Swedbank Travel insurance (Travel Medical Online)

Medical expenses coverage of 1,000,000 EUR covers emergency medical treatment and transportation costs during travel abroad.

Emergency treatment costs abroad due to a sudden illness or injury during travel are reimbursed within the overall 1,000,000 EUR medical expenses limit.

No separate hospitalization sub-limit is stated on the product page; it is expected to fall within the overall medical expenses limit.

No separate outpatient treatment sub-limit is stated on the product page.

Emergency dental treatment expenses are reimbursed up to 500 EUR per insured event.

Transportation expenses related to emergency medical care are covered within the overall 1,000,000 EUR medical expenses limit; no separate sub-limit is stated.

The product page states that the 1,000,000 EUR medical expenses cover "apima skubią medicinos pagalbą ir transportavimo išlaidas" (includes emergency medical assistance and transportation costs) as a single combined sum; no separate medical evacuation sub-limit is stated.

Swedbank's current product page (summary and calculator sections) does not state a repatriation-of-remains clause or limit for the standalone travel product; this is not confirmed in the sources checked.

Swedbank's current product page does not state a search-and-rescue clause or limit for the standalone travel product; this is not confirmed in the sources checked.

COVID-19 cover has applied at no extra cost to trips starting on or after 6 May 2021, activating automatically if the insured has a negative COVID-19 test taken within 72 hours before travel, proof of recovery within the last 6 months, or a full vaccination certificate.

The current product page sections retrieved do not state a position on pre-existing or chronic conditions for the standalone travel product; this is not established by the sources checked.

Standard-risk winter sports (e.g. skiing on official slopes) may fall under standard cover; higher-risk winter activities require the optional high-risk activity add-on.

An optional add-on for higher-risk activities and sports trips can be selected alongside the medical expenses cover.

No statement on pregnancy complications cover was found in the current Swedbank product page sections retrieved; this is not confirmed in the sources checked.

Civil liability cover up to 10,000 EUR for damage caused to third parties is available only if the customer also selects the Personal belongings and Travel disruption covers; a 50 EUR deductible applies.

Legal assistance cover of 1,000 EUR is bundled with the optional civil liability cover (requiring selection of Personal belongings and Travel disruption), plus bail cover up to 3,000 EUR if needed; a 50 EUR deductible applies.