Insurer profile
Onderlinge Verzekering Maatschappij ZLM U.A.
Onderlinge Verzekering Maatschappij ZLM U.A. · Netherlands
Overview
ZLM Verzekeringen is a Dutch mutual insurance company (onderlinge verzekeringsmaatschappij) with no shareholders, offering non-life insurance products to private and business customers, rooted in Zeeland and Noord-Brabant, via local advisers there and directly elsewhere. Because it has no profit motive, it aims to keep premiums low while offering personal service and fast claims handling.
Source25
Products in this market
3
Offer pages
Company details
- Regulator
- De Nederlandsche Bank (DNB) and the Netherlands Authority for the Financial Markets (AFM)
- Phone
- +31 113 238 000
- [email protected]
Products from Onderlinge Verzekering Maatschappij ZLM U.A.
Motor12
Car insurance WA (third-party liability)
Mandatory third-party liability cover for damage caused to others with a car.
Car insurance WA + limited casco
Adds partial own-damage cover (theft, fire, glass, storm) on top of the mandatory liability cover.
Car insurance Allrisk (full casco)
Full comprehensive cover for the policyholder's own car regardless of fault, plus liability cover.
Passenger accident insurance (SVI)
Covers material and personal injury damage for all occupants of a car in the event of an accident.
In- and outrider accident insurance (OVI/OVO)
Provides a fixed payout for permanent disability or death to riders and passengers of motorcycles or cars after an accident.
Van insurance
Liability and optional casco insurance for commercial vans, available as WA or Allrisk.
Moped insurance
Affordable liability and casco insurance for mopeds with fast claims handling.
Motorcycle insurance
Liability and optional casco cover for motorcycles, with recovery assistance included.
Motorhome insurance
Liability (WA) or all-risk cover for motorhomes/campers, including breakdown assistance abroad.
Caravan insurance
Covers damage to or loss of a caravan, awning, contents and accessories, including transport after an accident.
Classic car (oldtimer) insurance
Insurance tailored to classic cars, covering liability and casco damage.
Trailer insurance
Insurance for damage to or caused by a trailer coupled to a vehicle.
Property5
Agricultural machinery insurance
Insurance for agricultural equipment and machinery against damage and liability risks.
Building (home) insurance
Covers damage to the home and attached buildings from fire, storm, water damage and burglary, with guaranteed sufficient cover.
Contents insurance
Covers household contents against fire, theft, water damage and other risks, with guaranteed sufficient cover.
Valuables insurance
Extends cover for valuable items such as jewellery outside the home, worldwide.
Glass insurance
Covers breakage of windows in a rented home, taken out alongside contents insurance.
Liability2
Travel4
Continuous travel insurance
Year-round travel insurance covering medical costs, luggage, and assistance abroad.
Temporary travel insurance
One-off trip travel insurance covering medical costs, luggage and travel assistance.
Continuous cancellation insurance
Reimburses the cost of a booked trip if it has to be cancelled or cut short, valid all year.
Temporary cancellation insurance
Covers the cost of a single booked trip if it must be cancelled before departure.
Regulatory updates
ZLM operates as a licensed Dutch non-life insurer (KVK number 22009260) under the supervision of DNB and AFM.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from ZLM for the Netherlands market, with online purchase.
Last verified Sep 1, 2026
Motor third-party liability
motor third-party liability insurance from ZLM for the Netherlands market, with online purchase.
Last verified Sep 1, 2026
Travel insurance
travel insurance from ZLM for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026