ABN AMRO Casco (own-damage car insurance) (Wa Volledig Casco)

WA Volledig Casco scored 9.0 in the Consumentenbond's April 2026 car insurance test.

The standard €150 deductible is fully waived, plus you get free replacement transport and a repair guarantee, when repairs go through the ABN AMRO Schade Service network.

Theft is still covered even if your car does not meet the required security classification, unlike many insurers that exclude theft cover entirely in that case.

Insuring a second car gets you a discount of up to 70% on that policy's premium.

Repair network requirements

You may freely choose your own repair shop, but using an affiliated ABN AMRO Schade Service repair shop waives the standard €150 deductible for most damage. Glass replacement is an exception: it carries a €75 deductible via a network repairer (€150 at any other repairer), while glass repair via a network repairer has no deductible. Repairs via the network also come with a repair guarantee and free replacement transport.

Section: Wat is verzekerd? > Reparatie > Extra informatie

Bij ruitvervanging is het een eigen risico € 75,-. Dit geldt alleen bij vervanging door een schadeherstelbedrijf uit ons netwerk. Anders is het eigen risico € 150,-.

Anti-theft requirements

Depending on the car's catalogue value, brand, type and build year, ABN AMRO sets security requirements based on Stichting Certificering Motorrijtuigen (SCM) classes; not meeting the required class still gives theft cover but with a deductible of 2.5% of the catalogue value (minimum €375) instead of €0.

Claim notification deadline

You must report damage or a claim immediately ('meld dit dan gelijk'); for crime-related claims (theft, burglary) a police report must also be submitted, and for theft claims no payout is made if the car is recovered within 20 days, with ownership transfer required for payout if recovered after 20 days.

Section: Wat zijn mijn verplichtingen?

Als je schade hebt, meld dit dan gelijk.

Deductible rules

Standard deductible is €150 per event for WA Volledig Casco, reduced to €0 when repairs go through the ABN AMRO Schade Service network, except glass replacement, which carries €75 at a network repairer (€150 elsewhere). If the car does not meet the required SCM security class, the deductible for theft/burglary/joyriding becomes 2.5% of the catalogue value, minimum €375.

Section: Wat is verzekerd? > Reparatie > Extra informatie

Bij ruitvervanging is het een eigen risico € 75,-. Dit geldt alleen bij vervanging door een schadeherstelbedrijf uit ons netwerk. Anders is het eigen risico € 150,-.

Direct payment

If you have the vehicle repaired through the ABN AMRO Schade Service network of affiliated repair shops, the standard deductible is waived and the repair is guaranteed, so you generally do not need to pay costs upfront yourself.

Territorial scope

Coverage applies to cars with a Dutch registration plate, with an international insurance certificate (Green Card) issued for driving abroad listing the countries and emergency numbers covered.