Interamerican Hellenic Insurance Company S.A.

Assistance call deadline

The insured must contact the 24/7 coordination centre (tel. 1010 in Greece, +30 210 9461999 abroad) immediately upon any emergency incident during travel.

Unauthorized treatment

Treatment undertaken without coordination with the 24/7 assistance centre may not be covered; the insured is expected to contact the centre before seeking treatment wherever possible.

Purchase while abroad

No information found regarding purchase of this policy while already abroad.

Chronic conditions

Chronic diseases and pre-existing conditions are not explicitly addressed on the official individual product page; coverage terms are set out in the full policy document.

Pregnancy

Pregnancy complications coverage is not mentioned on the official individual product page.

Pre-existing condition exclusions

Pre-existing conditions are not explicitly covered or excluded in the information available on the official individual product page; the full terms and conditions document governs.

Coverage duration limit

The policy is sold on a per-trip basis; maximum trip duration per policy is not explicitly stated on the official individual product page.

Flight delay

Coverage for expenses incurred due to flight delays exceeding 4 hours

Trip cancellation

Coverage for prepaid expenses when insured cannot undertake scheduled trip

Baggage loss

Compensation for loss of baggage during travel, up to €300

Emergency medical evacuation

Coverage for medical evacuation with no cost limit

Repatriation

Coverage for repatriation of insured or accompanying family members, with limit up to €5,000

Travel document loss

Coverage for accommodation and communication expenses due to loss or destruction of travel documents, up to €500

COVID-19 isolation accommodation

Coverage for hotel accommodation costs up to €800 if insured is diagnosed with COVID-19 and medical guidance requires isolation

Permanent disability from accident

Compensation for permanent total or partial disability resulting from accident during travel, up to €6,000

Delayed baggage expenses

Coverage of emergency personal expenses up to €300 when baggage arrival is delayed by more than 4 hours.

Repatriation of accompanying family members

One air ticket provided for repatriation of accompanying (unaffected) family members of the insured.

Travel of close relative to care for minors

One return air ticket for a close relative of the insured to travel and care for minors left unattended if the insured is hospitalised.

Close relative travel and accommodation when insured is hospitalised

One return air ticket plus hotel accommodation for 5 days up to €500 for a close relative of the insured who travels to assist during hospitalisation.

Drug/medication shipment to travel destination

Expenses for shipment of the insured's medications to the travel destination are covered without a cost limit.

Translation expenses

Coverage of translation expenses for documents into Greek up to €300.

24/7 coordination center worldwide

Worldwide 24-hour coordination center for medical advice, information, and emergency incident management during travel

Visa requirement coverage

Travel Insurance meets minimum medical coverage requirements for Schengen visa applications, including emergency evacuation and repatriation

Full emergency incident management

InterAmerican assumes full management of emergency situations on behalf of insured, including medical problems and incident coordination worldwide

Clear terms without fine print

InterAmerican emphasizes transparent policy terms with easy-to-find information in Terms Booklet and alphabetical glossary of terms

Delayed baggage reporting threshold

Baggage delay coverage applies when delay exceeds 4 hours, with compensation limit of €200 per delay event

Schengen visa minimum coverage met

Interamerican travel insurance meets the minimum medical coverage requirements for Schengen visa applications, including emergency evacuation and repatriation.