ERGO Assicurazione Viaggi Travel insurance (Tutto Compreso)
Underwritten by ERGO Reiseversicherung AG · Italy
travel insurance from ERGO Assicurazione Viaggi for the Italy market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026Sources
Key facts
- ERGO Assicurazione Viaggi
- Starting price: €14.32per tripAs published by the insurer — it does not say who the price is for
Unique selling points
All-inclusive travel package combining medical expenses, baggage, flight assistance, civil liability and trip cancellation in a single policy.
Coverage can be personalized by choosing the desired level of protection when requesting a quote.
Complete 24/7 travel assistance service positioned as covering 'every eventuality' during the trip.
Entry-level pricing starting from just €14.32 for the all-inclusive package.
Backed by ERGO/ERV, a travel insurance specialist operating since 1907.
Coverage limits
Medical expenses reimbursement
Covered
No limit stated
The product page confirms medical expenses reimbursement is a core included benefit of Tutto Compreso, but the exact limit could not be retrieved from the official Tutto Compreso T&C/IPID.
Emergency medical treatment
No limit stated
Not found in the available official Tutto Compreso sources.
Emergency dental treatment
No limit stated
Not found in the available official Tutto Compreso sources.
Search and rescue expenses
No limit stated
Not found in the available official Tutto Compreso sources.
Personal / civil liability
Covered
No limit stated
The official product page lists 'responsabilità civile' as a component of Tutto Compreso, but the exact limit could not be retrieved from the official Tutto Compreso T&C/IPID.
Key conditions
Assistance call deadline
ERGO's medical expense guarantees require the insured to contact the Operations Centre (Centrale Operativa) before treatment for direct payment to apply; otherwise only reimbursement (not direct payment) is possible.
Unauthorized treatment
Not confirmed in the official Tutto Compreso documentation available.
Purchase while abroad
ERGO travel policies generally must be purchased before departure (by the day prior to the start of the guarantee), so purchase while already abroad/traveling is not permitted.
Chronic conditions
Not confirmed in the official Tutto Compreso documentation available.
Pregnancy
ERGO's general conditions exclude illnesses/complications dependent on pregnancy beyond the 26th week of gestation and the puerperium.
Pre-existing condition exclusions
Not confirmed in the official Tutto Compreso documentation available.
Coverage duration limit
Not confirmed in the official Tutto Compreso documentation available.
Territorial scope
Valid for the destination(s) selected and identified in the travel document at the time of purchase.
Documents
Policy specifics
Flight cancellation and trip cancellation
Coverage for cancellation of flights and trip services, distinct benefit in Tutto Compreso package
SourceBaggage insurance
Coverage for loss, damage, and delay of baggage including protection against theft and misplacement
SourceFlight insurance and flight delay protection
Coverage for flight-related risks including delays and disruptions to travel arrangements
SourceTravel assistance services
24/7 travel assistance including emergency support, repatriation coordination, and travel emergency services
SourceCivil liability coverage
Coverage for third-party liability claims arising from accidental damage caused by the insured
SourceTiered coverage by class (A, B, C)
Tutto Compreso is offered in three classes with varying limits and coverage levels. Class A provides maximum coverage with highest limits; Class C is most economical but least comprehensive and does not cover USA/Canada
SourceSection: ERGO > Vantaggi
massimali e sinistri coperti in base alla classe scelta: dalla classe A, la più completa con i massimali più alti, alla C, la più economica ma la meno completa (e non comprende USA e Canada ).
Sources
ERGO Assicurazione Viaggi Travel insurance