Insurer profile
Voluntary Health Insurance Board (trading as Vhi Healthcare)
Vhi Healthcare is Ireland's largest private health insurer, founded in 1957 as a statutory corporation under the Voluntary Health Insurance Act. It serves over 1.2 million members and offers a broad range of health, travel, dental, life, and mortgage protection insurance products. It is state-owned and reinvests surpluses for the benefit of its members.
Source- Legal entity
- Voluntary Health Insurance Board (trading as Vhi Healthcare)
- Headquarters
- Dublin, Ireland
- Regulator
- Health Insurance Authority (HIA) and Central Bank of Ireland
- Phone
- +353 56 444 4444
- info@vhi.ie
- Last verified
- May 1, 2026
Products from Voluntary Health Insurance Board (trading as Vhi Healthcare)
health
Vhi Private Health Insurance Plans
Comprehensive private health insurance plans covering hospital treatment, daycare, day-to-day expenses, mental health, maternity, and specialist care across a wide range of Irish private and public hospitals.
health
Vhi Corporate / Employer Health Insurance
Tailored group health insurance and wellness solutions for employers of all sizes, including access to Vhi 360 Health Centres, Employee Assistance Programmes, and occupational health services.
travel
Vhi MultiTrip Travel Insurance
Annual multi-trip travel insurance providing medical emergency cover, cancellation, baggage, and travel delay benefits for short holidays and trips in Europe or worldwide.
health
Vhi International Health Insurance
International health insurance for Irish residents living, working, or studying abroad for six months or more, covering hospital care, surgery, maternity, mental health, and travel benefits worldwide.
health
Vhi Dental Insurance
Dental insurance covering routine check-ups and cleanings, fillings, crowns, root canals, orthodontics, implants, and emergency dental treatment worldwide, available to Vhi members and non-members.
life
Vhi Life Insurance
Term life insurance providing a guaranteed lump sum payment to beneficiaries in the event of the policyholder's death during the policy term, underwritten by Zurich Life Assurance plc.
life
Vhi Mortgage Protection
Decreasing term life insurance designed to pay off the outstanding mortgage balance on the policyholder's death during the mortgage term, underwritten by Zurich Life Assurance plc.
Regulatory updates
As of 2025–2026, Vhi is regulated by both the Health Insurance Authority and the Central Bank of Ireland. On 1 May 2025, Vhi implemented price and benefit changes across several plans, including updates to Company Plan Executive private accommodation benefits. Vhi increased premiums by an average of 3% in March 2025 and again announced a further ~3% increase effective October 2025, citing rising healthcare costs. For 2025, Vhi reported a solvency capital ratio of 182% and a net surplus of €71.2m, reflecting a strong capital position under Solvency II requirements.
Reputation and reviews
4.5
A Google Maps-aggregated score of 4.5/5 was observed via the third-party directory 2pos.irish for the Vhi Healthcare listing at Vhi House, Abbey Street Lower, Dublin 1. No directly confirmable canonical Google Maps URL for the Dublin 1 headquarters was found in search results; the score is sourced from the aggregator page.