HDI Travel insurance (Viaggio Singolo)
Underwritten by HDI Assicurazioni S.p.A. · Italy
travel insurance from HDI for the Italy market, with 24/7 assistance.
Last verified Aug 31, 2026Sources
Key facts
- HDI
Unique selling points
Medical expenses are paid directly by the insurer during the trip rather than requiring the traveller to pay upfront and seek reimbursement.
The policy is modular, offering three increasing coverage levels so travellers can scale up medical, assistance and baggage limits to their needs.
A round-the-clock health assistance service is available for the entire duration of the trip.
The single policy bundles medical assistance, baggage protection and force-majeure trip cancellation cover in one product.
Coverage limits
Medical expenses during travel
Covered
Medical expenses guarantee with direct payment, available in three increasing coverage levels; one third-party source cites a top ceiling of up to €3,000,000 per insured.
Section: #VIAGGIOSINGOLO Contratto di assicurazione Multirischi > Le caratteristiche ed i benefici
Con rimborso conseguente ad infortuni o malattia e massimale di copertura fino a € 3.000.000,00;
Winter sports cover
No limit stated
No mention of winter sports cover was found in the official HDI sources checked.
Adventure sports cover
No limit stated
No mention of adventure sports cover was found in the official HDI sources checked.
Personal liability
No limit stated
No mention of personal liability cover was found in the official HDI sources checked.
Legal assistance
No limit stated
No mention of legal assistance cover was found in the official HDI sources checked.
24-hour health assistance
Covered
The policy includes a 24-hour health assistance service throughout the trip.
Section: #Viaggio Singolo > Cosa ti offre
È una polizza che offre, con livelli di copertura crescenti, l’assistenza sanitaria 24 ore su 24, il pagamento diretto delle spese mediche sostenute, la protezione del bagaglio e dei tuoi effetti personali e l’annullamento del viaggio
Key conditions
Assistance call deadline
Not specified in the available sources.
Unauthorized treatment
Not specified in the available sources.
Purchase while abroad
Not specified in the available sources.
Chronic conditions
Not specified in the available sources.
Pregnancy
Not specified in the available sources.
Pre-existing condition exclusions
Not specified in the available sources.
Coverage duration limit
Insurable persons are aged 0 to 75 at subscription for a single trip of up to 90 days; for trips of 91 to 180 days the age limit lowers to 60, with a maximum single-trip duration of 180 days.
Direct payment
The policy provides direct payment of medical expenses incurred during travel, rather than reimbursement after the fact.
Territorial scope
Marketed as protecting travellers anywhere in the world; specific territorial exclusions and zone-based sub-limits are set out in the policy conditions, which were not retrievable from the sources checked.
Documents
Policy specifics
Medical expenses during travel
Direct payment of medical expenses incurred during travel
SourceSection: #Viaggio Singolo > Cosa ti offre
il pagamento diretto delle spese mediche sostenute
Travel cancellation
Recovery of travel expenses if forced to cancel due to force majeure
SourceSection: #Viaggio Singolo > Cosa ti offre
l’annullamento del viaggio che ti consente di recuperare, nei limiti previsti, le spese di viaggio nel caso in cui tu debba rinunciare per cause di forza maggiore.
Baggage and personal effects protection
Coverage for baggage and personal belongings during travel
SourceSection: #Viaggio Singolo > Cosa ti offre
la protezione del bagaglio e dei tuoi effetti personali
24-hour travel assistance
24-hour assistance service available during travel
SourceSection: #Viaggio Singolo > Cosa ti offre
l’assistenza sanitaria 24 ore su 24
Three increasing coverage levels
Product offers three tiers of coverage with varying limits for medical expenses, travel assistance, and baggage
SourceSection: #Viaggio Singolo > I vantaggi della polizza Viaggio Singolo
è una polizza che offre tre livelli di coperture crescenti.
Age eligibility for insureds
Ages 0-75 for single trips up to 90 days; ages 0-60 for trips 91-180 days
SourceSection: A chi è rivolto:
Sono assicurabili le persone da 0 a 75 anni (al momento della sottoscrizione) per un singolo viaggio di una durata massima di 90 giorni. Per viaggi dai 91 ai 180 giorni di durata, invece, il limite di età si abbassa a 60 anni (al momento della sottoscrizione).
Maximum trip duration
Single trip maximum of 180 days
SourceSection: #VIAGGIOSINGOLO Contratto di assicurazione Multirischi > Le caratteristiche ed i benefici
La polizza ha una durata massima di 180 giorni;