Extracted from source documents

Allianz Motor third-party liability (Allianz Autom Mtpl)

Underwritten by Allianz Hungária Zrt. · Hungary

motor third-party liability insurance from Allianz for the Hungary market, with online purchase and 24/7 assistance.

Verified Aug 27, 2026 · Terms dated 2026-04-01Sources

Online purchase24/7 helpline

Unique selling points

10% automatic discount when concluding the policy online via allianz.hu, plus an extra 5% when MTPL is combined with the Casco Max package.

Free 24/7 telephone legal helpline (via LegitiMo) for traffic accidents and vehicle purchase disputes is included even in the base Komfort (MTPL-only) package.

Basic 24/7 roadside assistance (on-site repair attempt, towing, passenger transport) is bundled with the compulsory MTPL cover at no extra charge.

Four flexible tiers (Komfort/Plusz/Extra/Max) let customers scale coverage from third-party liability only up to full comprehensive casco under a single contract.

Multi-policy discount is available on the MTPL premium when the customer also holds Allianz home insurance or an Allianz Life/Health programme.

Coverage limits

Liability limit (covers injury + property damage)

One combined sum for both bodily injury and property damage, not two separate limits.

KomfortPluszExtraMax
Covered

Legal Assistance

HUF 10K

24/7 telephone legal advice regarding traffic accidents or vehicle purchase/sale is provided free of charge and without limit on the number of calls; if the policyholder instead uses their own or an Allianz-recommended lawyer, Allianz reimburses attorney fees up to HUF 10,000 + VAT per insured event, once per claim. The service is delivered by partner LegitiMo Jogvédelmi Biztosító Zrt.

Clause 2.4.3.3.Page 69

Section: 2.4. Kár történt – mi a teendő? > 2.4.3.3. Milyen jogi segítségnyújtás szolgáltatást nyújtunk?

Ekkor a telefonos tanácsadás költségeit számla alapján megtérítjük 10 000 Ft + áfa erejéig, tehát, az Ön, illetve a biztosított más típusú (nem telefonos tanácsadás miatt felmerülő) ügyvédi költségeit... nem térítjük.

Covered

Green Card

Covered

Upon request, Allianz issues an international Green Card proving valid MTPL cover abroad. It can only be issued for the period for which the premium has been paid, and is not issued for vehicles restricted to domestic traffic only.

Clause 2.1.3.1.Page 13

Section: 2.1. Mit fedez a biztosítás? > 2.1.3.1. Hogyan igazolhatja külföldön, hogy van kötelező biztosítása?

A zöldkártyát csak arra az időszakra állíthatjuk ki, amelynek Ön befizette a díját... Ha a jármű csak belföldön közlekedhet, akkor nem állíthatunk ki hozzá zöldkártyát.

Covered

Roadside Assistance

Covered

Basic assistance (included in all four packages, including Komfort with MTPL only) covers on-site technical help (up to 1 hour), towing to the nearest brand service or repair shop, and passenger transport up to 50 km. The enhanced assistance (Plusz/Extra/Max) additionally includes a replacement vehicle (4-6 days depending on cause), accommodation up to HUF 30,000/person/night for max. 3 nights (or repatriation), passenger transport up to 100 km, tyre-change and fuel-courier service, and wreck removal reimbursed up to HUF 50,000.

Clause 2.1.4.8.Page 31

Section: 2.1. Mit fedez a biztosítás? > 2.1.4.8. Assistance szolgáltatás (bővített)

Elszállásoljuk a jármű vezetőjét és utasait 3 csillagos hotelben a javítás indokolt idejére, de legfeljebb 3 éjszakára, és 30 000 Ft / fő / éj összeghatárig.

Covered

Driver Accident Cover

HUF 500K – HUF 2M

Basic traffic-accident cover (all four packages) pays HUF 500,000 on death and, for permanent health damage, up to HUF 1,000,000 pro-rated to the degree of impairment (HUF 1,000,000 at 100%). The enhanced cover (Plusz/Extra/Max) doubles these amounts: HUF 1,000,000 on death and up to HUF 2,000,000 at 100% impairment.

Clause 2.4.3.5.Page 77

Section: 2.4. Kár történt – mi a teendő? > 2.4.3.5. Hogyan fizetünk közlekedési balesetből fakadó maradandó egészségkárosodás vagy halál esetén?

Alap közlekedési baleset fedezet 500 000 Ft 1 000 000 forintnak az egészségkárosodás mértékével arányos része 1 000 000 Ft Bővített közlekedési baleset fedezet 1 000 000 Ft 2 000 000 forintnak az egészségkárosodás mértékével arányos része 2 000 000 Ft

Covered

Passenger Accident Cover

HUF 500K – HUF 2M

The same traffic-accident benefit table applies to passengers (up to the number of permitted seats) as to the driver: basic cover (all packages) pays HUF 500,000 on death, up to HUF 1,000,000 at 100% permanent impairment; enhanced cover (Plusz/Extra/Max) pays HUF 1,000,000 on death, up to HUF 2,000,000 at 100% impairment. If more passengers travel than permitted seats, payouts are reduced proportionally.

Clause 2.4.3.5.Page 77

Section: 2.4. Kár történt – mi a teendő? > 2.4.3.5. Hogyan fizetünk közlekedési balesetből fakadó maradandó egészségkárosodás vagy halál esetén?

Ha a személygépjárműben a megengedettnél többen utaztak a baleset időpontjában, akkor a sérült személyeknek olyan arányban fizetünk, ahogyan a megengedett összlétszám (a vezetőt is beleértve) viszonyul a tényleges utazók létszámához.

Key conditions

Driver restrictions

Allianz may seek reimbursement of paid compensation from: an unauthorised driver; a policyholder/driver who caused the damage unlawfully and intentionally; a driver under the influence of alcohol or other substances affecting driving ability (unless it could not have been recognised); a driver without a valid licence; the operator if the accident was caused by seriously neglected technical condition; or a driver/operator who breached disclosure, change-notification or claim-notification duties, to the extent this affected the payment obligation.

Claim notification deadline

If the policyholder/insured is the party causing the damage, the GFB claim must be reported within 5 business days; if they are the injured party, within 30 days of the event or of becoming aware of it.

Bonus-malus rules

Premiums are set under a statutory bonus-malus system with 10 bonus classes (B1-B10), one base class (A00) and 4 malus classes (M01-M04). Claim-free periods raise the classification (lower premium) while claims causing the insurer's payment obligation lower it (higher premium); customers can submit prior claims-history certificates from other insurers to improve their classification.

Territorial scope

The compulsory MTPL (GFB) cover applies to accidents occurring in the EEA member states, Switzerland, and the Green Card system countries whose national bureau has a bilateral agreement with the Hungarian National Bureau, excluding Belarus and Russia; the IPID also names Iran among the excluded countries.

Documents

Allianz Autóm Motor Insurance – Policy Information (Customer Information and General Terms and Conditions), effective 2026.04.01 (opens in a new tab)

Terms & conditions · PDF

Allianz Autóm Motor Insurance – Insurance Product Information Document (IPID) (opens in a new tab)

Product information sheet · PDF

Policy specifics

Motor Third-Party Liability

Compulsory insurance covering damages caused to third parties by the insured vehicle

SourcePage 5

Section: 1. Bevezető az Allianz Autóm gépjármű-biztosításhoz

A kötelező gépjármű-felelősségbiztosítás (gfb) azt fedezi, ha a biztosított másnak kárt okoz.

Basic Assistance

On-site technical assistance provided in case of accident, flat tire, and/or technical failure, including towing to nearest repair shop and passenger transport

Source

Legal Assistance

24/7 telephone legal advice or, upon request, lawyer recommendation for claims arising from traffic accidents and related legal proceedings

Source

Green Card

International Motor Insurance Card for evidence of third-party liability insurance when driving in foreign countries; available in both physical and digital PDF format

Source

Section: Allianz motor third-party liability insurance Frequently Asked Questions (FAQs)

Green Cards are not necessary in most European countries (for example in Austria, Germany, Slovakia, Slovenia, Croatia, Bosnia and Herzegovina or Romania). There are some countries that are less visited (by car), where a Green Card is required or recommended, for example in Bulgaria, Greece, Ukraine or Russia.

Bonus-Malus Classification

Premium classification system based on claims history; claims records determine MTPL premium for each policy year

Source

Section: Bonus-malus matters > Providing additional data for the bonus-malus classification – MTPL with other insurers, with previous history with Allianz

the bonus-malus classification affecting the premium of the compulsory motor third-party liability insurance takes place on the basis of the Claims Records.

Multiple Policy Discount

Discount available on MTPL premium when bundled with home insurance or life/health insurance products

Source

Section: Allianz motor third-party liability insurance Frequently Asked Questions (FAQs)

At the beginning of the actual insurance period of the MTPL, the contractor has a valid contract for one of the followings with Allianz Hungária Zrt: valid home insurance or one of the following life or health insurances: Allianz Life Programs (HUF/EUR) with regular premium or an Allianz Health Program or a comprehensive Allianz Autóm Casco.

Online Discount

10% automatic discount applied when concluding contract on allianz.hu website; additional 5% available when combining MTPL with Casco Max package

Source

Allianz.hu-n történő szerződéskötés esetén automatikusan 10% kedvezményt írunk jóvá, KGFB és Casco Max csomag együtt kötése esetén további 5%-ot.

Contract Anniversary Termination

MTPL coverage can be terminated with effect from the insurance anniversary date up to 30 days prior to anniversary

Source

Section: Gyakran ismételt kérdések > Gépjármű

Allianz Autóm biztosítását az évfordulót megelőző 30. napig Ügyfélportálon keresztül telefonon vagy hagyományos módon, a változás bejelentő adatlap segítségével is felmondhatja.

E-Product Requirements

Default e-product format requires provision of valid email address and mobile telephone number for digital communication; all policy documents sent electronically via email or Allianz Client Portal

Source

Section: Gyakran ismételt kérdések > Gépjármű

Ha Ön megadja saját e-mail címét és mobiltelefonszámát, ezáltal vállalja az elektronikus kapcsolattartást, a szerződésével kapcsolatos dokumentumokat az Ön által megadott e-mail címre küldjük el, vagy az Allianz Ügyfélportálon keresztül bocsátjuk rendelkezésére.

Sources

Allianz Motor third-party liability

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