LALUX Travel insurance (Easyprotect Travel Pack)
Underwritten by LALUX Assurances · Luxembourg
travel insurance from LALUX for the Luxembourg market, with 24/7 assistance.
Last verified Aug 30, 2026Sources
Key facts
- LALUX
Unique selling points
A single annual policy covers all trips worldwide throughout the year, avoiding the need to buy separate insurance for each trip.
Annual cancellation/interruption cover extends to reimburse costs for stays abroad as well as 4 days spent in Luxembourg immediately before departure.
Flight delay protection covers hotel, meals and transfer costs for delays over four hours, overbooking or missed connections.
easyPROTECT is marketed as the only all-in-one contract in Luxembourg letting customers combine home, car, family civil liability, legal protection, accident and travel cover.
Coverage limits
Medical expenses
Covered
Medical expenses, medication and hospitalisation costs are covered in the event of illness or an accident abroad.
Section: Insurance - Travel Pack > Annual assistance
Health above all! Annual assistance takes good care of you in the event of unforeseen illness or accident during your holidays and excursions abroad.
Emergency medical treatment
Covered
Medical expenses, medication and hospitalisation costs are covered in the event of illness or an accident abroad.
Section: Insurance - Travel Pack > Annual assistance
Health above all! Annual assistance takes good care of you in the event of unforeseen illness or accident during your holidays and excursions abroad.
Hospitalization
Covered
Hospitalisation costs are covered in the event of illness or an accident abroad.
Section: Insurance - Travel Pack > Annual assistance
Furthermore, the repatriation as well as search or rescue costs are also covered by the insurance.
Medical transport
Covered
As part of Assistance Annuelle, LALUX organises transport or transfer to a specialist clinic ("organisation du transport ou du transfert dans une clinique spécialisée") and provides search and rescue cost cover up to 5,000 EUR ("Frais de recherche et sauvetage (max. 5.000 EUR)"); no separate transport-only monetary limit is stated in the IPID.
Section: Qu'est-ce qui est assuré? > Prestations garanties
Frais de recherche et sauvetage (max. 5.000 EUR)
Medical Evacuation
€50K
Rapatriement en cas de maladie (si médicalement utile) ou décès, jusqu'à concurrence de 50.000 EUR par personne assurée et par année civile.
Section: Qu'est-ce qui est assuré? > Prestations garanties
Rapatriement en cas de maladie (si médicalement utile) ou décès, jusqu’à concurrence de 50.000 EUR par personne assurée et par année civile
Search and rescue costs
€5K
Search and rescue costs are covered up to a maximum of EUR 5,000 for guarantees valid during trips abroad in the event of illness, accident and other covered events.
Section: Qu'est-ce qui est assuré? > Prestations garanties
Frais de recherche et sauvetage (max. 5.000 EUR)
24/7 assistance
No limit stated
Not specified in the available sources.
Section: Insurance - Travel Pack > 24-hour support service
With Annual Assistance , you receive the best possible service in an emergency: language assistance, provision of hospital information, organisation of transport or transfer to a specialist clinic, exchange of information with the family doctor or relatives – with LALUX you are never alone!
Key conditions
Assistance call deadline
Not specified in the available sources.
Unauthorized treatment
Not specified in the available sources.
Purchase while abroad
Not specified in the available sources.
Chronic conditions
Not specified in the available sources.
Pregnancy
Not specified in the available sources.
Pre-existing condition exclusions
Not specified in the available sources.
Coverage duration limit
Travel Pack is offered as an annual policy so that all trips worldwide throughout the year are covered under a single contract; the sources do not specify a maximum duration for a single trip.
Direct payment
Not specified in the available sources.
Territorial scope
Cover applies to trips abroad for illness, accident and other insured events; the annual cancellation cover also reimburses costs for stays abroad and for 4 days in Luxembourg immediately before departure.
Documents
Policy specifics
Trip cancellation
Annual trip cancellation or interruption costs for stays abroad and 4 days in Luxembourg covered in the event of illness, accident, death or major home damage before departure
SourceSection: Insurance - Travel Pack > Trip cancellation
The annual travel insurance reimburses your trip cancellation or interruption costs of your stays abroad and 4 days in Luxembourg in the event of illness, accident, death or a major damage in your home immediately before departure.
Baggage and luggage protection
Coverage for loss or damage to luggage, including electronic devices, car roof box contents, bicycles, skis and personal effects
SourceSection: Insurance - Travel Pack > Your luggage
During your travels, your luggage is covered in the event of loss or damage following theft, a mugging or any other accidental cause. It also covers your electronic devices, the contents of your car roof box, your bicycles and skis, as well as any sports equipment you hire (skis, surfboards, paddles, etc.).
Medical repatriation
Coverage for medical repatriation costs and return travel expenses when medically necessary
SourceSection: Insurance - Travel Pack > Annual assistance
Furthermore, the repatriation as well as search or rescue costs are also covered by the insurance.
Flight delay compensation
Coverage for hotel, meals and transfer costs when flight is delayed more than four hours, overbooked, or missed connection occurs
SourceSection: Insurance - Travel Pack > Flight delays
Is your flight more than four hours late, is the flight overbooked and you are unable to board, or have you missed your connection due to a delay on your previous flight? With Annual Travel Insurance, your hotel, meals and transfer costs are all covered.
Annual coverage period
Travel Pack provides year-round protection for all trips worldwide within a single annual contract period
SourceSection: Insurance - Travel Pack
Make the most of all your trips around the world and throughout the year – you are well protected.
Worldwide coverage
Travel Pack coverage applies anywhere in the world throughout the year without geographic restrictions
SourceSection: Insurance - Travel Pack
Make the most of all your trips around the world and throughout the year – you are well protected.
easyPROTECT integration
Travel Pack is an optional add-on to easyPROTECT Home insurance, combining with home, auto, civil liability, legal protection and accident coverage
SourceSection: Insurance - Travel Pack > easyPROTECT
easyPROTECT is the only contract in Luxembourg that allows you to combine all your insurance policies: home, car, family civil liability, legal protection, accidents and travel.
24/7 assistance services
Round-the-clock assistance services available to policyholders during travel emergencies and unforeseen circumstances
SourceSection: Insurance - Travel Pack > 24-hour support service
With Annual Assistance , you receive the best possible service in an emergency: language assistance, provision of hospital information, organisation of transport or transfer to a specialist clinic, exchange of information with the family doctor or relatives – with LALUX you are never alone!