Feature / category	AXA	Baloise	DKV Luxembourg	Europ Assistance	Foyer	LALUX
Online purchase	No	No	Yes	Yes	No	No
24/7 helpline	Yes	Yes	Yes	Yes	Yes	Yes
Medical expenses	Optional	€500,000	€30,000	€1,250,000	€125,000	Covered
Medical transport	Optional	Unlimited	€30,000	Covered	Unlimited	Covered
COVID-19 treatment	Conditional	Covered	Excluded	Conditional	Conditional	Covered
Personal liability	Excluded	Optional	Not offered	Excluded	Conditional	Excluded
Emergency dental	Optional	Covered	€30,000	€125	Conditional	Covered
Search & rescue	Optional	Optional	Covered	€5,000	Unlimited	Covered
Legal assistance	Optional	Excluded	Not offered	€13,750	Covered	Excluded
Emergency medical treatment	Optional	€500,000	€30,000	€1,250,000	€125,000	Covered
Hospitalization	Optional	Covered	€30,000	€1,250,000	€125,000	Covered
Outpatient treatment	Optional	Covered	€30,000	€1,250,000	€125,000	Covered
Medical evacuation	Optional	Unlimited	€30,000	Covered	Unlimited	€5,000
Repatriation of remains	Optional	Covered	€30,000	Covered	Unlimited	€5,000
Pre existing conditions	Conditional	Excluded	Excluded	Excluded	Conditional	Excluded
Winter sports cover	Conditional	Optional	Conditional	€5,000	Conditional	Covered
Adventure sports cover	Excluded	Excluded	Conditional	Excluded	Conditional	Excluded
Pregnancy complications	Conditional	Conditional	Conditional	Conditional	Conditional	Conditional