Insurer profile

Compagnia Assicuratrice Linear S.p.A. (Linear Assicurazioni)

Linear is a direct insurance company founded in Italy in 1996, initially selling motor policies by phone before moving online in 1999; it is part of Unipol Gruppo and specializes in selling car, motorcycle, van and home insurance directly via phone and internet.

Source
Legal entity
Compagnia Assicuratrice Linear S.p.A. (Linear Assicurazioni)
Headquarters
Bologna, Italy
Parent group
Unipol Gruppo S.p.A. (UnipolSai Assicurazioni S.p.A.)
Regulator
IVASS (Institute for the Supervision of Insurance)
Phone
+39 051 7193 193
Email
clienti@linear.it
Founded
1996
Last verified
Aug 31, 2026
Official website

Products from Compagnia Assicuratrice Linear S.p.A. (Linear Assicurazioni)

motor

Car Insurance (RC Auto)

Mandatory third-party liability insurance for cars, customizable with accessory guarantees such as roadside assistance, driver injury cover and legal protection.

motor

Fire and Theft Cover (Incendio e Furto)

Optional add-on covering vehicle theft, attempted theft and fire damage, available for cars and motorcycles.

motor

Bonus Protetto (Protected Bonus-Malus Class)

Optional guarantee that preserves the policyholder's bonus-malus merit class even after an at-fault claim.

health

Kasko Salute (Health Kasko)

Add-on that covers medical expenses incurred at affiliated healthcare facilities following a road accident.

motor

Driver Accident Cover (Infortuni del Conducente)

Optional cover providing compensation for permanent disability to whoever is driving the insured vehicle at the time of an accident.

liability

Legal Protection (Tutela Giudiziaria/Legale)

Add-on reimbursing legal and expert fees in case of disputes related to a vehicle claim.

motor

Motorcycle Insurance (RC Moto)

Mandatory third-party liability insurance for motorcycles and scooters with a free-driving formula and optional theft/fire cover.

motor

Moped/Scooter Insurance (Assicurazione Ciclomotori)

Third-party liability insurance for mopeds and scooters, with optional legal assistance cover in case of a disputed accident.

motor

Van/Commercial Vehicle Insurance (Assicurazione Furgoni)

Third-party liability insurance for vans and commercial vehicles used for business, with customizable extra guarantees.

motor

Van RC Auto (RC Auto for Vans)

Mandatory third-party liability cover specifically for vans and commercial vehicles used for work.

property

Home and Family Insurance (Assicurazione Casa e Famiglia)

Multi-risk home insurance protecting the property, its contents and the family, with customizable guarantees including fire, water damage, theft and cyber risk.

liability

Family Liability (RC Famiglia)

Personal liability cover protecting the policyholder and family against claims for accidental damage caused to third parties, including a ski/snowboard liability certificate.

pet

Pet Liability Insurance (RC Cani e Gatti)

Liability insurance covering damages to third parties caused by dogs and cats, including legal protection.

cyber

Cyber Risk Cover (Rischi Cyber)

Optional home policy add-on protecting the family against risks linked to careless internet use, such as viruses/malware or cyberbullying.

property

Home Legal Protection (Tutela Legale Casa)

Legal expense cover for disputes related to the home.

property

Theft and Robbery Cover (Furto e Rapina in Casa)

Cover protecting against burglary and robbery at home, including attempted incidents.

Regulatory updates

Linear is authorized to operate as an insurance undertaking under IVASS Provvedimento of 18 June 1996 (G.U. 28/06/1996 n.150) and is registered in the IVASS register of insurance and reinsurance companies (Sez. I n. 1.00122), as part of the Unipol Insurance Group registered with IVASS's group register (n. 046). It is subject to management and coordination by Unipol Gruppo S.p.A. No company-specific IVASS sanctions against Linear were found in recent bulletins; the company continues to operate under general IVASS regulations, including recent rules on the RC Auto price comparison tool (Preventivass, Regulation n.51/2022) and natural catastrophe insurance obligations (Law n.213/2023).

Reputation and reviews

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