ACSI Verzekeringen B.V.
ACSI
ACSI is a motor casco insurance for the Netherlands market with online purchase and 24/7 assistance.
Direct payment
ACSI Autoverzekering offers free choice of repair shop for auto damage claims. According to the ACSI FAQ, policyholders have free choice of repair company for their car, but pay no deductible (normally €250) if repairs are done at an affiliated repair or windshield repair company, effectively incentivizing (but not requiring) direct settlement with network garages.
Geographic scope
Netherlands, with coverage extending to countries indicated as valid on the insurance certificate (green card)
Coverage applies in the countries where the insurance certificate is valid; countries where it is not valid are crossed out on the certificate.
Unique selling points
- Vandalism damage is already covered under the limited casco (WA+) tier without affecting the no-claim discount.
- Standard deductible of €0, rising to €250 only if repairs are carried out at a non-affiliated repair shop.
- 36-month new value or purchase value guarantee up to €60,000 in case of theft or total loss.
- Free replacement vehicle during repairs when using an affiliated repair shop.
- Up to 80% no-claim discount plus an additional package discount of up to 15% for holding multiple ACSI policies.
Coverage limits
Own-fault damage to own vehicle
Conditional
Only in Volledig Casco (Allrisk)
Damage to the insured's own vehicle caused by their own fault is only covered under the Allrisk (Volledig Casco) tier; it is not covered under WA+ (Beperkt Casco).
Total loss / new value guarantee
€60,000
A 36-month new value or purchase value guarantee applies up to €60,000 in case of theft or total loss of the vehicle.
Partial damage (fire, storm, hail, collision with animals, etc.)
Covered
From the WA+ (Beperkt Casco) tier onward, partial damage such as fire, storm or hail damage, short circuit, collision with animals, theft, joyriding and glass breakage is covered.
Theft
€60,000
Theft of the vehicle is covered from the WA+ (Beperkt Casco) tier onward; the 36-month new value/purchase value guarantee up to €60,000 also applies to theft.
Glass breakage
Covered
Glass breakage (ruitbreuken) is covered from the WA+ (Beperkt Casco) tier onward.
Natural perils (storm, hail, etc.)
Covered
Damage caused by natural perils such as storm or hail is covered from the WA+ (Beperkt Casco) tier onward.
Vandalism coverage
Covered
Auto damage caused by vandalism is covered under limited casco coverage without affecting no-claim discount
Roadside assistance
No limit stated
Not specified for the ACSI car insurance product in the available sources (roadside assistance/pechhulp is documented for ACSI's camper and motorcycle insurance, but not confirmed for the car product).
Free replacement vehicle
Conditional
Free replacement vehicle during repair at approved repair shops
Occupant accident/damage insurance
Optional
An occupant insurance covering damage to occupants and their belongings in an accident is available as an optional additional cover, not mandatory and not part of base casco coverage.
Key conditions
Driver age and experience limit
Not specified in the available sources for the ACSI car insurance product.
Repair network requirements
ACSI has partnership agreements with specific repair shops offering deductible reductions and free replacement vehicles
Territorial scope
Coverage applies in the countries where the insurance certificate is valid; countries where it is not valid are crossed out on the certificate.
Anti-theft requirements
Not specified in the available sources for the ACSI car insurance product.
Claim notification deadline
No specific notification deadline (number of days) is stated; policyholders are advised to contact ACSI promptly after car damage and to collect evidence and third-party details.
Deductible rules
Standard deductible of EUR 0; EUR 250 applies when using non-approved repair shops
Documents
ACSI Car Insurance (WA / WA+Casco / Allrisk) product page
Product page
Policy specifics
Vandalism coverage
Auto damage caused by vandalism is covered under limited casco coverage without affecting no-claim discount
SourceDeductible structure
Standard deductible of EUR 0; EUR 250 applies when using non-approved repair shops
SourceApproved repair network
ACSI has partnership agreements with specific repair shops offering deductible reductions and free replacement vehicles
Source