Insurer profile
Foyer Assurances S.A.
Foyer Assurances S.A. · Luxembourg
Overview
Foyer Assurances S.A. is Luxembourg's leading private insurer, founded in 1922, offering a comprehensive range of life, non-life, health, motor, home, savings and professional insurance products to individuals and businesses, with presence in over ten European countries.
Source28
Products in this market
3
Offer pages
Company details
- Parent group
- Foyer Finance S.A.
- Regulator
- Commissariat aux Assurances (CAA)
- Phone
- +352 43 74 37
- [email protected]
Products from Foyer Assurances S.A.
Motor3
mobilé – Motor Insurance (Third-Party Liability)
Mandatory third-party liability motor insurance covering damage caused to third parties in the event of an at-fault accident.
mobilé – Comprehensive Motor Insurance
Comprehensive motor insurance covering accidents, theft, fire, broken glass, natural damage and collision with animals for cars, motorcycles and campervans.
Foyer Lux-Assurances – Car Insurance
Motor insurance for individuals and professionals offered through the Foyer Lux-Assurances agency network, covering civil liability and optional comprehensive packages.
Property3
mozaïk – Home Insurance
Modular home insurance with essential, useful and optional covers for owners and tenants, including natural disaster, theft, liability and nomadic property protection.
Professional Multi-Risk Insurance
Multi-risk policy for businesses combining property, buildings, equipment, financial loss and civil liability coverage in a single policy.
Foyer Lux-Assurances – mozaïk Home Insurance
Modular home insurance distributed by Foyer Lux-Assurances covering natural disasters, theft, liability, nomadic goods and leisure equipment.
Health7
medicis – Supplementary Health Insurance
Top-up healthcare insurance supplementing CNS reimbursements, covering hospitalisation, surgery, dental, optical and outpatient medical expenses.
medicis hospi+ – Hospitalisation Insurance
Hospitalisation-focused health insurance providing maximum comfort and comprehensive cover during inpatient stays and surgery.
medicis groupe – Group Health Insurance for Employees
Group healthcare cover for employees providing 100% reimbursement of doctor visits, hospitalisation, optical and dental costs, extendable to family members.
Group Professional and Personal Accident Insurance
Group accident insurance for employees covering daily hospital allowance and lump sum payment in the event of permanent disability or death following an accident at work or outside of work.
medicis serenity – Cancer Cover for Employees
Innovative group insurance providing rapid lump sum payment to employees diagnosed with cancer to cover their financial needs during treatment.
Foyer Lux-Assurances – medicis Supplementary Health Insurance
Supplementary health insurance distributed via Foyer Lux-Assurances covering expenses beyond CNS reimbursements, with medicis Confort and hospi+ plans available.
Foyer Lux-Assurances – Professional and Personal Accident Insurance
Accident insurance for individuals and employees covering daily hospital allowance and lump sum in the event of permanent disability or death.
Liability3
Corporate Civil Liability Insurance
Professional third-party liability insurance covering damage caused to third parties in the course of business operations for SMEs and independent professionals.
Executive Civil Liability Insurance (D&O)
Directors and Officers liability insurance covering defence and prosecution costs arising from management errors, regulatory non-compliance or employment disputes.
Foyer Lux-Assurances – Professional Liability Insurance (RC Pro)
Professional liability insurance for businesses and professionals protecting against claims for damages arising from professional activities.
Life10
protect4life – Personal Protection Insurance
Personal protection-savings policy covering death and disability, paying a lump sum or annuity to chosen beneficiaries while combining savings and tax optimisation.
horizon – Supplementary Pension Plan
Tax-deductible supplementary pension savings plan investing premiums in investment funds to build capital for retirement.
smartlife – Multi-Vehicle Life Insurance Investment
Flexible multi-support life insurance policy offering free contributions and withdrawals across guaranteed rate and unit-linked vehicles, with no exit fees.
invest4change – Socially Responsible Life Insurance Investment
Multi-support life insurance policy investing in ESG (Environmental, Social and Governance) funds, combining financial growth with responsible investment values.
focus investissement – Outstanding Balance Term Insurance
Temporary outstanding balance life insurance guaranteeing mortgage repayment in the event of death or disability affecting the policyholder's financial capacity.
advantis – Group Supplementary Pension Plan
Group supplementary pension plan for employees offering tax-advantaged retirement savings with lump sum or annuity options, plus death, disability and accident cover.
Foyer Lux-Assurances – smartlife / invest4change Investment Life Insurance
Investment life insurance solutions distributed via Foyer Lux-Assurances allowing policyholders to grow savings through guaranteed rate or unit-linked supports.
Foyer Lux-Assurances – horizon Supplementary Pension
Tax-deductible supplementary pension plan distributed via Foyer Lux-Assurances investing in market-linked funds to build retirement capital.
Foyer Lux-Assurances – protect4life Personal Protection
Personal life protection insurance covering disability or death, paying a lump sum or annuity to beneficiaries while optimising tax liability.
Foyer Lux-Assurances – Outstanding Balance Term Insurance
Mortgage protection life insurance guaranteeing repayment of the outstanding loan balance in the event of unforeseen circumstances affecting the borrower's financial capacity.
Regulatory updates
Foyer Assurances S.A. is an active insurer supervised by the CAA under the Luxembourg law of 7 December 2015 on the insurance sector (implementing Solvency II). In 2022, Foyer acquired Allianz Luxembourg's local non-life and life insurance portfolios, subject to CAA approval. The CAA published Circular Letter 26/1 in early 2026, introducing structural reforms to life insurance product governance and value-for-money requirements. The CAA's 2024–2025 annual report confirmed 2024 was a record year for Luxembourg's insurance sector, with Foyer and La Luxembourgeoise identified as more capitalised than the market average (eligible own funds ~20% of total assets). No specific regulatory sanctions against Foyer were found.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Foyer for the Luxembourg market, with online purchase and 24/7 assistance.
Last verified Sep 10, 2026
Motor third-party liability
motor third-party liability insurance from Foyer for the Luxembourg market, with online purchase and 24/7 assistance.
Last verified Sep 10, 2026
Travel insurance
travel insurance from Foyer for the Luxembourg market, with 24/7 assistance.
Last verified Aug 30, 2026