Feature / category	BTA	Compensa	ERGO	Gjensidige	Lietuvos draudimas	Swedbank
Online purchase	Yes	Yes	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Yes	Yes	Yes	No	Not available
Medical expenses	Covered	Covered	Covered	Covered	Covered	€750,000
Medical transport	Covered	Covered	Covered	Covered	Covered	Not offered
COVID-19 treatment	Conditional	Conditional	Conditional	Covered	Conditional	Conditional
Personal liability	Optional	Covered	Optional	€10,000	Optional	€10,000
Emergency dental	€300	€290	€200	€200	€200	Covered
Search & rescue	Excluded	Covered	Excluded	Not offered	Excluded	Not offered
Legal assistance	Conditional	Excluded	Not offered	Covered	Excluded	€10,000
Emergency medical treatment	Covered	Covered	Covered	Covered	Covered	€750,000
Hospitalization	Covered	Covered	Covered	Covered	Covered	Not offered
Outpatient treatment	Covered	Covered	Covered	Covered	Covered	Not offered
Medical evacuation	Covered	Covered	Covered	Covered	Covered	Not offered
Repatriation of remains	Covered	€4,000	€10,000	Covered	Covered	Not offered
Pre existing conditions	Conditional	Conditional	Conditional	Excluded	Conditional	Excluded
Winter sports cover	Optional	Optional	Conditional	Optional	Optional	Optional
Adventure sports cover	Optional	Optional	Conditional	Optional	Optional	Optional
Pregnancy complications	Conditional	Conditional	Conditional	€200	€200	Not offered