Ydrogios Travel insurance (Taxidiotiki Asfalisi)
Underwritten by Υδρόγειος Ασφαλιστική · Greece
travel insurance from Ydrogios for the Greece market.
Last verified Aug 13, 2026Sources
Key facts
- Medical transport up to €1,500 – €2,000
- Personal liability up to €6,000 – €12,000
- Ydrogios
Unique selling points
Three selectable programme tiers with differentiated maximum coverage limits, allowing customers to match coverage to their destination and trip requirements.
Personal civil liability (αστική ευθύνη) is explicitly included in all travel programme tiers as a core benefit, not an optional add-on.
Comprehensive protection against accidental events and travel incidents (luggage loss, flight delays, and more) is combined in a single programme.
Ydrogios is backed by the Reale Group (Italian multinational insurer), providing financial solidity with total basic own funds exceeding €121 million as of 31/12/2025.
Programmes are available for both individuals and businesses/professionals, with premiums tailored by destination and duration.
Coverage limits
Medical Expenses
€1.2K – €3K
Medical expense coverage for accidents is included across all three programme tiers, with maximum limits of EUR 1,200 (Programme A), EUR 2,000 (Programme B) and EUR 3,000 (Programme C). Cover applies to injuries from an accident during the trip; sudden illness is not covered.
Section: Προγράμμα Ταξιδιωτικής Ασφάλισης
Ιατροφαρμακευτικά έξοδα από ατύχημα εντός και εκτός νοσοκομείου Καταβάλλεται στον ασφαλισμένο ποσό, ανάλογα με το επιλεγμένο πρόγραμμα, για την κάλυψη των πραγματικών εξόδων που πραγματοποιούνται εντός και εκτός νοσοκομείου μετά από ατύχημα που συνέβη κατά τη διάρκεια του ταξιδιού του.
Emergency Medical Treatment
Covered
Emergency medical treatment is included in the travel insurance programmes. Specific monetary limits per tier were not retrievable from available sources.
Section: Προγράμμα Ταξιδιωτικής Ασφάλισης
Ιατροφαρμακευτικά έξοδα από ατύχημα εντός και εκτός νοσοκομείου Καταβάλλεται στον ασφαλισμένο ποσό, ανάλογα με το επιλεγμένο πρόγραμμα, για την κάλυψη των πραγματικών εξόδων που πραγματοποιούνται εντός και εκτός νοσοκομείου μετά από ατύχημα που συνέβη κατά τη διάρκεια του ταξιδιού του.
Hospitalization
Covered
Hospitalization is covered under the travel insurance programmes. Specific monetary limits were not retrievable from available sources.
Section: Προγράμμα Ταξιδιωτικής Ασφάλισης
Περιλαμβάνονται έξοδα νοσηλείας και χειρουργικής επέμβασης, φαρμακευτικά & ιατρικά έξοδα όπως ακτινογραφίες, εξετάσεις, κτλ
Outpatient Treatment
Covered
Outpatient treatment is expected to be covered as part of medical expense coverage. Specific limits were not found in available sources.
Emergency Dental Treatment
Excluded
Emergency dental treatment is referenced as part of the travel insurance programmes. Specific monetary limits were not retrievable from available sources.
Medical Transport
€1.5K – €2K
Medical repatriation to the country of permanent residence by air or other suitable means after an accident during the trip: Πρόγραμμα Α EUR 1,500, Πρόγραμμα Β EUR 1,800, Πρόγραμμα Γ EUR 2,000. Sudden illness is not covered.
Section: Προγράμμα Ταξιδιωτικής Ασφάλισης
Έξοδα επαναπατρισμού σε περίπτωση ατυχήματος Καταβάλλεται στον ασφαλισμένο ποσό, ανάλογα με το επιλεγμένο πρόγραμμα, για την ιατρική μεταφορά του στη χώρα μόνιμης διαμονής του με αερομεταφορέα ή άλλο πρόσφορο μέσο, σε περίπτωση ατυχήματος.
Medical Evacuation
€1.5K – €2K
Medical evacuation (repatriation) to the country of permanent residence by air or other suitable means after an accident during the trip: Πρόγραμμα Α EUR 1,500, Πρόγραμμα Β EUR 1,800, Πρόγραμμα Γ EUR 2,000. Sudden illness is not covered.
Section: Προγράμμα Ταξιδιωτικής Ασφάλισης
Έξοδα επαναπατρισμού σε περίπτωση ατυχήματος Καταβάλλεται στον ασφαλισμένο ποσό, ανάλογα με το επιλεγμένο πρόγραμμα, για την ιατρική μεταφορά του στη χώρα μόνιμης διαμονής του με αερομεταφορέα ή άλλο πρόσφορο μέσο, σε περίπτωση ατυχήματος.
Repatriation of Remains
€2K – €2.8K
Repatriation of remains in the event of accidental death is covered, from any country, with limits of EUR 2,000 (Programme A), EUR 2,400 (Programme B) and EUR 2,800 (Programme C).
Section: Προγράμμα Ταξιδιωτικής Ασφάλισης
Δαπάνες μεταφοράς σορού από όλες τις χώρες από ατύχημα €2.000 €2.400 €2.800
Search and Rescue
No limit stated
Search and rescue coverage was not explicitly mentioned in the available sources for this product.
COVID-19 Treatment
No limit stated
COVID-19 treatment coverage was not explicitly mentioned in the available sources for this product. Coverage may fall under general medical expenses but is not confirmed.
Pre-existing Medical Conditions
Excluded
Pre-existing medical conditions are typically excluded from Greek travel insurance products. No explicit confirmation for this product was found in available sources.
Winter Sports Cover
No limit stated
Winter sports coverage was not explicitly mentioned in the available sources for this product.
Adventure Sports Cover
No limit stated
Adventure sports coverage was not explicitly mentioned in the available sources for this product.
Pregnancy Complications
No limit stated
Pregnancy complications coverage was not explicitly mentioned in the available sources for this product.
Personal Liability
€6K – €12K
Personal civil liability during the trip is explicitly included in all Ydrogios travel insurance programmes, with limits of EUR 6,000 (Programme A), EUR 9,000 (Programme B) and EUR 12,000 (Programme C).
Section: Προγράμμα Ταξιδιωτικής Ασφάλισης
Προσωπική Αστική Ευθύνη €6.000 €9.000 €12.000
Legal Assistance
Excluded
Legal assistance is referenced in the context of travel liability coverage. Specific monetary limits were not found in available sources.
Key conditions
Assistance call deadline
Not specified in available sources. Policyholders should contact the Ydrogios telephone centre (210 94 77 335) as soon as possible in an emergency.
Unauthorized treatment
Not specified in available sources. Policyholders are advised to contact the insurer before seeking non-emergency treatment abroad.
Purchase while abroad
Not specified in available sources. The product appears to be sold through Ydrogios agents and advisors prior to travel.
Chronic conditions
Chronic diseases are typically excluded from Greek travel insurance products. Specific policy language was not found in available sources.
Pregnancy
Pregnancy coverage conditions were not specified in available sources.
Pre-existing condition exclusions
Pre-existing medical conditions are typically excluded. Specific exclusion language for this product was not found in available sources.
Coverage duration limit
The insurance premium is determined by the chosen programme, destination, and duration of trip. Maximum duration per trip is not specified in available sources.
Direct payment
Not explicitly stated on product page; purchase is available through Ydrogios insurance advisors (agents) or by contacting the company directly. Direct payment of medical expenses abroad is not confirmed from available sources.
Territorial scope
Worldwide coverage for both leisure and business travel, for individuals and professionals
Policy specifics
Three-tier Programme Structure
Ydrogios offers three travel insurance programmes with differentiated maximum coverage limits. Premiums are determined by the chosen programme, destination, and trip duration. Specific tier names and per-tier limits were not available from the sources reviewed.
SourceSection: Ταξιδιωτική Ασφάλιση
Προσφέρονται τρία προγράμματα με διαφοροποιημένα ανώτερα κεφάλαια κάλυψης για να επιλέξετε αυτό που ανταποκρίνεται καλύτερα στις ανάγκες σας. Τα ασφάλιστρα διαμορφώνονται ανάλογα με το πρόγραμμα που θα επιλέξετε, τον προορισμό και τη διάρκεια του ταξιδιού σας.
Personal Civil Liability Included
All Ydrogios travel insurance programmes explicitly include personal civil liability (αστική ευθύνη) coverage for the duration of the trip.
SourceSection: Προγράμμα Ταξιδιωτικής Ασφάλισης
Προσωπική Αστική Ευθύνη €6.000 €9.000 €12.000
Purchase via Insurance Agent or Advisor
The Ydrogios travel insurance product does not appear to offer direct online self-service purchase. Customers are directed to contact an insurance advisor or the company's telephone centre (210 94 77 335).
SourceΒρείτε τον κοντινότερο συνεργάτη μας Συμπληρώστε τη φόρμα επικοινωνίας Τηλ. Κέντρο 210 94 77 335
Sources
Ydrogios Travel insurance