Ominimo Motor third-party liability (Ominimo Kgfb)

Online premium calculation takes as little as 30 seconds, versus the previously typical 5-10 minute, multi-question KGFB calculation process.

Pricing and risk assessment use machine-learning models built by a team with over 15 years of international MTPL pricing experience.

Claims for Ominimo-branded policies are handled through a dedicated fully online claims portal at ominimo.ai.

A dedicated Ominimo Insurance Kft. customer service phone line is available for claims-related questions.

Driver restrictions

MTPL cover is tied to the vehicle/registered keeper rather than to a named driver; no driver-age or named-driver restriction applies to the Ominimo KGFB product.

Claim notification deadline

Claims relating to Ominimo-branded (SIGNAL IDUNA) contracts must be reported via the Ominimo online claims portal at www.ominimo.ai, or queries can be directed to the Ominimo Insurance Kft. customer service line at +36 1 677 7877; the insured must report the claim in writing within 5 working days, and the injured party within 30 days of the event.

Section: I. A kötelező gépjármű-felelősségbiztosításra vonatkozó szabályok > 29. § (2); 30. § (1)

A károsult a káreseményt – annak bekövetkeztétől, illetve a tudomásszerzéstől számított – 30 napon belül köteles bejelenteni a biztosítónak. ... A biztosított köteles a káreseményt – a kárrendezéshez szükséges adatok megadásával és a lényeges körülmények leírásával, valamint a káreseménnyel kapcsolatos hatósági (rendőrségi) eljárást lefolytató szerv megjelölésével – 5 munkanapon belül a biztosítójánál írásban bejelenteni.

Bonus-malus rules

Bonus-malus classification and related certificate rules follow NGM decree 21/2011 (VI.10.); since a 2022 legal change, policyholders are required to declare, at the time of the offer, any claims caused under any MTPL policy (at any insurer) since 1 January 2022.

Territorial scope

Coverage extends to the territory of the European Economic Area and Switzerland, as well as to countries participating in the international Green Card system with which the Hungarian National Bureau has an agreement.