Insurer profile

Ditzo B.V. (brand of ASR Nederland N.V.)

Ditzo B.V. (brand of ASR Nederland N.V.) · Netherlands

Founded 2007Zeist, Netherlands (registered office); parent a.s.r. headquartered in UtrechtLast verified Sep 1, 2026

Overview

Ditzo was launched in 2007 as the direct, online insurance brand of Dutch insurer a.s.r., letting consumers buy, adjust and cancel car, home, liability, travel, legal-expenses and health insurance themselves online without an advisor.

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Company details

Parent group: a.s.r. Nederland N.V. (ASR Nederland)
Regulator: De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM)
Phone: +31 30 699 7930
Email: [email protected]

Official website

Products from Ditzo B.V. (brand of ASR Nederland N.V.)

Motor

Ditzo Car Insurance – WA (third-party liability)

Legally required third-party liability cover for damage caused to others while driving.

Ditzo Car Insurance – WA+/Allrisk (casco)

Extended own-damage car cover, with allrisk being the most comprehensive option covering collision and other external causes.

Property

Ditzo Building Insurance (Opstalverzekering)

Covers frequent damage to the home itself such as fire, water, lightning or storm, including detached outbuildings on the same property.

Ditzo Contents Insurance (Inboedelverzekering)

Extra-extensive cover as standard for household contents against fire, water, lightning, storm and other unforeseen damage, with optional add-ons for allrisk, glass and rental.

Health

Ditzo Basic Health Insurance (Basisverzekering – Goede Keuze/Vrije Keuze)

Two mandatory basic health insurance variants offering 100% cover at contracted hospitals and care providers.

Ditzo Supplementary Health Insurance

Optional supplementary packages covering care not included in the basic policy, such as physiotherapy, alternative medicine and eyewear discounts.

Ditzo Dental Insurance (Tandartsverzekering)

Optional dental insurance package focused on reimbursing dental treatment costs.

Liability

Ditzo Liability Insurance (Aansprakelijkheidsverzekering)

Personal/family liability insurance covering damage caused to third parties, tailored to single, family or shared-living situations.

Ditzo Legal Expenses Insurance (Rechtsbijstandverzekering)

Legal assistance insurance offered in cooperation with legal expenses insurer ARAG/DAS for disputes in daily life, work or traffic.

Travel

Ditzo Continuous Travel Insurance (Doorlopende reisverzekering)

An annually renewing travel insurance covering medical costs and other travel risks for people who travel multiple times a year.

Life

Ditzo Term Life / Decreasing Term Insurance (Overlijdensrisicoverzekering)

A term life insurance product, listed as a trade name of ASR Levensverzekering N.V. in DNB's public register, paying out on death within the term.

Ditzo Funeral Insurance (Uitvaartverzekering)

A funeral cost insurance product, listed as a trade name of ASR Levensverzekering N.V. in DNB's public register.

Regulatory updates

As of 17 April 2023, a.s.r. discontinued the Ditzo brand: existing and new policies are now offered under the name 'Ik kies zelf van a.s.r.' as part of a strategy to reduce the number of brands and strengthen the a.s.r. brand. At the time of the change, Ditzo served over 700,000 customers with health, car, home and travel insurance. Ditzo's health insurance policies could no longer be newly concluded from 2025 onward under the Ditzo name. The underlying entities remain licensed insurers under DNB's Solvency II regime (e.g. ASR Levensverzekering N.V. and ASR Schadeverzekering N.V.), and Ditzo-branded life products (Ditzo Uitvaartverzekering, Ditzo Overlijdens Risico Verzekering) are still listed as trade names in DNB's public register.