Feature / category	AIG Europe S.A., Ireland Branch (trading as AIG Ireland)	Allianz p.l.c.	Aviva Insurance Ireland Designated Activity Company	AXA Insurance DAC (Designated Activity Company)	Cover-More Blue Insurance Services Limited	Chubb European Group SE (Irish Branch)	Europ Assistance S.A. (trading as Europ Assistance S.A. Irish Branch)	FBD Insurance plc (F.B.D. Insurance Public Limited Company)	MAPFRE ASISTENCIA Compañía Internacional de Seguros y Reaseguros, S.A. (trading as InsureandGo Ireland / MAWDY Ireland)	Irish Life Health dac	MCL Insurance Services (Ireland) Limited, trading as its4women.ie	Laya Healthcare Limited	RSA Insurance Ireland Designated Activity Company (RSA Insurance Ireland DAC), trading as RSA / Intact Insurance	Staysure – trading name of Avanti Group Solutions, administered by Howserv Europe, S.L. (Agencia de Seguros Exclusiva), exclusive agent of ERGO Seguros De Viaje Europäische Reiseversicherung AG	Voluntary Health Insurance Board (trading as Vhi Healthcare)	nib Travel Services Europe Limited (trading as World Nomads)
Online purchase	No	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	Yes	Yes	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Yes	No	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	Yes
Medical expenses				Only in Section 2 - Medical Emergency and Repatriation Expenses							No limit stated
Medical transport				Only in Section 2 - Medical Emergency and Repatriation Expenses, clauses 1 and 5
COVID-19 treatment				Only in Section 2 - Medical Emergency and Repatriation Expenses
Personal liability																No limit stated
Emergency dental				Only in Section 2 - Medical Emergency and Repatriation Expenses, clause 2					Only in Silver, Gold, Platinum							No limit stated
Search & rescue
Legal assistance																No limit stated
Emergency medical treatment				Only in Section 2 - Medical Emergency and Repatriation Expenses, clause 1							No limit stated
Hospitalization				Only in Section 2 - Medical Emergency and Repatriation Expenses, clause 3					Only in Silver, Gold, Platinum		No limit statedOnly in Premier			Only in Comprehensive		No limit stated
Outpatient treatment				Only in Section 2 - Medical Emergency and Repatriation Expenses, clauses 1 and 5												No limit stated
Medical evacuation				Only in Section 2 - Medical Emergency and Repatriation Expenses, clause 8
Repatriation of remains				Only in Section 2 - Medical Emergency and Repatriation Expenses, clause 6
Pre existing conditions				Only in Pre-existing medical conditions section, Section 2 - Medical Emergency and Repatriation Expenses, exclusion 6
Winter sports cover	Only in Budget, Premier, Premier Plus			Only in Section 6 - Winter Sports					Only in Silver, Gold, Platinum					Only in Comprehensive
Adventure sports cover				Only in Sports and Other Activities section
Pregnancy complications				Only in Section 2 - Medical Emergency and Repatriation Expenses, exclusion 5, Words with Special Meanings - Pregnancy complication