Feature / category	Balcia Insurance SE, Lithuanian Branch	AAS BTA Baltic Insurance Company Lithuanian Branch	ADB Compensa Vienna Insurance Group	ERGO Insurance SE Lithuanian Branch (non-life) and ERGO Life Insurance SE (life)	Akcine draudimo bendrove Gjensidige	If P&C Insurance AS (Lithuanian branch)	Lietuvos draudimas, AB	Swedbank, AB
Online purchase	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
24/7 helpline	No	Yes	Yes	Yes	Yes	Yes	Yes	Not available
Medical expenses
Medical transport
COVID-19 treatment
Personal liability
Emergency dental
Search & rescue
Legal assistance
Emergency medical treatment
Hospitalization
Outpatient treatment
Medical evacuation
Repatriation of remains
Pre existing conditions
Winter sports cover
Adventure sports cover
Pregnancy complications