Insurer profile
AXA Assurances Luxembourg S.A.
AXA Assurances Luxembourg is a leading insurance company in the Grand Duchy of Luxembourg, offering a comprehensive range of insurance products for individuals and businesses, including motor, home, health, life, savings, retirement, and professional insurance. A subsidiary of the international AXA Group, it has over 150 years of insurance expertise in Luxembourg.
Source- Legal entity
- AXA Assurances Luxembourg S.A.
- Headquarters
- Luxembourg City, Luxembourg
- Parent group
- AXA Group
- Regulator
- Commissariat aux Assurances (CAA)
- Phone
- +352 44 24 24 1
- client@axa.lu
- Founded
- 1990
- Last verified
- Jun 2, 2026
Products from AXA Assurances Luxembourg S.A.
motor
OptiDrive Car Insurance – Civil Liability (Third-Party)
Compulsory third-party liability car insurance covering damage caused to third parties, with AXA-exclusive services like Joker Taxi.
motor
OptiDrive Car Insurance – Comprehensive (Privilege/Casco)
Fully comprehensive car insurance covering all accidental damage to your vehicle, theft, fire, and more, with replacement value compensation for new cars.
motor
OptiDrive Motorcycle Insurance
Motorcycle and scooter insurance covering civil liability, legal protection, and optional material damage and theft for all engine sizes including electric two-wheelers.
property
OptiHome Home Insurance
Multi-risk home insurance for apartments and houses (owners or tenants), covering theft, water damage, fire, storms, and daily life liability.
health
OptiSoins Supplementary Health Insurance
Complementary private health insurance topping up coverage from the national health fund (CNS), covering optics, dental, alternative medicine, and hospital stays.
pet
Pet Insurance (Dog & Cat Health Insurance)
Health insurance for dogs and cats covering veterinary costs for accidents and illnesses to protect pet owners from unexpected expenses.
life
Serena Death & Disability Insurance
Term life and disability insurance paying a lump sum to beneficiaries upon death, or an annuity in case of total or partial, temporary or permanent disability.
life
Borea Invest Life Savings Insurance
Luxembourg life savings insurance offering annual market-linked bonuses with capital protection, flexible withdrawals, and tax advantages.
life
Save for Life Savings Insurance
Balanced life savings insurance investing mainly in bonds with up to 20% in equities to maximise both returns and capital security.
life
Juvena Children's Savings Insurance
Capital-guaranteed savings insurance designed for parents to build a fund for their children, payable on a chosen date.
life
MySmartPension Retirement Savings Insurance
Tax-advantaged personal pension savings plan combining traditional savings and stock market investment to supplement the Luxembourg state pension.
life
Outstanding Balance Insurance (Remaining Due Balance)
Mortgage protection insurance covering the outstanding loan balance in the event of the borrower's death or disability, protecting the bank and family.
financial
Home Savings Plan (Épargne-Logement)
Home savings contract in partnership with Wüstenrot offering significant tax deductions to build capital for real estate investment or mortgage repayment.
travel
Travel Insurance Option (via OptiHome)
Comprehensive travel insurance option available through OptiHome, covering trip cancellation, baggage, medical expenses abroad, and repatriation worldwide.
health
Foresight & Accidents Insurance
Personal protection insurance covering accidents and disability in private or professional life, providing income replacement in case of inability to work.
liability
Professional and SME Liability Insurance
Business liability and professional liability insurance for SMEs, covering damage caused to third parties during business activities or as a result of professional services.
property
SME Commercial Property & Business Interruption Insurance
Multi-risk insurance for businesses covering commercial premises, equipment, and business interruption resulting from fire, water damage, or other insured events.
life
Employee Benefits – Group Health, Pension & Provident
Group insurance solutions for employers covering collective health, pension, and provident insurance for employees, with tax advantages.
life
Lifinity Europe – AXA Wealth Europe Life Insurance
High-end Luxembourg life insurance contract for international clients and expatriates offering multi-currency flexible wealth management with the Luxembourg security triangle.
liability
Self-Employed Pension Insurance
Pension insurance for self-employed professionals in Luxembourg covering retirement, death, disability, and accident within a tax-advantaged framework.
Regulatory updates
AXA Luxembourg operates under the supervision of the Commissariat aux Assurances (CAA), the independent regulatory authority for the insurance sector in Luxembourg. In January 2026, the CAA published Circular Letter 26/1 (effective February 1, 2026), a revised version of LC 15/3, updating investment rules applicable to unit-linked life insurance products. This circular broadens investment flexibility in Collective Internal Funds (FIC categories A, B, C, D) and allows direct investment in structured products, maintaining consumer protection. AXA Wealth Europe, the Luxembourg-based AXA life insurance entity, is directly impacted by these rules.
Reputation and reviews
Offer pages
Motor casco
AXA is a motor casco insurance for the Luxembourg market with no online purchase and 24/7 assistance.
Last verified Aug 30, 2026
Motor third-party liability
AXA is a motor third-party liability insurance for the Luxembourg market with online purchase and 24/7 assistance.
Last verified Aug 30, 2026
Travel insurance
AXA is a travel insurance for the Luxembourg market with no online purchase and 24/7 assistance.
Last verified Aug 30, 2026