Insurer profile
ONVZ Ziektekostenverzekeraar N.V.
ONVZ Ziektekostenverzekeraar N.V. · Netherlands
Overview
ONVZ is an independent, not-for-profit Dutch health insurer that focuses exclusively on health-care plans, offering members freedom to choose their own care providers.
Source20
Products in this market
1
Offer pages
Company details
- Parent group
- Vereniging ONVZ
- Regulator
- Dutch Authority for the Financial Markets (AFM) and De Nederlandsche Bank (DNB)
- Phone
- +31 30 639 6222
- [email protected]
Products from ONVZ Ziektekostenverzekeraar N.V.
Health18
ONVZ Vrije Keuze Basic Health Insurance
Mandatory basic health-care plan offering full freedom to choose care providers with 100% reimbursement at contracted providers.
ONVZ Bewuste Keuze Basic Health Insurance
Mandatory basic health-care plan covering the most essential care, a more budget-conscious alternative to Vrije Keuze.
ONVZ Vrije Keuze Startfit
Entry-level supplementary health insurance covering extra care such as physiotherapy and alternative medicine.
ONVZ Vrije Keuze Benfit
Supplementary health insurance package offering broader coverage of care not included in the basic plan.
ONVZ Vrije Keuze Optifit
Mid-tier supplementary health insurance with extended reimbursements including orthodontics after a waiting period.
ONVZ Vrije Keuze Topfit
Extensive supplementary health insurance package with high reimbursement levels for care such as physiotherapy, dental and alternative medicine.
ONVZ Vrije Keuze Superfit
ONVZ's most comprehensive supplementary health insurance, including OntzorgPlus, Wereldfit and Zorgplan coverage.
ONVZ Vrije Keuze OntzorgPlus
Supplementary insurance providing case-management support and reimbursement of high emergency-related costs.
ONVZ Vrije Keuze Zorgplan
Supplementary insurance providing extra luxury and comfort before, during and after a hospital stay.
ONVZ Vrije Keuze Tandfit Preventief
Basic dental insurance for adults focused on preventive dental care.
ONVZ Vrije Keuze Tandfit A
Entry-level dental insurance covering dentist, denture specialist and dental hygienist treatments.
ONVZ Vrije Keuze Tandfit B
Mid-tier dental insurance for adults with higher annual reimbursement limits than Tandfit A.
ONVZ Vrije Keuze Tandfit C
Most extensive dental insurance option in the Tandfit range, covering more than just regular dentist visits.
ONVZ Bewuste Keuze Start
Compact supplementary plan for Bewuste Keuze covering physiotherapy and dental care after an accident.
ONVZ Bewuste Keuze Extra
Most complete supplementary package under Bewuste Keuze, including full reimbursement for emergency care abroad.
ONVZ Bewuste Keuze Tand
Dental insurance for adults 18+ under the Bewuste Keuze basic plan.
ONVZ Health Basic
Private health-care plan for residents not eligible for the mandatory Dutch basic insurance, covering essential medical costs.
ONVZ Health Premium
Extensive private health-care plan for residents not eligible for the mandatory Dutch basic insurance, including physiotherapy and dental care.
Regulatory updates
In October 2025, ONVZ and VGZ announced a strategic partnership; on 22 December 2025 the Dutch competition authority (ACM) approved the deal, allowing a phased transition starting 1 February 2026. From 1 January 2027, VGZ will become the risk carrier for ONVZ's basic and supplementary health insurance policies and will take over health-care purchasing, while the ONVZ brand and its own customer service will continue to exist.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from ONVZ for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 2, 2026