Insurer profile
Compagnia Assicuratrice Linear S.p.A. (Linear Assicurazioni)
Compagnia Assicuratrice Linear S.p.A. (Linear Assicurazioni) · Italy
Overview
Linear is a direct insurance company founded in Italy in 1996, initially selling motor policies by phone before moving online in 1999; it is part of Unipol Gruppo and specializes in selling car, motorcycle, van and home insurance directly via phone and internet.
Source16
Products in this market
Company details
- Parent group
- Unipol Gruppo S.p.A. (UnipolSai Assicurazioni S.p.A.)
- Regulator
- IVASS (Institute for the Supervision of Insurance)
- Phone
- +39 051 7193 193
- [email protected]
Products from Compagnia Assicuratrice Linear S.p.A. (Linear Assicurazioni)
Motor
Car Insurance (RC Auto)
Mandatory third-party liability insurance for cars, customizable with accessory guarantees such as roadside assistance, driver injury cover and legal protection.
Fire and Theft Cover (Incendio e Furto)
Optional add-on covering vehicle theft, attempted theft and fire damage, available for cars and motorcycles.
Bonus Protetto (Protected Bonus-Malus Class)
Optional guarantee that preserves the policyholder's bonus-malus merit class even after an at-fault claim.
Driver Accident Cover (Infortuni del Conducente)
Optional cover providing compensation for permanent disability to whoever is driving the insured vehicle at the time of an accident.
Motorcycle Insurance (RC Moto)
Mandatory third-party liability insurance for motorcycles and scooters with a free-driving formula and optional theft/fire cover.
Moped/Scooter Insurance (Assicurazione Ciclomotori)
Third-party liability insurance for mopeds and scooters, with optional legal assistance cover in case of a disputed accident.
Van/Commercial Vehicle Insurance (Assicurazione Furgoni)
Third-party liability insurance for vans and commercial vehicles used for business, with customizable extra guarantees.
Van RC Auto (RC Auto for Vans)
Mandatory third-party liability cover specifically for vans and commercial vehicles used for work.
Property
Home and Family Insurance (Assicurazione Casa e Famiglia)
Multi-risk home insurance protecting the property, its contents and the family, with customizable guarantees including fire, water damage, theft and cyber risk.
Home Legal Protection (Tutela Legale Casa)
Legal expense cover for disputes related to the home.
Theft and Robbery Cover (Furto e Rapina in Casa)
Cover protecting against burglary and robbery at home, including attempted incidents.
Liability
Legal Protection (Tutela Giudiziaria/Legale)
Add-on reimbursing legal and expert fees in case of disputes related to a vehicle claim.
Family Liability (RC Famiglia)
Personal liability cover protecting the policyholder and family against claims for accidental damage caused to third parties, including a ski/snowboard liability certificate.
Regulatory updates
Linear is authorized to operate as an insurance undertaking under IVASS Provvedimento of 18 June 1996 (G.U. 28/06/1996 n.150) and is registered in the IVASS register of insurance and reinsurance companies (Sez. I n. 1.00122), as part of the Unipol Insurance Group registered with IVASS's group register (n. 046). It is subject to management and coordination by Unipol Gruppo S.p.A. No company-specific IVASS sanctions against Linear were found in recent bulletins; the company continues to operate under general IVASS regulations, including recent rules on the RC Auto price comparison tool (Preventivass, Regulation n.51/2022) and natural catastrophe insurance obligations (Law n.213/2023).
