή έξοδα νοσηλείας για επείγουσα θεραπευτική αγωγή ή εγχείρηση.

[110] Hospitalization: Covered ↩

Hospitalization costs for emergency treatment that cannot be delayed are covered by Europ Assistance. Specific limits depend on the selected program.

ή έξοδα νοσηλείας για επείγουσα θεραπευτική αγωγή ή εγχείρηση. Η EUROP ASSISTANCE θα αναλάβει την αποζημίωσή τους βάσει του ανώτερου ασφαλιστικού ποσού που προβλέπεται στο συμβόλαιο.

[111] Outpatient treatment: Covered ↩

Outpatient medical and pharmaceutical expenses are covered as part of the general medical expenses coverage for sudden illness or accident. Specific sub-limits are not published.

Σε περίπτωση ξαφνικής ασθένειας ή ατυχήματος , θα πρέπει να επιβαρυνθείτε με ιατροφαρμακευτικά έξοδα ή έξοδα νοσηλείας για επείγουσα θεραπευτική αγωγή ή εγχείρηση.

[112] Medical evacuation: Covered ↩

Medical evacuation is part of the health transportation services coordinated by Europ Assistance's 24-hour network. Specific amounts are not published on the verified product pages.

η Europ Assistance θα παρέχει ιατρική βοήθεια και υγειονομική μεταφορά, θέτοντας όλα τα απαραίτητα μέσα για την καλύτερη δυνατή εξυπηρέτηση του ασφαλισμένου.

[113] Repatriation of remains: See details ↩

Repatriation of mortal remains in the event of death is referenced within the health transportation coordination services of Europ Assistance Greece. Specific limits are not published on the verified product pages.

[114] Medical expenses: Covered ↩

Covers emergency medical expenses due to accident or illness during travel outside Greece. The insured selects the coverage sum. Exact limit is insured-chosen and not specified in available sources.

Έκτακτα έξοδα Υγείας από Ατύχημα ή Ασθένεια κατά την διάρκεια ταξιδιού εκτός Ελλάδας, με δικαίωμα επιλογής του ασφαλισμένου κεφαλαίου από τον Ασφαλισμένο.

[115] Medical transport: Covered ↩

Covers medical transport costs for transfer in case of accident or illness during travel. Included within emergency medical expenses; the insured selects the coverage sum.

The plan covers medical expenses, including hospitalization and transfer due to accident or illness.

[116] COVID-19 treatment: Excluded ↩

Infectious or contagious diseases during an international public health emergency are explicitly excluded from coverage under the Fly Away policy.

Λοιμώδεις ή Μεταδοτικές Ασθένειες κατά τη διάρκεια έκτακτης ανάγκης διεθνούς ανησυχίας για τη δημόσια υγεία

[117] Personal liability: Covered ↩

Covers the insured's civil liability for bodily injury or material damage caused to third parties during travel due to the insured's own errors or omissions or those of persons for whom they are responsible. The insured selects the coverage sum.

Ασφάλιση της αστικής ευθύνης του Ασφαλισμένου, για σωματικές βλάβες ή και υλικές ζημιές που θα προκληθούν σε τρίτους κατά τη διάρκεια του ταξιδιού του, από λάθη ή παραλείψεις του ιδίου ή προσώπων για τα οποία αυτός ευθύνεται, με δικαίωμα επιλογής του ασφαλισμένου κεφαλαίου από τον Ασφαλισμένο.

[118] Emergency dental: See details ↩

Emergency dental treatment is not explicitly listed as a covered benefit in the IPID or other available official sources for the Fly Away product.

[119] Search & rescue: See details ↩

Search and rescue is not explicitly listed as a covered benefit in the IPID or other available official sources for the Fly Away product.

[120] Legal assistance: See details ↩

Legal assistance is not explicitly listed as a covered benefit in the IPID or other available official sources for the Fly Away product.

[121] Emergency medical treatment: Covered ↩

Included within the emergency medical expenses coverage; covers treatment costs arising from accident or illness during travel. Specific sublimit not stated separately in available sources.

Έκτακτα έξοδα Υγείας από Ατύχημα ή Ασθένεια κατά την διάρκεια ταξιδιού εκτός Ελλάδας, με δικαίωμα επιλογής του ασφαλισμένου κεφαλαίου από τον Ασφαλισμένο.

[122] Hospitalization: Covered ↩

Hospitalization costs are included within emergency medical expenses coverage during travel outside Greece. Specific sublimit not separately stated in available sources.

Έκτακτα έξοδα Υγείας από Ατύχημα ή Ασθένεια κατά την διάρκεια ταξιδιού εκτός Ελλάδας, με δικαίωμα επιλογής του ασφαλισμένου κεφαλαίου από τον Ασφαλισμένο.

[123] Outpatient treatment: Covered ↩

Outpatient treatment is covered as part of the emergency medical expenses benefit. No separate sublimit stated in available sources.

Έκτακτα έξοδα Υγείας από Ατύχημα ή Ασθένεια κατά την διάρκεια ταξιδιού εκτός Ελλάδας, με δικαίωμα επιλογής του ασφαλισμένου κεφαλαίου από τον Ασφαλισμένο.

[124] Medical evacuation: Covered ↩

Medical evacuation to country of permanent residence is covered under emergency medical expenses. The insured selects the coverage sum; no specific limit stated separately in available sources.

Έκτακτα έξοδα Υγείας από Ατύχημα ή Ασθένεια κατά την διάρκεια ταξιδιού εκτός Ελλάδας, με δικαίωμα επιλογής του ασφαλισμένου κεφαλαίου από τον Ασφαλισμένο.

[125] Repatriation of remains: €5,000 ↩

Covers repatriation of mortal remains with a maximum coverage limit of EUR 5,000 per insurance year, applying collectively to all insured persons under the policy.

Μεταφορά Σωρού με ανώτατο όριο κάλυψης του Ασφαλισμένου 5.000,00 € ανά ασφαλιστικό έτος.

[126] Pre existing conditions: Excluded ↩

Persons with illnesses or physical injuries that existed prior to the policy start date are explicitly excluded from coverage. Psychiatric conditions and congenital conditions are also excluded.

Άτομα με ασθένειες ή σωματικές βλάβες που υπήρχαν πριν την ημερομηνία έναρξης του Ασφαλιστηρίου Άτομα με ψυχιατρικές Παθήσεις Άτομα με συγγενείς παθήσεις

[127] Winter sports cover: Excluded ↩

Participation in heavy/extreme sports is explicitly excluded from coverage. Winter sports are not listed as a covered benefit in the IPID.

Δεν καλύπτονται δαπάνες που οφείλονται σε συγκεκριμένες αιτίες (εγκληματικές πράξεις, αυτοκτονία, συμμετοχή σε βαρέα αθλήματα, υπηρεσία στις Ένοπλες Δυνάμεις)

[128] Adventure sports cover: Excluded ↩

Participation in heavy or extreme sports is explicitly excluded from the Fly Away policy per the IPID.

Δεν καλύπτονται δαπάνες που οφείλονται σε συγκεκριμένες αιτίες (εγκληματικές πράξεις, αυτοκτονία, συμμετοχή σε βαρέα αθλήματα, υπηρεσία στις Ένοπλες Δυνάμεις)

[129] Pregnancy complications: See details ↩

Pregnancy complications are not listed as a covered benefit in the IPID or other available official sources for the Fly Away product.

[130] Medical expenses: Excluded ↩

This product does not cover general medical expenses. It provides compensation only in the event of death or permanent total disability resulting from an accident abroad.

[131] Medical transport: Excluded ↩

Not covered under this product.

[132] COVID-19 treatment: See details ↩

Not mentioned in the product IPID. As general medical expenses are not covered, COVID-19 treatment is not covered.

[133] Personal liability: See details ↩

Not covered under this product.

[134] Emergency dental: Excluded ↩

Not covered under this product.

[135] Search & rescue: See details ↩

Not covered under this product.

[136] Legal assistance: See details ↩

Not covered under this product.

[137] Emergency medical treatment: Excluded ↩

Not covered under this product. The policy covers only death or permanent total disability from accidents abroad.

[138] Hospitalization: Excluded ↩

Not covered under this product. The policy covers only death or permanent total disability from accidents abroad.

[139] Outpatient treatment: Excluded ↩

Not covered under this product. The policy covers only death or permanent total disability from accidents abroad.

[140] Medical evacuation: Excluded ↩

Not covered under this product.

[141] Repatriation of remains: Excluded ↩

Not explicitly covered under this product. The IPID only describes death/disability compensation, not logistics of remains repatriation.

[142] Pre existing conditions: Excluded ↩

Explicitly excluded: physical injuries or illnesses and their complications that existed prior to the start of insurance are not covered.

[143] Winter sports cover: See details ↩

Not found in the IPID. The policy excludes participation and training in dangerous sports or hobbies; winter sports status is not separately stated.

[144] Adventure sports cover: Excluded ↩

Explicitly excluded: participation and training in dangerous sports or hobbies are not covered.

[145] Pregnancy complications: Excluded ↩

Not covered under this product. The policy covers only death or permanent total disability from accidents abroad.

[146] Medical expenses: €30,000 ↩

Medical transport of the insured, repatriation of the insured, and pharmaceutical/medical expenses are covered up to a combined maximum of €30,000.

Υγειονομική μεταφορά του ασφαλισμένου, επαναπατρισμός του ασφαλισμένου και ιατροφαρμακευτικές δαπάνες μέχρι €30.000 συνολικά

[147] Medical transport: €1,000 ↩

Medical transport of the insured due to accident or sudden illness is covered up to €1,000 under the Classic programme.

Υγειονομική μεταφορά του Ασφαλισμένου εξαιτίας ατυχήματος ή ξαφνικής ασθένειας μέχρι €1.000.

[148] COVID-19 treatment: €800 ↩

Hotel accommodation costs covered up to €800 if the insured is diagnosed with COVID-19 and medical guidance requires isolation.

Κάλυψη του κόστους διαμονής σε ξενοδοχείο μέχρι €800, εφόσον ο Ασφαλισμένος διαγνωστεί με Covid-19 και οι ιατρικές οδηγίες επιβάλλουν την απομόνωσή του.

[149] Personal liability: €10,000 ↩

Personal civil liability of the insured against third parties covered up to €10,000.

Προσωπική Αστική ευθύνη του Ασφαλισμένου έναντι τρίτων μέχρι €10.000.

[150] Emergency dental: See details ↩

Emergency dental coverage is not mentioned in the official individual product page.

[151] Search & rescue: See details ↩

Search and rescue is not mentioned as a standalone coverage in the official individual product page.

[152] Legal assistance: Not established from the reviewed documents ↩

Legal support is not listed as a coverage on the official individual product page (Classic or visa programme); any legal-support limit shown for the group Extra/Super tiers does not apply to this individual product.

[153] Emergency medical treatment: €30,000 ↩

Emergency medical treatment is included within the combined €30,000 ceiling that also covers medical transport and repatriation of the insured.

Υγειονομική μεταφορά του ασφαλισμένου, επαναπατρισμός του ασφαλισμένου και ιατροφαρμακευτικές δαπάνες μέχρι €30.000 συνολικά

[154] Hospitalization: €30,000 ↩

Hospitalization expenses are covered up to €30,000 under the Classic programme (outpatient care is covered separately up to €1,000).

Καλύπτονται τα έξοδα για νοσηλεία μέχρι €30.000 και έξοδα για εξωνοσοκομειακή περίθαλψη μέχρι €1.000.

[155] Outpatient treatment: €1,000 ↩

Outpatient pharmaceutical/medical expenses are covered up to €1,000 under the Classic programme.

Καλύπτονται τα έξοδα για νοσηλεία μέχρι €30.000 και έξοδα για εξωνοσοκομειακή περίθαλψη μέχρι €1.000.

[156] Medical evacuation: €1,000 ↩

Medical evacuation (medical transport) of the insured due to accident or sudden illness is covered up to €1,000 under the Classic programme.

Υγειονομική μεταφορά του Ασφαλισμένου εξαιτίας ατυχήματος ή ξαφνικής ασθένειας μέχρι €1.000.

[157] Repatriation of remains: Covered ↩

Repatriation of mortal remains (μεταφορά σορού) is referenced in the product feature set; a specific monetary limit for the individual product is not explicitly stated on the official individual product page (the group tiers show €3,500–€5,000 for outside Greece).

Καλύπτονται τα έξοδα μεταφοράς σορού μέχρι €3.000 & τα έξοδα επιστροφής συνοδού με τη μεταφορά σορού (Ένα εισιτήριο ανά άτομο).

[158] Pre existing conditions: Not established from the reviewed documents ↩

The official individual product page does not explicitly include pre-existing conditions as a covered benefit; no specific coverage or exclusion limit is stated.

[159] Winter sports cover: Not established from the reviewed documents ↩

Winter sports coverage is not mentioned on the official individual product page.

[160] Adventure sports cover: See details ↩

Adventure sports coverage is not mentioned on the official individual product page.

[161] Pregnancy complications: See details ↩

Pregnancy complications coverage is not mentioned on the official individual product page.

[162] Medical expenses: €15,000 – €30,000 ↩

Medical expenses are covered under two components: hospitalization expenses up to €15,000 (Travel) / €30,000 (Travel Plus) with 10% co-insurance, and medical expenses due to accident or illness up to €500 (Travel) / €1,000 (Travel Plus) with 15% co-insurance.

Νοσοκομειακή Περίθαλψη 15.000,00 € με ποσοστό συμμετοχής 10% · ΙΦΕ ατύχημα και ασθένεια 500,00 € με ποσοστό συμμετοχής 15%

[163] Medical transport: €5,000 ↩

Emergency transportation expenses are covered up to €5,000 under both Travel and Travel Plus.

Δαπάνες Έκτακτης Διακομιδής 5.000,00 €

[164] COVID-19 treatment: See details ↩

Not confirmed as included or excluded in available sources for this product.

[165] Personal liability: €20,000 ↩

Third-party liability is covered up to €20,000 under both Travel and Travel Plus.

Αστική ευθύνη έναντι τρίτων 20.000,00 €

[166] Emergency dental: See details ↩

Not confirmed as included or excluded in available sources for this product.

[167] Search & rescue: See details ↩

Not confirmed as included or excluded in available sources for this product.

[168] Legal assistance: See details ↩

Not confirmed as included or excluded in available sources for this product.

[169] Emergency medical treatment: Covered ↩

Emergency medical treatment is listed as a core benefit of the Travel and Travel Plus programs. Specific monetary limits not confirmed in available sources.

[170] Hospitalization: €15,000 – €30,000 ↩

Hospitalization expenses are covered up to €15,000 under Travel and €30,000 under Travel Plus, with 10% co-insurance.

Νοσοκομειακή Περίθαλψη 15.000,00 € με ποσοστό συμμετοχής 10% / 30.000,00 € με ποσοστό συμμετοχής 10%

[171] Outpatient treatment: €500 – €1,000 ↩

Medical expenses due to accident or illness are covered up to €500 under Travel and €1,000 under Travel Plus, with 15% co-insurance.

ΙΦΕ ατύχημα και ασθένεια 500,00 € με ποσοστό συμμετοχής 15% / 1.000,00 € με ποσοστό συμμετοχής 15%

[172] Medical evacuation: €5,000 ↩

Emergency medical evacuation (emergency transportation expenses) is covered up to €5,000 under both Travel and Travel Plus.

Δαπάνες Έκτακτης Διακομιδής 5.000,00 €

[173] Repatriation of remains: €3,000 ↩

Expenses for repatriation of remains are covered up to €3,000 under both Travel and Travel Plus.

Δαπάνες επαναπατρισμού Σωρού 3.000,00 €

[174] Pre existing conditions: See details ↩

Not confirmed as included or excluded in available sources for this product.

[175] Winter sports cover: See details ↩

Not confirmed as included or excluded in available sources for this product.

[176] Adventure sports cover: See details ↩

Not confirmed as included or excluded in available sources for this product.

[177] Pregnancy complications: See details ↩

Not confirmed as included or excluded in available sources for this product.

[178] Medical expenses: €30,000 – €150,000 ↩

Covers medical, pharmaceutical and hospitalisation expenses for acute illness (up to age 75, or 70 for Business Care) or accident (any age), including epidemic/pandemic diseases such as COVID-19, for up to 30 days from the covered event or until the insured is cleared to travel. A EUR 75 excess applies per event. Limits by tier: TRAVEL Care EUR 30,000; TRAVEL Care Plus EUR 150,000; TRAVEL Business Care EUR 150,000 (Europe/World) or EUR 15,000 (USA/Canada). Business Care age limit for illness is 70 years.

Ιατροφαρμακευτικές Δαπάνες και Δαπάνες Νοσηλείας του Ασφαλισμένου, συμπεριλαμβανομένης της διάγνωσης με μία επιδημική ή πανδημική νόσο όπως η COVID-19, έως τριάντα (30) ημέρες από την ημέρα του καλυπτόμενου Συμβάντος ή έως τη στιγμή που του δοθεί άδεια από τους θεράποντες ιατρούς να ταξιδέψει.

[179] Medical transport: €1,000 – €5,000 ↩

Transport of the insured to the nearest first-aid centre or hospital in the event of an incident during travel where treatment at the scene is not possible. TRAVEL Care: up to EUR 1,000. TRAVEL Care Plus: up to EUR 5,000. TRAVEL Business Care: up to overall coverage limit (EUR 150,000 Europe/World, EUR 15,000 USA/Canada), with a EUR 1,000 sub-limit if the company cannot be notified. Transfer from first-aid centre to hospital (if hospitalisation is necessary): unlimited under TRAVEL Care and Care Plus (EUR 50 excess per event); under Business Care up to the coverage limit (EUR 1,000 if the company cannot be notified), EUR 100 excess per event.

Μεταφορά από το Κέντρο Πρώτων Βοηθειών στο πλησιέστερο Νοσοκομείο, εφόσον κριθεί απαραίτητη η νοσηλεία του Ασφαλισμένου, κατόπιν Συμβάντος στο Ταξίδι. Όριο κάλυψης σε περίπτωση αδυναμίας ενημέρωσης της Εταιρίας χίλια (1.000€) ευρώ με απαλλαγή εκατό (100€) ευρώ ανά συμβάν

[180] COVID-19 treatment: €30,000 – €150,000 ↩

Medical and hospitalisation expenses arising from diagnosis of an epidemic or pandemic disease such as COVID-19 are explicitly included within the 'Assistance, Medical and Hospitalisation Expenses' benefit in all three tiers. However, persons over 75 (Care/Care Plus) or 70 (Business Care) are excluded from illness coverage including COVID-19. Limits match the overall medical benefit: TRAVEL Care EUR 30,000; TRAVEL Care Plus EUR 150,000; Business Care EUR 150,000 Europe/World or EUR 15,000 USA/Canada. Epidemic/pandemic events in general are excluded except when explicitly covered by this benefit clause.

Ιατροφαρμακευτικές Δαπάνες και Δαπάνες Νοσηλείας του Ασφαλισμένου, συμπεριλαμβανομένης της διάγνωσης με μία επιδημική ή πανδημική νόσο όπως η COVID-19, έως τριάντα (30) ημέρες από την ημέρα του καλυπτόμενου Συμβάντος

[181] Personal liability: €15,000 – €30,000 ↩

Covers third-party bodily injury or death up to EUR 30,000 and third-party property damage up to EUR 15,000, under TRAVEL Care Plus. A separate group-accident limit of EUR 90,000 also appears in the IPID. These limits are not confirmed for TRAVEL Care or TRAVEL Business Care in the attached documents.

Γενική Αστική Ευθύνη ✓ Σωματικές Βλάβες ή Θάνατος τρίτων έως 30.000€ ✓ Υλικές Ζημίες τρίτων έως 15.000€ ✓ Ομαδικό Ατύχημα έως 90.000€

[182] Emergency dental: €500 ↩

Dental expenses due to accident during travel are covered only under TRAVEL Business Care (up to EUR 500 per event). Not explicitly listed as a standalone benefit under TRAVEL Care or TRAVEL Care Plus.

Οδοντιατρικά έξοδα λόγω ατυχήματος κατά τη διάρκεια του Ταξιδιού. έως € 500 ανά συμβάν

[183] Search & rescue: €15,000 ↩

Search and rescue expenses in mountains or at sea during travel are covered only under TRAVEL Business Care, up to EUR 15,000 per year. Not available under TRAVEL Care or TRAVEL Care Plus.

Έξοδα έρευνας και διάσωσης σε βουνό ή θάλασσα κατά τη διάρκεια του Ταξιδιού. έως € 15.000 ανά έτος

[184] Legal assistance: €5,000 ↩

Legal protection of the insured up to EUR 5,000 for travel services not provided (e.g. breach of obligation by a tour operator or travel agency), under TRAVEL Care Plus. Not confirmed for TRAVEL Care or TRAVEL Business Care in the attached documents.

Νομική Προστασία ✓ Καλύπτεται η Νομική Προστασία του Ασφαλισμένου έως 5.000€ για Ταξιδιωτικές Υπηρεσίες που δεν παρασχέθηκαν

[185] Emergency medical treatment: €30,000 – €150,000 ↩

Covered under the 'Assistance, Medical and Hospitalisation Expenses' benefit. Eligible events are acute sudden illness (up to age 75 for Care/Care Plus; up to age 70 for Business Care) and accident (any age). Includes COVID-19 and epidemic/pandemic diseases. Limits match medical_expenses field by tier.

Καλυπτόμενα Συμβάντα είναι η αιφνίδια Ασθένεια (έως 75 ετών) και το Ατύχημα (κάθε ηλικία) του Ασφαλισμένου ή μέλους της Οικογένειάς του

[186] Hospitalization: €30,000 – €150,000 ↩

Hospitalisation costs are covered within the overall medical/hospitalisation benefit ceiling. TRAVEL Care: up to EUR 30,000; TRAVEL Care Plus and Business Care: up to EUR 150,000 (Europe/World). Transfer from first-aid centre to hospital (if hospitalisation is necessary) is unlimited, with a EUR 50 excess per event. A EUR 75 excess applies to the overall medical/hospitalisation benefit per event.

Μεταφορά από το Κέντρο Πρώτων Βοηθειών στο πλησιέστερο Νοσοκομείο, εφόσον κριθεί απαραίτητη η νοσηλεία του Ασφαλισμένου, κατόπιν Συμβάντος στο Ταξίδι. Ισχύει απαλλαγή πενήντα (50) ευρώ ανά συμβάν

[187] Outpatient treatment: €30,000 – €150,000 ↩

Outpatient pharmaceutical and medical expenses are covered within the overall medical/hospitalisation benefit as part of 'Ιατροφαρμακευτικές Δαπάνες'. Limits by tier: TRAVEL Care EUR 30,000; TRAVEL Care Plus and Business Care EUR 150,000. A EUR 75 excess applies per event.

Ιατροφαρμακευτικές Δαπάνες και Δαπάνες Νοσηλείας του Ασφαλισμένου, συμπεριλαμβανομένης της διάγνωσης με μία επιδημική ή πανδημική νόσο όπως η COVID-19, έως τριάντα (30) ημέρες από την ημέρα του καλυπτόμενου Συμβάντος ή έως τη στιγμή που του δοθεί άδεια από τους θεράποντες ιατρούς να ταξιδέψει. Ισχύει απαλλαγή εβδομήντα πέντε (75) ευρώ ανά συμβάν […] έως € 30.000 […] έως € 150.000

[188] Medical evacuation: Unlimited ↩

Covered under 'Interruption of travel and repatriation of the insured' when required after hospitalisation (including COVID-19/epidemic/pandemic) or government-ordered quarantine. Unlimited under TRAVEL Care and TRAVEL Care Plus; under TRAVEL Business Care up to the overall coverage limit (EUR 150,000 Europe/World, EUR 15,000 USA/Canada).

Διακοπή του Ταξιδιού και επαναπατρισμός του Ασφαλισμένου, με ημερομηνία και μέσο διαφορετικό από αυτό που είχε αρχικά προβλεφθεί... έως όριο κάλυψης

[189] Repatriation of remains: Unlimited ↩

In the event of the death of the insured during travel (including death from an epidemic or pandemic such as COVID-19), repatriation (transport only) of the remains is covered at unlimited cost under TRAVEL Care and TRAVEL Care Plus. A relative's ticket and accommodation to accompany the remains: unlimited under TRAVEL Care Plus, up to EUR 900 under TRAVEL Care. Under TRAVEL Business Care, repatriation of remains plus one family member's return ticket and stay (or local burial/cremation instead) are covered up to the overall coverage limit (EUR 150,000 Europe/World, EUR 15,000 USA/Canada).

Έξοδα επαναπατρισμού (μεταφοράς μόνο) της σορού του Ασφαλισμένου ... και κάλυψη κόστους ενός εισιτηρίου μετ΄επιστροφής και μιας διαμονής ενός μέλους της Οικογένειάς του, ώστε να συνοδέψει τη σορό. Εναλλακτικά, κόστος ταφής ή αποτέφρωσης της σορού στο σημείο του συμβάντος (όχι τάφου ή αποθηκευτικού υλικού). έως όριο κάλυψης

[190] Pre existing conditions: Excluded ↩

Pre-existing conditions, chronic diseases and pre-existing bodily injuries are explicitly excluded from coverage in all tiers. Illness is defined as a change in normal bodily function that manifests for the first time during the trip.

Προϋπάρχουσες Παθήσεις ή χρόνιες Ασθένειες και προϋπάρχουσες Σωματικές Βλάβες.

[191] Winter sports cover: Excluded ↩

Not explicitly offered as a separate benefit. Participation in competitive or dangerous/extreme sports, mountaineering and diving are excluded. Casual recreational winter sports (e.g. skiing) are not listed as a specific inclusion or exclusion but extreme/adventure versions would fall under the general extreme sports exclusion.

Συμμετοχή του Ασφαλισμένου σε αγώνες και σπορ που γίνονται επαγγελματικά ή σε πρωταθλήματα ή σε εξάσκηση ή προπόνηση για αυτά ή ενασχόληση σε εναέρια ή επικίνδυνα ή extreme σπορ, αναρριχήσεις, εξερευνήσεις και καταδύσεις, κυνήγι, πτήσεις ή εκπαίδευση ως πιλότος ή μέλος πληρώματος σε αεροσκάφος ή θαλάσσιο σκάφος.

[192] Adventure sports cover: Excluded ↩

Participation in races, competitions, professional sports, or dangerous/extreme sports (including mountaineering, diving, hunting, aerial sports, pilot/crew training) is explicitly excluded in all tiers.

Συμμετοχή του Ασφαλισμένου σε αγώνες και σπορ που γίνονται επαγγελματικά ή σε πρωταθλήματα ή σε εξάσκηση ή προπόνηση για αυτά ή ενασχόληση σε εναέρια ή επικίνδυνα ή extreme σπορ, αναρριχήσεις, εξερευνήσεις και καταδύσεις, κυνήγι, πτήσεις ή εκπαίδευση ως πιλότος ή μέλος πληρώματος σε αεροσκάφος ή θαλάσσιο σκάφος.

[193] Pregnancy complications: Excluded ↩

Medical events are not covered when the insured is expected to give birth within 4 months of the return date from the trip. Travel for voluntary termination of pregnancy is also excluded. Pregnancy complications are effectively not covered.

Αναμένεται να γεννήσει εντός τεσσάρων (4) μηνών από την ημερομηνία επιστροφής από το Ταξίδι.

[194] Medical expenses: €150,000 ↩

Κάλυψη ιατροφαρμακευτικών δαπανών και δαπανών νοσηλείας (συμπεριλαμβανομένης της διάγνωσης με επιδημική ή πανδημική νόσο όπως COVID-19) για αιφνίδια ασθένεια (έως 75 ετών) και ατύχημα (κάθε ηλικία), έως 30 ημέρες από την ημέρα του Συμβάντος ή έως τη στιγμή που δοθεί άδεια από τους θεράποντες ιατρούς να ταξιδέψει ο Ασφαλιζόμενος. Περιλαμβάνει μεταφορά στο πλησιέστερο νοσοκομείο, επείγοντα οδοντιατρικά έξοδα και τηλεφωνικές ιατρικές συμβουλές. Όλες οι καλύψεις παρέχονται σε Ευρώ.

[195] Medical transport: Unlimited ↩

Transfer of the insured to the nearest first-aid centre or hospital when they cannot be treated effectively at the scene, and subsequent transfer to the nearest hospital if hospitalization is deemed necessary. All expenses covered (Super Globy Plus IPID states 'All Expenses for Medical Repatriation'). Transport is coordinated by the 24/7 assistance centre.

[196] COVID-19 treatment: €150,000 ↩

COVID-19 medical expenses incurred during the trip abroad are covered under the medical and hospitalization benefit. The Mondial Assistance COVID-19 information page confirms that if the insured is infected with Coronavirus during a trip abroad, the necessary treatment costs are covered under the travel insurance policy. Coverage limits apply per the selected tier (Super Globy Plus up to €150,000). Quarantine-related return costs are also covered when the return date is later than originally scheduled.

[197] Personal liability: See details ↩

Personal liability is not listed as an included or optional coverage in the accessible Globy (Classic, Super, Super Plus) IPID or Terms and Conditions. The Super Globy Plus IPID lists only medical/hospitalization expenses, medical repatriation, family repatriation, repatriation of remains, emergency return tickets, and luggage.

[198] Emergency dental: Covered ↩

Emergency dental treatment is covered as part of the Globy programme. The specific sub-limit for emergency dental expenses is not stated separately in the accessible document fragments; it is defined in each tier's Table of Covers.

[199] Search & rescue: See details ↩

Search and rescue as a standalone coverage is not explicitly mentioned in the accessible Globy IPID or Terms and Conditions documents.

[200] Legal assistance: See details ↩

Legal assistance is not listed as an included or optional coverage in the accessible Globy IPID or Terms and Conditions documents.

[201] Emergency medical treatment: €150,000 ↩

Covers emergency medical treatment costs including transfer to the nearest first-aid centre or hospital when the incident cannot be effectively treated at the scene. Super Globy Plus: up to €150,000 (combined medical and hospitalization). For Globy Classic and Super Globy the exact sub-limit is defined in the respective Table of Covers. Sudden illness covered up to age 75; accidents covered at any age across all tiers.

[202] Hospitalization: €150,000 ↩

Covers hospitalization costs when the insured must be admitted to hospital following a covered incident during the trip. Included within the combined medical and hospitalization limit. Super Globy Plus: up to €150,000 combined. Transfer from first-aid centre to the nearest hospital is covered when hospitalization is deemed necessary. Specific amounts for Globy Classic and Super Globy are defined in their respective Table of Covers.

[203] Outpatient treatment: Covered ↩

Outpatient treatment is covered as part of the overall medical and hospitalization expenses benefit under the Globy programme. The exact sub-limit for outpatient treatment is not separately stated in the accessible document fragments and falls under the combined medical expense limit as defined in each tier's Table of Covers.

[204] Medical evacuation: Unlimited ↩

Full medical repatriation expenses are covered across all Globy tiers. The Super Globy Plus IPID explicitly states 'All Expenses for Medical Repatriation'. Coordination is handled by the 24/7 Medical Service assistance centre. Medical evacuation to the nearest appropriate medical facility is also covered.

[205] Repatriation of remains: Unlimited ↩

All expenses for repatriation of the insured's remains to their home country in the event of death during the trip are covered. The Super Globy Plus IPID states 'All Expenses for the Repatriation of the Insured's remains'. This benefit applies across all Globy tiers.

[206] Pre existing conditions: Excluded ↩

Pre-existing medical conditions are generally excluded from coverage under the Globy programme. The Terms and Conditions exclude claims arising from medical conditions present before policy purchase. Sudden illness coverage applies only to acute events manifesting during the trip. Accident coverage is not subject to this exclusion. Some variants may also exclude illness coverage entirely for persons over age 70 (Super Globy tier) or age 75 (Globy Classic tier).

[207] Winter sports cover: See details ↩

Winter sports cover is not explicitly mentioned as an included or optional coverage in the accessible Globy IPID or Terms and Conditions documents.

[208] Adventure sports cover: See details ↩

Adventure sports cover is not explicitly mentioned as an included or optional coverage in the accessible Globy IPID or Terms and Conditions documents.

[209] Pregnancy complications: Conditional ↩

Pregnancy complications may be covered as a sudden illness event under the medical expense benefit if they arise unexpectedly during the trip. Routine pregnancy care and elective procedures are excluded. The Globy Terms and Conditions define covered events as sudden illness and accidents; sudden pregnancy complications would qualify as sudden illness. Specific exclusions related to pregnancy are defined in each tier's Terms and Conditions.

[210] Medical expenses: €1,200 – €3,000 ↩

Medical expense coverage for accidents is included across all three programme tiers, with maximum limits of EUR 1,200 (Programme A), EUR 2,000 (Programme B) and EUR 3,000 (Programme C). Cover applies to injuries from an accident during the trip; sudden illness is not covered.

Ιατροφαρμακευτικά έξοδα από ατύχημα εντός και εκτός νοσοκομείου Καταβάλλεται στον ασφαλισμένο ποσό, ανάλογα με το επιλεγμένο πρόγραμμα, για την κάλυψη των πραγματικών εξόδων που πραγματοποιούνται εντός και εκτός νοσοκομείου μετά από ατύχημα που συνέβη κατά τη διάρκεια του ταξιδιού του.

[211] Medical transport: €1,500 – €2,000 ↩

Medical repatriation to the country of permanent residence by air or other suitable means after an accident during the trip: Πρόγραμμα Α EUR 1,500, Πρόγραμμα Β EUR 1,800, Πρόγραμμα Γ EUR 2,000. Sudden illness is not covered.

Έξοδα επαναπατρισμού σε περίπτωση ατυχήματος Καταβάλλεται στον ασφαλισμένο ποσό, ανάλογα με το επιλεγμένο πρόγραμμα, για την ιατρική μεταφορά του στη χώρα μόνιμης διαμονής του με αερομεταφορέα ή άλλο πρόσφορο μέσο, σε περίπτωση ατυχήματος.

[212] COVID-19 treatment: See details ↩

COVID-19 treatment coverage was not explicitly mentioned in the available sources for this product. Coverage may fall under general medical expenses but is not confirmed.

[213] Personal liability: €6,000 – €12,000 ↩

Personal civil liability during the trip is explicitly included in all Ydrogios travel insurance programmes, with limits of EUR 6,000 (Programme A), EUR 9,000 (Programme B) and EUR 12,000 (Programme C).

Προσωπική Αστική Ευθύνη €6.000 €9.000 €12.000

[214] Emergency dental: Excluded ↩

Emergency dental treatment is referenced as part of the travel insurance programmes. Specific monetary limits were not retrievable from available sources.

[215] Search & rescue: See details ↩

Search and rescue coverage was not explicitly mentioned in the available sources for this product.

[216] Legal assistance: Excluded ↩

Legal assistance is referenced in the context of travel liability coverage. Specific monetary limits were not found in available sources.

[217] Emergency medical treatment: Covered ↩

Emergency medical treatment is included in the travel insurance programmes. Specific monetary limits per tier were not retrievable from available sources.

Ιατροφαρμακευτικά έξοδα από ατύχημα εντός και εκτός νοσοκομείου Καταβάλλεται στον ασφαλισμένο ποσό, ανάλογα με το επιλεγμένο πρόγραμμα, για την κάλυψη των πραγματικών εξόδων που πραγματοποιούνται εντός και εκτός νοσοκομείου μετά από ατύχημα που συνέβη κατά τη διάρκεια του ταξιδιού του.

[218] Hospitalization: Covered ↩

Hospitalization is covered under the travel insurance programmes. Specific monetary limits were not retrievable from available sources.

Περιλαμβάνονται έξοδα νοσηλείας και χειρουργικής επέμβασης, φαρμακευτικά & ιατρικά έξοδα όπως ακτινογραφίες, εξετάσεις, κτλ

[219] Outpatient treatment: Covered ↩

Outpatient treatment is expected to be covered as part of medical expense coverage. Specific limits were not found in available sources.

[220] Medical evacuation: €1,500 – €2,000 ↩

Medical evacuation (repatriation) to the country of permanent residence by air or other suitable means after an accident during the trip: Πρόγραμμα Α EUR 1,500, Πρόγραμμα Β EUR 1,800, Πρόγραμμα Γ EUR 2,000. Sudden illness is not covered.

Έξοδα επαναπατρισμού σε περίπτωση ατυχήματος Καταβάλλεται στον ασφαλισμένο ποσό, ανάλογα με το επιλεγμένο πρόγραμμα, για την ιατρική μεταφορά του στη χώρα μόνιμης διαμονής του με αερομεταφορέα ή άλλο πρόσφορο μέσο, σε περίπτωση ατυχήματος.

[221] Repatriation of remains: €2,000 – €2,800 ↩

Repatriation of remains in the event of accidental death is covered, from any country, with limits of EUR 2,000 (Programme A), EUR 2,400 (Programme B) and EUR 2,800 (Programme C).

Δαπάνες μεταφοράς σορού από όλες τις χώρες από ατύχημα €2.000 €2.400 €2.800

[222] Pre existing conditions: Excluded ↩

Pre-existing medical conditions are typically excluded from Greek travel insurance products. No explicit confirmation for this product was found in available sources.

[223] Winter sports cover: See details ↩

Winter sports coverage was not explicitly mentioned in the available sources for this product.

[224] Adventure sports cover: See details ↩

Adventure sports coverage was not explicitly mentioned in the available sources for this product.

[225] Pregnancy complications: See details ↩

Pregnancy complications coverage was not explicitly mentioned in the available sources for this product.