Intesa Sanpaolo Protezione Motor third-party liability (Viaggiaconme Classica)

The law sets a minimum limit of 6,450,000 EUR per claim for injury to persons, regardless of the number of people involved. The policyholder may choose a higher unified single limit per claim (covering both personal injury and property damage) among 7,750,000 EUR, 10,000,000 EUR or 25,000,000 EUR, against a higher premium.

The law sets a minimum limit of 1,300,000 EUR per claim for damage to property and animals, regardless of the number of people involved. The policyholder may instead choose a higher unified single limit per claim among 7,750,000 EUR, 10,000,000 EUR or 25,000,000 EUR, against a higher premium.

Optional guarantee reimbursing, up to 10,000 EUR per claim, legal costs for judicial and extrajudicial, civil and criminal assistance following a road traffic accident involving the insured vehicle. Available in a Base formula (legal defence, claims against third parties, mediation and negotiation costs) or an Estesa formula (adds licence-suspension appeals, vehicle-seizure release requests, and extends the claims action to the policyholder's family as pedestrians/cyclists/passengers of other vehicles).

A Green Card certificate is issued together with the policy and certificate of insurance, attesting valid RC Auto cover; it is automatically recognised, and adjusted to local legislation, in all countries adhering to the Interbureaux international convention whose country code has not been crossed out on the document.

Optional guarantee, provided via Europ Assistance Italia, available in two tiers. Base includes: on-the-spot breakdown help, towing (up to 300 EUR abroad plus 50 EUR taxi), EV battery recharge assistance, a replacement car for up to 5 days, alternative mobility (sharing/public transport) up to 100 EUR for 7 days, ambulance dispatch, accident SOS support, and stolen-vehicle recovery tickets (200 EUR in Italy / 400 EUR abroad). Estesa adds, among others, a replacement car for up to 10 days (30 days for total theft), hotel expenses up to 500 EUR, medical repatriation up to 10,000 EUR per claim/year, and home help services (physiotherapy, babysitter, pet-sitter) up to 250 EUR per claim/year each.

Optional guarantee paying, up to a capital of 100,000 EUR, an indemnity in the event of death or permanent disability of the driver caused by an accident while driving or getting in/out of the insured vehicle, operative even where the driver bears total or partial responsibility for the accident.